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 Debit Card V3

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alexwsk
post Oct 9 2016, 06:53 PM

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QUOTE(iXora.ix @ Oct 9 2016, 06:48 PM)
I receive every month allowance from mara for my study. Let say if I close the account and re-open, fuhh so many hassle so I decided to wait my sponsor term to finish. As for debit card, I already own mbb, pbb and alliance, which I think enough already sweat.gif  some more own cc  laugh.gif
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no need to close the account, just cancel the debit card
then open a new basic savings account with no annual fee debit card, should be able to tag both accounts into the same debit card, worst is include both accounts in cimbclicks and transfer from one to the other
alexwsk
post Oct 10 2016, 07:29 PM

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QUOTE(haru20 @ Oct 10 2016, 01:50 PM)
Dear all,

I recently got charged by maybank on the RM8.48 annual fee for debit card.
I hold a M2U saving account & a basic saving account, if i usually draw money from my M2U saving account do i still need to pay for the RM8.48 unlimited withdrawal? As far i know M2U is entitled for unlimited time withdrawal. Your advice is much appreciated.
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try to request to change to the limited withdrawal option


QUOTE(Gamerjim @ Oct 10 2016, 07:05 PM)
That should be enough for me.. any chance convert to the account without changing account number?
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depends on individual bank
if not allowed to convert, suggest you to just cancel the debit card and apply a new bsa (if not allowed within same branch, can go to another branch), linked both BSA to your online banking and you are all set

i used to have 5 MBB savings account, don't ask me why whistling.gif

This post has been edited by alexwsk: Oct 10 2016, 07:30 PM
alexwsk
post Oct 12 2016, 03:22 PM

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QUOTE(haru20 @ Oct 11 2016, 01:54 PM)
If i do draw more than 8 times per month, will the charges kick in? although im drawing from my M2U Saver account?
Thanks
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yes, should be combined withdrawal from that card, no matter from which account

alexwsk
post Oct 13 2016, 08:58 PM

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QUOTE(Gigabit @ Oct 13 2016, 02:19 PM)
Just a word of caution, applying for ATM debit card replacement through Maybank2U is not as simple as it seems, i experienced the card replacement lost while being delivered to my house.

Heard from Maybank CS, that there are numerous cases of card replacement not received by customers.

Better go to the branch to change the card, it only take 20 - 30 minutes.
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alternatively, can make use of the extended hours to get it done faster
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
alexwsk
post Oct 22 2016, 01:12 PM

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QUOTE(Tsk2923 @ Oct 22 2016, 01:07 AM)
Hey guy, I just renew my public bank visa debit card and Maybank visa debit card.
But why both of them can't use in Google play store???
Last time I using the old public visa debit card still can purchase
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you have to enable online purchase, check your online banking and see whether you can enable it
M2U can i remember correctly, pbb i hv no idea
alexwsk
post Oct 27 2016, 07:24 PM

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QUOTE(romuluz777 @ Oct 27 2016, 07:17 PM)
Which malaysian bank debit card has direct access to the savings account and not having to transfer funds from savings acct to the debit card's own specific account number ?
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ALL malaysian banks have it
alexwsk
post Oct 27 2016, 11:10 PM

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QUOTE(hurtedheart @ Oct 27 2016, 10:47 PM)
Maybank debit card has pay wave function. How do I tell which account would they debit from when I make a purchase since I have 2 savings account I.e basic savings account and m2u savers linked to the debit card. Tq
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it will deduct from your BSA, unless you have requested mbb to chg your primary acc for that debit card to m2u savers
alexwsk
post Oct 29 2016, 12:07 PM

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QUOTE(heavensea @ Oct 29 2016, 06:25 AM)
Cimb sent a letter about they are gonna close my account due to it "never active". Anything I should concern about or just leave it?
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if you don't need it anymore, and have less than RM10 inside, you can just leave it
alexwsk
post Nov 17 2016, 04:11 PM

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QUOTE(work_tgr @ Nov 17 2016, 01:52 PM)
Oic....  So the maximum limit is RM50 00?  Can not more? i
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get the platinum debit card, IF not mistaken can set to RM10k
alexwsk
post Nov 18 2016, 10:34 AM

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QUOTE(hirano @ Nov 18 2016, 07:54 AM)
Not at the same branch/time. So maybe it's whatever available in the branch.
I see. I've been keeping a min 5k most of the time to avoid the withdrawal fee. From your statement, since i'm being charged rm8 anyway, there is no more need for the 5k.
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you can always go back to that branch and request the non fee option
if lazy, just write to mbb and requested to chg to non fee option and refund you the RM8, else can complain to BNM
alexwsk
post Dec 6 2016, 02:40 PM

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QUOTE(sikina @ Dec 6 2016, 01:02 AM)
I never sign any of my cards because I scared people forge my signature if my cards go missing or stolen - never had a problem
Do you know the tnc requires you to sign immediately once you've gotten the card?

also the above is not valid, without signing at the back, if anyone gets the card, they can put their OWN signature at the back and use it like their own card sweat.gif
alexwsk
post Dec 6 2016, 02:55 PM

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QUOTE(sikina @ Dec 6 2016, 02:50 PM)
You really think singing credit card makes it more secure? No one checks your credit card signature
Even if I signed they can always forge it - how hard is it to forge a signature? It's not as if the cashiers are all professional handwriting analysts
It's not not valid - never had a problem using them
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signing it at least makes it more secure than not signing it at all
if you don't sign it, they don't even need to forge, just put their own signature will do

that's because enforcement is always a prob in Malaysia, if enforced properly, you will not be able to use the card without signature
alexwsk
post Dec 15 2016, 10:57 AM

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QUOTE(brianw87 @ Dec 14 2016, 09:02 PM)
Can we use debit card to buy flight ticket?
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if you have sufficient fund, should be no prob
alexwsk
post Dec 18 2016, 07:15 PM

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QUOTE(nicedudette @ Dec 18 2016, 06:36 PM)
CIMB. Nevermind just called their call centre and they said the 15.90 annual is unavoidable even for BSA
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shouldn't be, my debit card for my BSA did not incur any charges so far, got it when I open my BSA last yr
alexwsk
post Dec 18 2016, 08:04 PM

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QUOTE(sms2u @ Dec 18 2016, 07:40 PM)
which date exactly u get the card? alrey more than 1 year?
u getting debit card instead of normal ATM card for BSA?
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my BSA was opened in Jul 15
just opened the account and was given a debit card instead of a normal ATM, i did not make any request
chg that debit card to the new pin n pay back in oct 16 and it's free as well
alexwsk
post Jan 6 2017, 07:11 PM

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QUOTE(eddievh @ Jan 6 2017, 01:59 PM)
https://m.facebook.com/photo.php?fbid=38480...32224&source=57 , wanna ask. If these types of case the pre authorise amount we didn't call bank it won't automatically return to us ka ?
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it will auto return la
but the problem is your money is stuck there for a while, this is where credit card has the advantage

This post has been edited by alexwsk: Jan 6 2017, 07:11 PM
alexwsk
post Jan 18 2017, 12:25 AM

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QUOTE(ronnie @ Jan 17 2017, 03:38 PM)
SCB does emboss your name
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my latest SCB pin and pay debit card mailed to me is not embossed
actually I oledi chg it at the branch in october - so shud be oledi pin n pay, no idea why they sent me another one doh.gif
exactly same number but the expiry extended further
alexwsk
post Jan 19 2017, 11:49 PM

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QUOTE(nicedudette @ Jan 18 2017, 12:34 AM)
Mind me asking - what are the fees and charges for your SCB ? Are you a priority customer?
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mine is tied to powerpay savings account, no fees
alexwsk
post Jan 22 2017, 10:48 PM

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QUOTE(hurtedheart @ Jan 22 2017, 09:07 PM)
The pin & pay debit card referred is the one with "my debit" logo on it? When is the due date to change? Sorry, I have SCB debit card but hardly use it, not aware of the changes required.
yes, with my debit logo. No idea when's the due date, I went to change at the branch yet in the end, SCB sent another by mail to me
alexwsk
post Mar 3 2017, 10:35 PM

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QUOTE(kart @ Mar 3 2017, 10:20 PM)
My CIMB saving account is a basic savings account.

Yeah, there should not be any annual fee imposed on basic savings account. Who knows that CIMB still insists to impose the hefty annual fee (one of the highest annual fee) on CIMB debit cards linked to the basic savings account?
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there's no charge for my cimb debit card linked to my cimb bsa (option 1), been using it since 2015
but do note that even BSA comes in two flavors:


Choose between:

Basic Savings Account 1 (without annual fee)
Basic Savings Account 2 (with annual fee)

http://www.cimbbank.com.my/en/personal/pro...gs-account.html

This post has been edited by alexwsk: Mar 3 2017, 10:36 PM

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