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Debit Card V3
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Ramjade
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 Oct 11 2016, 10:59 PM
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QUOTE(AIYH @ Oct 11 2016, 10:54 PM) Thanks for the announcement  RamjadeLooks like going to close down true account and open BSA liao  Anyone know if there is any charges in closing and opening a no fee BSA like is ther any replacement fee or issuance fee? Let's see how are they going to charge me with only RM0.11 inside. Will withdraw all and close account in december when I come back. I have no need for Truesavers anymore actually since getting standard chartered Just One (free IBFT). Just keeping it because it's free. Thanks poor man, will close account. Let's hope the exodus will cause some "damage" to them. This post has been edited by Ramjade: Oct 11 2016, 11:02 PM |
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Ramjade
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Oct 11 2016, 11:10 PM
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QUOTE(AIYH @ Oct 11 2016, 11:02 PM) Same, not using it after interest rate reduction and eGIA coming in Just wish to maintain at least a BSA inside AmBank as well Less account = less stuff ro keep track for me. Yes you are right. eGIA-i is all I need for all interest SA. For free transfer (future cc, bills and loan payment will be handle by Just One) This post has been edited by Ramjade: Oct 11 2016, 11:11 PM |
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Ramjade
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Oct 11 2016, 11:21 PM
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QUOTE(AIYH @ Oct 11 2016, 11:15 PM) btw, for SC just one, need how much minimum deposit to open, 2 account just like am true, no annual fee or card issuance fee, minimum balance kosong? How much minimum deposit to open : They will ask for RM1500 but you can open with zero. I opened mine with RM200. Then withdraw all out. Yes 2 account just like ambank true Yes, it's FOC.   |
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Ramjade
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Oct 11 2016, 11:42 PM
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QUOTE(AIYH @ Oct 11 2016, 11:30 PM) so they are like the foreign bank version of am true (although it is the aus nz concept ), with no fee debit card as well?  Just hope it wont end up like the current am true Well they have been free for few years already. I think almost 5 years? |
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Ramjade
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Jun 30 2022, 11:13 PM
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How good is MAE card vs OCBC debit card (OCBC frank) exchange for overseas transaction?
This post has been edited by Ramjade: Jun 30 2022, 11:17 PM
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Ramjade
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Sep 8 2023, 08:53 PM
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Anyone use jumpstart to pay tmb or maxis? Can get 5% cashback?
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Ramjade
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Sep 15 2023, 01:46 PM
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Anyone used jumpstart and get cashback for tnb and maxis?
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Ramjade
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Sep 20 2023, 01:13 PM
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Scb jumpstart debit card sucks. Top-up account cause wanted to pay USD160+, told me insufficient balance. Amount I have was RM900. will try again in the future.
Another side note, max transaction with SCB jumpstart card is RM6k/day.
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Ramjade
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Feb 2 2024, 09:57 PM
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Any idea why standard chartered jumpstart account unable to make transaction on Amazon/Shopify?
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Ramjade
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Apr 2 2024, 04:14 PM
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QUOTE(moonsatelite @ Apr 2 2024, 11:47 AM) GXBank too doesn't have markups for overseas foreign transactions nor does it even have withdrawal fees for ATM cash withdrawals QUOTE(Mr Gray @ Apr 2 2024, 11:58 AM) Yes same as SCB Jumpstart I saw gxbank USD charges different than XE. XE was 4.71, GXbank charge 4.74. I need to test further. |
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Ramjade
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Apr 3 2024, 11:06 AM
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QUOTE(Mr Gray @ Apr 3 2024, 09:02 AM) That's interesting. Let us know your finding. As always we can't really trust these banks. Need to test on our own Just like Maybank MAE zero foreign markup, but in actuality still got charge. Not so soon test again. But I am getting gxbank for cukai taksiran and local council bills. Haha |
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Ramjade
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Apr 3 2024, 12:15 PM
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QUOTE(cybpsych @ Apr 3 2024, 11:39 AM) any benefits for gxbank debit card for cukai taksiran and local council bills? 1% cashback unless I am mistaken la. This post has been edited by Ramjade: Apr 3 2024, 12:15 PM |
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Ramjade
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Apr 3 2024, 12:34 PM
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QUOTE(ClarenceT @ Apr 3 2024, 12:25 PM) You are mistaken! https://forum.lowyat.net/topic/5416294Should use TNG Visa or Bigpay Visa, still can get some reward points. Why am I mistaken? They said 1% cashback off everything. TnG and bigpay got nothing since now they start charging credit card user. |
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Ramjade
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Apr 3 2024, 12:44 PM
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QUOTE(cybpsych @ Apr 3 2024, 12:39 PM) Thanks. Found it. No cash back for govt body. Nevermind. At least can get cash back for buying roasted chicken at baker cottage or else cannot even get cause back everytime my parents want to buy roasted chicken. This post has been edited by Ramjade: Apr 3 2024, 12:48 PM |
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Ramjade
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May 25 2025, 09:35 PM
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QUOTE(am3 @ May 23 2025, 11:32 PM) Any suggestion for a good debit card to link with paypal account? To pay for some subscription services. Need something that is not digital bank only. Standard charter jumpstart. Make sure to always pay in the country currency and not in ringgit. If you pay in ringgit, they will use PayPal conversion rate which is very lousy. This post has been edited by Ramjade: May 25 2025, 09:36 PM |
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Ramjade
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May 26 2025, 07:32 AM
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QUOTE(am3 @ May 26 2025, 12:48 AM) Need to go to branch or just register online? Branch la. |
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Ramjade
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May 28 2025, 08:13 PM
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QUOTE(jkngo2003 @ May 26 2025, 09:55 AM) for jumpstart debit card and account, i register online only and get the card by mail Nicee. I apply via branch. |
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Ramjade
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Jun 2 2025, 11:19 AM
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QUOTE(sjz @ Jun 2 2025, 08:21 AM) yes indeed. and the worst thing is there no option for you to opt out. for eg. maybank which is very kind to offer an option for you to choose no annual fee but limited time of cash withdrawal (4 times per month), subsequent RM0.50/withdrawal. Got. It's called Cimb free basic savings account. It's a damn hassle to open as Cimb will try to bluff you that it isn't there at all. I have been using Cimb free basic savings account and didn't pay them anything for donkey years. This post has been edited by Ramjade: Jun 2 2025, 11:26 AM |
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Ramjade
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Jun 2 2025, 03:24 PM
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QUOTE(fruitie @ Jun 2 2025, 12:33 PM) A lot of banks have BSA la. I got it from HLB, PBB, CIMB and BIMB. For Maybank, initially they will charge me RM 8 but I walked in to a branch to cancel that and they helped me to remove it, never paid anything annually. Yes by law they are supposed to have it but Cimb is the only one that I noticed like refuse or make it hard for you to open one. |
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