I heard PBB loans must come with MRTA.

Yes, with MRTA. Op for 3 + 5 years, meaning 3 years during construction and 5 years after that.

How much your loan amount? Why just BLR-2.2??

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Added on December 16, 2011, 2:51 pmCan waived the MRTA or not??

This post has been edited by krif: Dec 16 2011, 02:51 PM

<500k, that y I was not interested with the offer at all

Here's the current loan packages i got from the bankers so far:

1) UOB - BLR-2.4%; LP: 5 yrs but will be changed to 3 yrs (to be cfrm by this month; No MRTA compulsory

2) PBB - BLR-2.5% (1st), 2.45% (2nd-3rd), 2.4% (thereafter); LP: 3yrs; MRTA (min 10yrs)

3) MBB - BLR-2-3 / 2.4%; L/P: 3yrs; No MRTA compulsory


Does anyone out there have other loan packages for sharing and compare ?

May I know which bank is the Panel now?

Coz i just know MBB, OUB, CIMB and PPB is panel. And I check with my bankers fren, Alliance, HLB, OCBC are not in yet but the developers staff said these 3 banks ady in..So confusing.

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Added on December 16, 2011, 3:30 pmMe too. I ady submitted to CIMB but not yet approved.

This post has been edited by krif: Dec 16 2011, 03:30 PM

Ambank - BLR-2.4%, LP = 3 years, MRTA Compulsory but allow coverage 50%

For UOB, no MRTA compulsory....can we buy MRTA separately thru the agent, not going thru the bank? If MRTA is not tighted with bank loan, then if we refinance to other bank later, possible we no need to surrender the existing MRTA and buy again tight to the refinance bank?

This post has been edited by Guppy11: Dec 16 2011, 06:08 PM

Yes you can buy MRTA separately thru the agent. In fact it is not compulsory to get MRTA from bank. But certain banks will enforce you to get the MRTA from them.

MRTA is not transferrable. It means if you sell your current house and get a new one, the MRTA is not able to transfer to the new house. This is one of the disadvantage for MRTA.

There is MLTA on the market which is much more better compare to MRTA, in terms of transferrable, sum assured and also surrender value. If you need to get more info, do PM me.

I got a unit from the Leafz as well. I have applied HLB and MBB last week, still pending. I applied HSBC this morning and should be able to get the result by next week.

Which bank can offer up to 40 years?

Just wondering about your formula calculation.. why x ½?

hey guys....after seeing few project, Leafz is my preference,but I do really scare to buy a property at 550psf after discount at sungai besi.Definitely if Leafz is for own stay there is more regardless the price because I believe when all condo surround one area, lifestyle/ special selling point is important, like mont kiara, verve suite still win a lot of youngsters heart. Currently sungai besi only Leafz have this kind of lifestyle and come with small unit. It might be too earlier for sungai besi to have small unit like KLCC area due to demand but I believe small unit is a trend now. Ppl don't afford to buy property can go for small unit. But I doubt for the investment market, some is correct which there are not expatriate area, no LRT....can it be rented for RM2000 rental for a 750sf unit? I doubt. So far just the low cash entry(-8%) attracted me coz some fitting is in the unit and spend about 15k can furnish the place nicely. Phew,after long story, now my decision is.....still pending

This post has been edited by samoption85: Dec 19 2011, 03:03 PM

Not sure if they still have units available... If yes also quite limited I guess. Kawan, tunggu apa lagi??? Buy nia.....

Because i assume the construction works (progress claim) spread evenly throughout 36 mths.

think a few banks offer 40 years. but the most is 45 years which is only by alliance bank. but also depends on age of the applicant as well.

UOB offer max to 40 years with limit to age 70

Then what is the price psft you think is safe to buy? See today http://forum.lowyat.net/topic/2154805 ...SOFO@USJ Subang Batu 3... 272k for 500 psft before discount.... the price for SOHO is getting higher and higher ....

Some condo with bigger size price at 400 psft but move slow (Zxfxr)...but some condo price at 450 psft move faster (UxB).... What does it tell? Lower price not necessary fetch higher sales ....price is just one of the factor....Others like dveloper reputation, features/concept of the condo, etc....KLCC super condo charge premium is not becoz of the materials cost, but rather on other aspect like service, quality, mgmt, design, .....all these added value ....ppl buying condo is no more buying in a place to stay, but also a life style, community, security, accessability, ....total package of the buyer's demand .......

If you are targetting a normal working adult for rental, then i would think a condo with 3 rooms less than 400k will be more suitable ..... if you are targetting for an appreciation of price over few years, then I would think The Leafz will be better ....at the end, it depends on your objective and strategy .....you make the call.

I think at that area sell for 550psf the price are too high.In that area no any condo go for this price,somemore at that area got too many choices.If people want to rent or buy they have too many choice for that prices.
Nowadays buying a high rise property must be super careful ..in year of 2013 there have around 100,000 unit of soho,condo completed,supply more then demand..

i just successfully dropped my unit. and i got my RM8000 back.. The service from the admin is very good..

until now still havent sold out... some more got ppl cancel... those oledi bought... worry or not?

This post has been edited by katijar: Dec 20 2011, 11:42 AM