As for  ambank wmc and visa signature both require rm100k salary p.a....imo,a person who qualify either one of the card will also has no problem to obtain the other card.however,wmc has unlimited lounge access but visa signature restrict to 5 time a year.somemore ambank visa signature has lower point earning ability and higher air mile conversation rate.so in this situation,can i say ambank wmc is a better card to obtain?if you were earning more than 100k ayear ,will u apply for visa signature?