cimb e-fd same rate as on counter?

FD is suppose to be safe and sound with no risk involve, the problem is are you willing to take the risk?

why should u try something u r not familiar with just because there's a promotion?

5% for >100k?

right now i stick with cimb for their 3 months

if auto renewal and u credit into your principal

the 2nd one cos you are still on monthly basis thus only 30/365

8800*0.0275*31/365

same here, using cimb 3 months for now

if ambank is paying on 6-months basis, what penalty will there be if i withdraw it right after 6 months?

Thanks for the info, do we have the option to put in the interest paid every 6 months back into the principal?

last question b4 i head to ambank, are their online FD placement updated with the latest promo or these are only avail on counter?

you have experience with their promo fd?

its not necessary to have a saving account with them right?i can just walk in and deposit for FD?

What they do with your FD when it is matured?(ie. after 6 months)

3.6 or 3.9?

hmm heck think i would just go for ambank 5 yrs, kinda troublesome wanna move the money here n there

depends on your perspective, considering AS1M pays 5.xx only this is like the next best thing u can have. U might not get 3.9 with OCBC anymore 9 months down the road

unless of course you might need the money, for me its extra so might as well lock it in.

@kucingfight, apparently no...but if u r looking at 6 months OCBC is better @ 3.9% for 9 months

This post has been edited by bearbear: Mar 10 2011, 11:22 PM

direct deposit if you bring cheque over?

i thought it takes 2-3 working days to clear the cheque?

hey there, thanks for the info

say if i deposit 10k and uplift it after 2 years, they would have paid me RM 936. How much will they deduct from my principal?RM468?

what good rate?pls know ur own product better b4 selling it or u knew it but still want to con ur customers. I did a rough calculation that showed even if the projected 5.5% is given, the ROI is less than 4% per year

good my a$$

yes?just show me one good example.

don't need 4.5x, 2x is more than enough.

2 words for u...bull shit

10k the plan only pay u 12.5% once and for all, then the 10k will just sit there waiting for durian to drop

4.5x, whats is the ROI per year?don't avoid my question, what is the % per annum/year on avg?

This post has been edited by bearbear: Mar 17 2011, 08:18 AM

ambank latest

9 months 3.38
36 months 4.00

u only get 4.38% for the 10th month

a simple ambank 9 months for 3.38% beat this easily

read again, PBB only giving u 4.38% for the 10th month, not for 10 months