So the current best rate is BSN @ 3.35% ??

hi,
Today i went to hong leong bank to renew my FD.The staff there told me that if i have new fund to put into fd for 1 year,the rate is 3.8.
What does new fund means? Lets say i withdraw the existing fd then 1 week later i deposit back.Does this count as new fund?

For 1 year 3.6% - Affin Bank and UOB until 31st Aug 2011 ( Minimum RM25K )
RHB got slightly higher but need to deposit X amount into Savings or Current Acct.


Thanks for the info.

The 1 year FD 3.8% is for Flexi FD right? For the Flexi FD, interest is credited monthly into Flexi One Account. therefore need to open another account and must check if you need to maintain minimum amount in the Flexi One Account to avoid service charge.

But what caught my attention is the Junior FD where the rate is 3.9% for 12 months and 4.5% for 2 or 3 years. Offer until 30th Nov 2011.

As for fresh fund, yes withdraw it and then deposit it back next day Some banks will even allow you to withdraw as "cash" and then deposit it back as fresh fund. Ask your branch.

hi
No i don't think thats for Flexi FD as i don't have any Flexi account.They just told me any new fund (minimum 10k) can get 3.8% for 1 year.Anyway i'll go ask them again

http://www1.uob.com.my/personal/promotions...eka18072011.htm

UOB Merdeka Promotion
3 mo. 3.45%
6 mo. 3.6%

it is 9 month 3.6%

with interest rate 3.00%, how much need to deposit in order get rm200 for 1 month tenure?

80k..

Just dropped by Hong Leong today to confirm the above.

its valid till Nov 30 2011.

Minimum 10K, Non Flexi account.

means normal FD account? I saw their website show it is Flexi account though..

http://www.hlb.com.my/promo/pfs/dep_flexiF...dex.jsp?s=promo

wow junior even more geng

few months old eligible for junior right?

OCBC has promotions too.

OCBC have wat promotion?

this?

https://www.ocbc.com.my/internet-banking/

3.4% for 12 months

i saw it in newspaper.
3month 3.45%
9month 3.6%
12month 3.8%p.a
min 10k.

oh really? min 10k? i saw in their website is showing 3.4% for 12 months instead of 3.8%
can you confirm it?

http://www.ocbc.com.my/personal-banking/Pr...0Promotion.shtm

I just called HLB CS and the guy confirmed to me for the 3.8% :

1. Need to open FlexiOne Account since interest is credited monthly into it. If you don't have one now, a new account will be opened for you.
2. The Flexi One Account is Similar to One Account where you need to maintain average RM1K to avoid RM5 service charge.

when (what date) did you see the ad? And when does the promo ends?

This post has been edited by Gen-X: Aug 16 2011, 09:24 AM

need to include FD when declare tax?

Nope... Interest earned from FD is tax free

how about ambank FD?
AmQuantom and InterestPlus do offers higher interest rates, izzit??