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Debit Card V3
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ClarenceT
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 Apr 1 2024, 02:25 PM
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QUOTE(adibyusoff @ Apr 1 2024, 02:19 PM) Yes. Still using wise if i want to have gbp then transferred to my monzo account for gbp usage. That one's for cash only. But I'm not really into transferring here and there with the wise account. Prefer credit card as it's more hassle free plus security plus i kind of like with the 8x points. Been accumulating more than 500k points for several months of usage now. Any better Cc option for foreign use?  Unlikely >2.6% Cashback/rewards.. |
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xiaomoon
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Apr 1 2024, 02:35 PM
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QUOTE(beLIEve @ Apr 1 2024, 12:52 AM) Shop Online & Get up to RM720 Cash Back with PB Mastercard Debit Card[ PBB | T&Cs ]  15. “Qualifying Transactions” shall include all online transactions and exclude e-wallet top-up transactions, ............................. shopee debit card direct payment will fall to ewallet for them? |
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cybpsych
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Apr 1 2024, 02:39 PM
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QUOTE(xiaomoon @ Apr 1 2024, 02:35 PM) shopee debit card direct payment will fall to ewallet for them? you already said "direct payment" ewallet require "top up" as per t&c. |
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ClarenceT
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Apr 1 2024, 02:44 PM
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QUOTE(beLIEve @ Apr 1 2024, 11:59 AM) 01-04-2024 MISC CR 100.00 2024 Feb Spent RM800 on 10/2/24 Still could win RM100 CB.  --- For RCB MC, could win both RM200/300 + RM100, if spending 2x/3x RM1000 + RM800. This post has been edited by ClarenceT: Apr 1 2024, 04:15 PM |
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xiaomoon
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Apr 1 2024, 02:56 PM
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QUOTE(cybpsych @ Apr 1 2024, 07:25 AM) Top up & Get RM30 Cash Back EVERY WEEK with PB Mastercard Debit Card (By Invitation Only) [ PBB | T&Cs ]  wow, per week  no received invitation |
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Mr Gray
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Apr 2 2024, 08:51 AM
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QUOTE(adibyusoff @ Apr 1 2024, 02:19 PM) Yes. Still using wise if i want to have gbp then transferred to my monzo account for gbp usage. That one's for cash only. But I'm not really into transferring here and there with the wise account. Prefer credit card as it's more hassle free plus security plus i kind of like with the 8x points. Been accumulating more than 500k points for several months of usage now. Any better Cc option for foreign use? The points that you accumulate is a lot less than the astronomical charges that UOB had added to your fx transactions. Best Debit Card for fx use: SCB Jumpstart Best Credit card for fx use : Hong Leong I'm Card Both of these have zero fx markup. No other benefits |
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moonsatelite
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Apr 2 2024, 11:47 AM
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QUOTE(Mr Gray @ Apr 2 2024, 08:51 AM) The points that you accumulate is a lot less than the astronomical charges that UOB had added to your fx transactions. Best Debit Card for fx use: SCB Jumpstart Best Credit card for fx use : Hong Leong I'm Card Both of these have zero fx markup. No other benefits GXBank too doesn't have markups for overseas foreign transactions nor does it even have withdrawal fees for ATM cash withdrawals |
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Mr Gray
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Apr 2 2024, 11:58 AM
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QUOTE(moonsatelite @ Apr 2 2024, 11:47 AM) GXBank too doesn't have markups for overseas foreign transactions nor does it even have withdrawal fees for ATM cash withdrawals Yes same as SCB Jumpstart |
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moonsatelite
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Apr 2 2024, 12:13 PM
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QUOTE(Mr Gray @ Apr 2 2024, 11:58 AM) Yes same as SCB Jumpstart i have researched though, - Ambank debit card (Mastercard) - OCBC debit card (Mastercard) - Al Rajhi debit card (Visa) these debit cards don't charge any 1% or greater fees for paying via the cards for foreign transactions, but they all charge RM 12 for overseas ATM cash withdrawals |
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Ramjade
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Apr 2 2024, 04:14 PM
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QUOTE(moonsatelite @ Apr 2 2024, 11:47 AM) GXBank too doesn't have markups for overseas foreign transactions nor does it even have withdrawal fees for ATM cash withdrawals QUOTE(Mr Gray @ Apr 2 2024, 11:58 AM) Yes same as SCB Jumpstart I saw gxbank USD charges different than XE. XE was 4.71, GXbank charge 4.74. I need to test further. |
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triple c
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Apr 2 2024, 09:00 PM
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Getting Started
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Hi, plan to get a debit card from pbb. Which card will have more reward/cashback promotion? Visa or master?
Thank in advanced.
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ericlaiys
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Apr 2 2024, 11:09 PM
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QUOTE(triple c @ Apr 2 2024, 09:00 PM) Hi, plan to get a debit card from pbb. Which card will have more reward/cashback promotion? Visa or master? Thank in advanced. visa |
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cybpsych
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Apr 3 2024, 06:25 AM
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QUOTE(triple c @ Apr 2 2024, 09:00 PM) Hi, plan to get a debit card from pbb. Which card will have more reward/cashback promotion? Visa or master? Thank in advanced. simple browse through all my promo postings in this debit card topic. see which pb debit cards that were most targeted. |
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Mr Gray
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Apr 3 2024, 09:02 AM
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QUOTE(Ramjade @ Apr 2 2024, 04:14 PM) I saw gxbank USD charges different than XE. XE was 4.71, GXbank charge 4.74. I need to test further. That's interesting. Let us know your finding. As always we can't really trust these banks. Need to test on our own Just like Maybank MAE zero foreign markup, but in actuality still got charge. |
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Ramjade
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Apr 3 2024, 11:06 AM
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QUOTE(Mr Gray @ Apr 3 2024, 09:02 AM) That's interesting. Let us know your finding. As always we can't really trust these banks. Need to test on our own Just like Maybank MAE zero foreign markup, but in actuality still got charge. Not so soon test again. But I am getting gxbank for cukai taksiran and local council bills. Haha |
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cybpsych
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Apr 3 2024, 11:39 AM
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QUOTE(Ramjade @ Apr 3 2024, 11:06 AM) Not so soon test again. But I am getting gxbank for cukai taksiran and local council bills. Haha any benefits for gxbank debit card for cukai taksiran and local council bills? |
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Ramjade
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Apr 3 2024, 12:15 PM
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QUOTE(cybpsych @ Apr 3 2024, 11:39 AM) any benefits for gxbank debit card for cukai taksiran and local council bills? 1% cashback unless I am mistaken la. This post has been edited by Ramjade: Apr 3 2024, 12:15 PM |
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ClarenceT
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Apr 3 2024, 12:25 PM
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QUOTE(Ramjade @ Apr 3 2024, 12:15 PM) 1% cashback unless I am mistaken la. You are mistaken! https://forum.lowyat.net/topic/5416294Should use TNG Visa or Bigpay Visa, still can get some reward points. This post has been edited by ClarenceT: Apr 3 2024, 12:29 PM |
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Ramjade
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Apr 3 2024, 12:34 PM
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QUOTE(ClarenceT @ Apr 3 2024, 12:25 PM) You are mistaken! https://forum.lowyat.net/topic/5416294Should use TNG Visa or Bigpay Visa, still can get some reward points. Why am I mistaken? They said 1% cashback off everything. TnG and bigpay got nothing since now they start charging credit card user. |
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cybpsych
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Apr 3 2024, 12:39 PM
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QUOTE(Ramjade @ Apr 3 2024, 12:15 PM) 1% cashback unless I am mistaken la. read the t&c for gxcard |
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