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Credit Cards AM Bank Credit Card, Cash Back 25% for Caltex till Dec 2011
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fruitie
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 Jun 18 2015, 02:17 AM
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Rise and Shine
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I have a car loan with AmBank since 2 years ago, when I just started paying loan, one fine day I received a credit card from them.
Since it has no benefits for me, I asked to terminate it immediately.
Now I'm interested in applying its other cards, will I still be considered as its new customer? Just wanna try luck for RM 650 cash back.
On another thought.... I saw people posting about their horrible experience with AmBank...
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fruitie
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Jun 18 2015, 10:05 AM
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QUOTE(chongaik82 @ Jun 18 2015, 09:48 AM) From the T&C... 2. This Programme is open to all new customers who apply for an AmBank / AmBank Islamic Credit
Card (i.e. Visa Infinite, World MasterCard, Visa Signature, Platinum, Gold, CARz, TRUE and
AmBank Cosway only) for the first time during this programme period. 3. The Programme is only applicable to all New-To-Bank AmBank / AmBank Islamic Cardmembers (New Cardmembers). Cards cancelled less than six (6) months and/or reapplied during the
Programme Period will not be considered as New-To-Bank customers. Did not mention anything related to loan. So i think you are NEW TO BANK  Sorry if my post wasn't clear, it was because of the credit card that came together with the loan though I asked for termination eventually... |
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fruitie
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Jun 18 2015, 10:06 AM
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QUOTE(kremlin @ Jun 18 2015, 10:05 AM) Apply the card and supp card, get the cashback and then if AMbank service is really horrible, cancel the cards  Well, the horrible experience if for the application. Anyway, I'm not used to go through agents, I guess I will stick to fax then. It's a pain to walk in to their branches.  |
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fruitie
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Jun 18 2015, 10:07 AM
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QUOTE(kremlin @ Jun 18 2015, 10:06 AM) If you canceled the card more than 6 months ago, then you are consider new. If you want to be sure, I will get my friend to check for you. OK, then I'm safe. It was terminated two years ago. |
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fruitie
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Jun 18 2015, 10:14 AM
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QUOTE(kremlin @ Jun 18 2015, 10:08 AM) haha.. my friend works in AMbank (not agent) and you will have a smoother experience through him. PM me if you need any help. OK, let me do some research first.  QUOTE(chongaik82 @ Jun 18 2015, 10:12 AM) Agree with leetan33 view. More than 6 months should consider 6 months. Since when it is leetan33?  It was kremlin la... Big difference in the name. |
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fruitie
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Jun 21 2015, 10:45 PM
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QUOTE(kremlin @ Jun 21 2015, 10:31 PM) just started on 15 June.. can't wait to try but waiting for my card to be approved  I thought you have friend who can help you? Also took so long? |
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fruitie
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Jun 22 2015, 10:13 AM
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QUOTE(kremlin @ Jun 22 2015, 10:11 AM) My friend submitted for me and help me to monitor. Approved already and waiting for my card.  Goodness, if I checked back your post, you submitted around 28th May...  Nearly a month? Never mind, I will still try. |
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fruitie
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Jun 22 2015, 06:21 PM
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Just remembered there is one branch in KL Sentral, will walk in tomorrow then. |
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fruitie
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Jun 24 2015, 01:57 PM
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Submitted my application + supplementary application in KL Sentral branch. I was given free 20 bucks Starbucks voucher. I was asked to choose between a soft toy, umbrella or RM 20 Starbucks voucher. The officer gave me her business card and I can follow up in 1-2 weeks time, I requested to collect from KL Sentral branch after so many banks sent my cards back to my hometown when I requested to send to office.  The officer told me that I'm still eligible for the RM 650 cash back.  About the RM 650 cash rebate... Only after I spend I will get it right? I cannot withdraw out the money... No benefits to spend for AmBank... Unlike SCB previously where it will credit into account first and I can use it anytime... This post has been edited by fruitie: Jun 24 2015, 02:02 PM |
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fruitie
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Jun 24 2015, 02:06 PM
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QUOTE(MGM @ Jun 24 2015, 02:04 PM) What are the docs required for submission? Only I.C. and 1 month latest salary (for fixed income earners) but I also add in my latest EPF statement. |
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fruitie
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Jun 24 2015, 02:59 PM
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QUOTE(kremlin @ Jun 24 2015, 02:55 PM) I mentioned what... Submitted my application + supplementary application in KL Sentral branch. But sigh, have to spend twice to maximize the usage. 1) To spend RM 1600 to be eligible for RM 650 2) To spend the RM 650 This post has been edited by fruitie: Jun 24 2015, 03:00 PM |
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fruitie
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Jun 24 2015, 03:15 PM
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QUOTE(kremlin @ Jun 24 2015, 03:09 PM) oops sorry well, rm650 rebate is a lot mah.. hehe spend 1600 on dining table and then 650 on the chairs or you can spend RM1600 on the anything, then pay rm950 when you received the 1st statement, then the 2nd statement, pay minimum payment. you will get lesser rebate but you do not need to spend another rm650 lor.No no. Cannot on the bolded part. I cannot do this to my clean credit record. QUOTE(sms2u @ Jun 24 2015, 03:14 PM) You only entiled if you are the first 9000 card member. Refer to T&C http://www.ambank.com.my/ambank/SiteAssets...yGetCashTnC.pdf 1.This AmBank / AmBank Islamic’s Credit Card Acquisition – Apply & Get Cash Programme ("Programme") will commence from 1 July 2014 to 31 December 2015 (both dates inclusive) ("Programme Period"); or upon fulfilled first 9,000 Cardmembers, whichever is earlier. I mentioned what the officer said I'm still entitled. It is still in the website and until 31st Dec, I doubt they want to put something which is no longer applicable. |
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fruitie
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Jun 24 2015, 03:27 PM
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QUOTE(sms2u @ Jun 24 2015, 03:24 PM) The promotion is until 31 Dec 2015 and that why the officer said u r entitled. But we will no know whether already hit 9000 card holder as it is first come first serve. Entitled no meaning will win Anyway, whatever. Do you think I don't know about the 9000 first customers? Also, if you don't try how do you know if you are entitled? This is about trial and error thingy. Asking me to read the TnC, how does it help me? Read already I will get the RM 650? It is not about winning, I'm not in a contest. This post has been edited by fruitie: Jun 24 2015, 03:29 PM |
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fruitie
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Jun 24 2015, 03:32 PM
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QUOTE(chongaik82 @ Jun 24 2015, 03:30 PM) We are applying credit card from Bank. Not organization charity. If sure win bungkus la the bank You should try yours too. I think the quota is still there. |
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fruitie
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Jun 24 2015, 03:36 PM
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QUOTE(chongaik82 @ Jun 24 2015, 03:34 PM) Yup. Immediate after i cancelled my OCBC and CIMB. I apply a new card (and i not even aware about this promo) last week my car service is RM800++  Hope i will get RM 300 to compensate a little bit  Now I'm thinking if I can combine the RM 500 groceries or/and dining and get RM 150 cash rebate with this RM 650 cash rebate. That means I spend RM 1600 and get RM 650 plus RM 150. This post has been edited by fruitie: Jun 24 2015, 03:37 PM |
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fruitie
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Jun 24 2015, 03:36 PM
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QUOTE(sms2u @ Jun 24 2015, 03:35 PM) Here is to share info for all. No point to argue here. I put the t&c is for other reference. U CAN JUST IGNORE MY MSG IF YOU THINK NO HELP U Thank you so much but this info has been shared much earlier. |
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fruitie
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Jun 24 2015, 03:43 PM
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QUOTE(chongaik82 @ Jun 24 2015, 03:39 PM) We should allow. one is signup promo and second one is card member promo Anyway, did not remember clear what inside T&C. I'm also aiming for RM 150 cash rebate for groceries Yes, but anyway let's wait till my card is approved first... QUOTE(sms2u @ Jun 24 2015, 03:40 PM) Did SCB bungkus? still recall SCB give RM300 cash rebate for applying cedit card last time and customer do not need to even spend any? Or may be u are no ware. There are many ppl apply even up to 7 SCB CC to get RM2000+ cash rebate without any spending. Yes, back in 2013. I got that as well. That's why I said AmBank requires people to spend whereas SCB didn't require... |
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fruitie
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Jun 26 2015, 03:59 PM
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QUOTE(ronnie @ Jun 26 2015, 03:44 PM) Very nice idea !!! Don't forget to register though Yes, I will register when I receive my cards. I'm just wondering how can I spend RM 1600 on groceries and dining. Crazy. |
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fruitie
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Jun 26 2015, 05:04 PM
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QUOTE(ronnie @ Jun 26 2015, 04:09 PM) Go treat your company's luncheon and get it re-imbursed I think a few luncheons... QUOTE(ronnie @ Jun 26 2015, 04:10 PM) You guys can try to call 03-27188888 to check your application status via IVR. See if your application has been submitted or not. Mine's says "no record" Wrong number. I already suspected when somebody picked up the call. |
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fruitie
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Jun 26 2015, 05:54 PM
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QUOTE(Tigerr @ Jun 26 2015, 05:40 PM) Ask your neighbours what they want to buy n u ll help them buy.  Not sure if I want to make use of this thread: https://forum.lowyat.net/topic/3304889Since some of them use Wise to swipe right and trying to include into groceries?  I have even wilder idea... RM 1600 and break into 2 transactions to get RM 650 + RM 150 + RM 150. Now, please pray hard that my application will be approved.  Since I need to spend within 60 days (2 months) and RM 150 is max per month... So only 2xRM 150. This post has been edited by fruitie: Jun 26 2015, 05:57 PM |
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