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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011
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peigeng
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Jun 29 2016, 10:10 PM
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QUOTE(fruitie @ Jun 29 2016, 09:41 PM) Lower. WMC only requires 100k p.a., so it doesn't make sense to have 50k minimum limit. I do know someone who doesn't have 50k CL for WMC. As for ambank wmc and visa signature both require rm100k salary p.a....imo,a person who qualify either one of the card will also has no problem to obtain the other card.however,wmc has unlimited lounge access but visa signature restrict to 5 time a year.somemore ambank visa signature has lower point earning ability and higher air mile conversation rate.so in this situation,can i say ambank wmc is a better card to obtain?if you were earning more than 100k ayear ,will u apply for visa signature?
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fruitie
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Jun 29 2016, 10:16 PM
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Rise and Shine
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QUOTE(peigeng @ Jun 29 2016, 10:10 PM) As for ambank wmc and visa signature both require rm100k salary p.a....imo,a person who qualify either one of the card will also has no problem to obtain the other card.however,wmc has unlimited lounge access but visa signature restrict to 5 time a year.somemore ambank visa signature has lower point earning ability and higher air mile conversation rate.so in this situation,can i say ambank wmc is a better card to obtain?if you were earning more than 100k ayear ,will u apply for visa signature? Of course I will not.  Surely WMC.
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SUShuaweie5830
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Jun 29 2016, 10:20 PM
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My wmc oni 40k limit
Wao, now oni i knw requirement for wmc and visa signature r same
While visa infinite is the highest at 150k salary requirement
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maskedchan
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Jun 30 2016, 10:11 AM
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QUOTE(yoong81 @ Jun 29 2016, 07:40 PM) Went to ambank branch recently. tried to sign WMC, but income not enough. bank told me need to lock in RM 50K FD if wana get WMC in the end din't sign up did you heard it wrongly? RM5k or RM50k? your income very far away from RM100k?
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Jeeblets
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Jun 30 2016, 12:20 PM
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New Member
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Been reading up here alot while considering which CC to apply, just got my amb infinite approved, but approval took a long time....and funny thing is received statement b4 i got the card ...weird...anyway thanks for all post frm u guys here.
This post has been edited by Jeeblets: Jun 30 2016, 12:22 PM
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yoong81
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Jun 30 2016, 02:19 PM
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Getting Started

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QUOTE(peigeng @ Jun 29 2016, 10:10 PM) As for ambank wmc and visa signature both require rm100k salary p.a....imo,a person who qualify either one of the card will also has no problem to obtain the other card.however,wmc has unlimited lounge access but visa signature restrict to 5 time a year.somemore ambank visa signature has lower point earning ability and higher air mile conversation rate.so in this situation,can i say ambank wmc is a better card to obtain?if you were earning more than 100k ayear ,will u apply for visa signature? i heard that wmc has less promotions compared to visa..
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SUSfuzzy
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Jun 30 2016, 02:34 PM
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QUOTE(fruitie @ Jun 29 2016, 10:16 PM) Of course I will not.  Surely WMC. AmBank Visa Infinite same right? I'm comparing between WMC and VI, both like zero difference
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fruitie
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Jun 30 2016, 02:41 PM
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Rise and Shine
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QUOTE(fuzzy @ Jun 30 2016, 02:34 PM) AmBank Visa Infinite same right? I'm comparing between WMC and VI, both like zero difference  VI has higher income requirements. Yes, looks the same for AmBank.
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SUSfuzzy
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Jun 30 2016, 02:43 PM
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QUOTE(fruitie @ Jun 30 2016, 02:41 PM) VI has higher income requirements. Yes, looks the same for AmBank. So, between both you would still take WMC? I'm going to apply this week.
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fruitie
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Jun 30 2016, 02:46 PM
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Rise and Shine
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QUOTE(fuzzy @ Jun 30 2016, 02:43 PM) So, between both you would still take WMC? I'm going to apply this week. You can apply both.
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SUSfuzzy
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Jun 30 2016, 02:48 PM
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QUOTE(fruitie @ Jun 30 2016, 02:46 PM) You can apply both.  Bit over gua I tot getting the PBB Visa Sig + one of those only.. apply both like no significant difference
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SUShuaweie5830
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Jun 30 2016, 02:51 PM
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VI and WMC got total 6 free supp card
Means additional 6 ppl to enter ppl for free unlimited
Horaaayyyy
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fruitie
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Jun 30 2016, 02:54 PM
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Rise and Shine
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QUOTE(fuzzy @ Jun 30 2016, 02:48 PM) Bit over gua I tot getting the PBB Visa Sig + one of those only.. apply both like no significant difference  Free AF, no harm.  QUOTE(huaweie5830 @ Jun 30 2016, 02:51 PM) VI and WMC got total 6 free supp card Means additional 6 ppl to enter ppl for free unlimited Horaaayyyy Erm, not really. The name of the supp holders must tie to actual person for entry. Not like principal where you can use it on anyone but you must be present.
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SUShuaweie5830
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Jun 30 2016, 02:57 PM
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QUOTE(fruitie @ Jun 30 2016, 02:54 PM) Free AF, no harm.  Erm, not really. The name of the supp holders must tie to actual person for entry. Not like principal where you can use it on anyone but you must be present.  Wat you mean on the supp card ? Mind explain more in details , i very blur
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maskedchan
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Jun 30 2016, 03:02 PM
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QUOTE(fuzzy @ Jun 30 2016, 02:34 PM) AmBank Visa Infinite same right? I'm comparing between WMC and VI, both like zero difference  i would recommend u take both.. if from ambank, both card are same.. but if you check in VI and WMC website not ambank website, both offer different promotion..
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fruitie
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Jun 30 2016, 03:05 PM
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Rise and Shine
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QUOTE(huaweie5830 @ Jun 30 2016, 02:57 PM) Wat you mean on the supp card ? Mind explain more in details , i very blurĀ  Well, each supplementary card is tied to a person right? So, you can't simply use supplementary card with person A's name for person B. That's what I meant and at least this is what I understood for supplementary card PPL access. This post has been edited by fruitie: Jun 30 2016, 03:05 PM
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SUShuaweie5830
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Jun 30 2016, 03:11 PM
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QUOTE(fruitie @ Jun 30 2016, 03:05 PM) Well, each supplementary card is tied to a person right? So, you can't simply use supplementary card with person A's name for person B. That's what I meant and at least this is what I understood for supplementary card PPL access.  Ok i knw wat u mean So the supp card must be use on specific person which is the card holder, meanwhile principal card can use for other person as long as the principal card holder is there to sign off. No worry, actually plan to apply the supp card for my familly member so that we can all enjoy the free PPL, dun really care bout other people Actually VI + WMC means we can let , urself + another principal card owner sign off + 6 supp card owner , to enter PPL for free, total 8 pax  thanks ambank This post has been edited by huaweie5830: Jun 30 2016, 03:12 PM
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mamamia
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Jun 30 2016, 04:50 PM
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Anyone aware that Ambank have 0% installment for paying LHDN?
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kambing007
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Jul 1 2016, 07:13 AM
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Getting Started

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QUOTE(rdevil33 @ Jan 27 2016, 10:31 AM) Received CB RM128 x 2 for new sup card! Total CB earned RM906 for RM3000 spend (about 30% CB). Again TQ Ambank for Angbao given. Wondering should I cancel the card now and apply next time when there is new CB promotion? Hi was reading through the thread, andjust wondering, is there a thread that you guys follow that indicates the cashback promotions/cashback signups for all credit cards? Or you guys go through each credit card thread everyday? Or frequently visit each credit card website everyday? I seem to miss a lot of this "promotion" sign up cash back be it AMBank RM650 CB or RM388 CB or any other Bank CC. Thanks in advance for the tips!
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Human Nature
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Jul 1 2016, 08:52 AM
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QUOTE(kambing007 @ Jul 1 2016, 07:13 AM) Hi was reading through the thread, andjust wondering, is there a thread that you guys follow that indicates the cashback promotions/cashback signups for all credit cards? Or you guys go through each credit card thread everyday? Or frequently visit each credit card website everyday? I seem to miss a lot of this "promotion" sign up cash back be it AMBank RM650 CB or RM388 CB or any other Bank CC. Thanks in advance for the tips! We read thru the different threads
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