Yes, I think I remembered someone mentioned about this earlier on this thread.
Guess I didn't really pay attention that time.
Haha. Yes, I love reading your blogs and sometimes could take up an hour or more.
Yes, I'm a silent reader.

In that case, please update us if you got the 5% cash back (if you had swipe our card on a weekend).

Thank you so much fruitie for reading some of my long winded articles

my annual income only rm27000 can i apply?

Hello I just receive the rebate today on my Amex because i pump at Shell

But I also spent RM124.30 on my mastercard

why there is no cashback on my Master card ? but only my amex ?

got different date cash back for master & amex ?

The cash rebate is only for AMEX and only for weekends swipe. Please read the product disclosure before asking this kind of information.

Anybody know if the Amex forex rates are better or worse than Visa/Master?

99.99999% that Amex forex is worse tha Visa/Mastercard.

Not quite, they are quite strict.

Definitely worse. It's a safe enough assumption.

Yeah, I just looked back at my records and did some rough analysis.

It seems Mastercard has a surcharge about 0.8% - 1.0% on top of the forex rate. Whereas Amex is 2.6% - 2.9% surcharge! So you get billed higher in RM with Amex and I guess this is where they can afford to give you 5x TP. So my conclusion is that for Internet transactions the Amex 5x TP is only a very marginal benefit.

Dear All,

Is there any annual fee needed to be paid after getting Maybank 2 Gold card? As far as I know there's a RM50 charges per annual is that correct?

No annual fees but there is yearly GST fees - RM 50.

i know i know. but i just wan to know the interest count, well, so far i settle my outstanding every single time (although still new)
as i understand:
5% from total outstanding + interest (if no carry forward = no interest) + installment = minimum payment
if after due, the total outstanding will be charges interest (right?) + all transaction thereafter will be charged interest as well

but i just want to know whether the outstanding get charges?


reason i want to know:
worry, *touchwood* if one day,as the emergency fund that i build up might not enough to cover, hence some of the expenses that need to carry forward for next month statement

All balance on the card will get changed compounded interest on daily basis if statement balance is not cleared by due date (plus 3 days grace period to take into account delayed payment methods).

If you need more details, the Wikipedia article on credit cards is more than enough to give you a good idea on how things work.

Hi guys,

Need to ask about the MSOS on the Master/Visa online transaction security thingy. This feature does not require us to register, right? (Means this feature by default already implemented to all MBB cards)

Just weird when I went Apple Store bought something with my MBB2 card buy but didn't have this security pop out?

Hmm...



Edited typo.

This post has been edited by zeigeist: Jan 2 2012, 10:11 PM

I needed to register mine. Tried to book a room through Genting website and it stated that I needed to register my MSOS before proceeding. So I just gave Maybank a call and within 2 minutes, the MSOS is registered and few minutes later, a SMS was sent to my phone to confirm the registration of the MSOS.

anyone know what is the requirement to apply maybank credit card? I mean what document should i need? I just got a job, i think i should get a card to start gaining benefits by using the card for petrol

Apple Store does not use Secure3D.

Does Apple Store website implement Verified by Visa or Mastercard SecureCocde first? If no, then it won't pop up for MSOS.

Refer to the bank website.