hello guys
need a bit of help here, check if my calculations is correct

lets say i do a 25k BT to get a iphone 6s

25k+(25*8.99%*3)=25k+6675

interest = 6675

gain = 6675 - iphone6s
am i correct?

thanks

i am sure she is having a busy month

I am not aware of any credit card in malaysia that can be used as debit card as 2 in 1 card.

WMC Min income requirement is 100k and not 150k? I saw the website stated 100k, similar to visa signature.

entitle to spend RM 1.3k to get the Cash Back?

huaweie5830 took how long to approve? is the income requirement strictly followed?  

All banks actually encourage you to call to inform to avoid any fraud case.
I always call banks before I go to overseas and they will take note of my visiting country and the duration I will be there.

Can use doesn't mean can swipe and go through all the times.

I went to Japan without informing Maybank as I totally forgot about it. After my 2 swipes, Maybank tried to call me but I missed the call as I was at the crowded Shinjuku station. Then, I noticed the missed call and I called back using my corporate line (luckily, thanks to my Company), I was correct, it was indeed Maybank. Luckily I called before I swipe again because they already suspected fraud and about to block my card.

So, it's always encouraged to call your banks before you go overseas to avoid any issues and eventually causing you unpleasant experience and incurs high costs of calls due to roaming.

Nice, first time luck?