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 FD rates in Malaysia, Which bank offer the highest FD rates?

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insaint708
post Aug 2 2011, 10:29 AM

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QUOTE(penangmee @ Aug 1 2011, 11:10 PM)
Advert in the Star today
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Wonder why it did not update in their website?
mcwong
post Aug 2 2011, 11:28 AM

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is this maybank FD promotion available at maybank2u?
soul2soul
post Aug 2 2011, 11:51 AM

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Check eFD, not available. Looks like I need to deposit at the branch. Isn't this so inefficient?
ronnie
post Aug 2 2011, 01:49 PM

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QUOTE(soul2soul @ Aug 2 2011, 11:51 AM)
Check eFD, not available. Looks like I need to deposit at the branch. Isn't this so inefficient?
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You have to work hard for the 3.1% for 1st month FD
mcwong
post Aug 2 2011, 02:16 PM

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there is a terms and condition for this promotion, they told me min 20k for this promotion rate.
TSkevyeoh
post Aug 2 2011, 02:31 PM

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dang... they should have made it easy on eFD...
tongue.gif


QUOTE(soul2soul @ Aug 2 2011, 11:51 AM)
Check eFD, not available. Looks like I need to deposit at the branch. Isn't this so inefficient?
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soul2soul
post Aug 2 2011, 07:13 PM

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QUOTE(kevyeoh @ Aug 2 2011, 02:31 PM)
dang... they should have made it easy on eFD...
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Effective rate 3.3% only. 1st 2 months 3.1 , 3rd
month 3.7% Minimal is 20k

Can't do it online through eFD but have to open on their branch.

Promotion will stop once Maybank got their target RM 1 billion deposit.

This post has been edited by soul2soul: Aug 2 2011, 07:58 PM
insaint708
post Aug 2 2011, 10:45 PM

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QUOTE(soul2soul @ Aug 2 2011, 07:13 PM)
Effective rate 3.3% only. 1st 2 months 3.1 , 3rd
month 3.7%  Minimal is 20k

Can't do it online through eFD but have to open on their branch.

Promotion will stop once Maybank got their target  RM 1 billion deposit.
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So after 3 months you'll get 3.7% pa? Is it worth?
Gen-X
post Aug 2 2011, 11:24 PM

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QUOTE(insaint708 @ Aug 2 2011, 10:45 PM)
So after 3 months you'll get 3.7% pa? Is it worth?
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you average it and see if you get better offer else where.
insaint708
post Aug 2 2011, 11:28 PM

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QUOTE(mcwong @ Aug 2 2011, 02:16 PM)
there is a terms and condition for this  promotion, they told me min 20k for this promotion rate.
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When the promotion ends?
soul2soul
post Aug 3 2011, 10:07 AM

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QUOTE(insaint708 @ Aug 2 2011, 11:28 PM)
When the promotion ends?
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When Maybank get their intended RM 1 billion deposit - I don't know when that will happen.

Average out is only 3.3% for 3 months tenure. Not that significant unless you have large amount of money and have Maybank2u to credit the interest/principal upon maturity to save banker's cheque / transfer cost/ transport cost/ time cost/ loss of interest for 1 day during transfer.

This post has been edited by soul2soul: Aug 3 2011, 10:09 AM
qmwl
post Aug 3 2011, 10:10 AM

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can I know if i want put FD in affin bank do i need to open saving account? or i direct take banker's cheque and apply FD?
for Ambank i dont need to open any saving account then i can apply FD rclxub.gif

This post has been edited by qmwl: Aug 3 2011, 10:12 AM
gchowyh
post Aug 3 2011, 02:39 PM

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QUOTE(qmwl @ Aug 3 2011, 10:10 AM)
can I know if i want put FD in affin bank do i need to open saving account? or i direct take banker's cheque and apply FD?
for Ambank i dont need to open any saving account then i can apply FD  rclxub.gif
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Nope, not necessary to have any other account with affin bank. You can just open an FD with banker's cheque
gsc
post Aug 5 2011, 10:51 AM

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QUOTE(MNet @ Aug 1 2011, 09:22 PM)
maybank promo
1st month 3.1%
2nd month 3.1%
3rd month 3.7%
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thanks for sharing.......

Maybank average is 3.3% for three months which is lower than UOB, 3 mth at 3.45%. However UOb min RM 25k which is more compare to May bank


ronnie
post Aug 5 2011, 04:16 PM

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From RHB...
12 months @ 3.65%
24 months @ 3.75%


http://www.rhb.com.my/Whats_New/deposits/l...posit/main.html
Gen-X
post Aug 5 2011, 05:17 PM

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QUOTE(ronnie @ Aug 5 2011, 04:16 PM)
From RHB...
12 months @ 3.65%
24 months @ 3.75%
http://www.rhb.com.my/Whats_New/deposits/l...posit/main.html
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rates pretty good but the deposit into CASA got to be maintained for 90 days.
gsc
post Aug 6 2011, 01:13 AM

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QUOTE(ronnie @ Aug 5 2011, 04:16 PM)
From RHB...
12 months @ 3.65%
24 months @ 3.75%
http://www.rhb.com.my/Whats_New/deposits/l...posit/main.html
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forgot to mention UOB 9 mth is 3.6%


BboyDora
post Aug 6 2011, 02:55 PM

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for a quick question coz I dunno where to ask this question.

I have RM 500 worth of coins (5 cents coins to 50 cents coins) which I saved for quite some time and I would like to bank in to my account. Is it possible to do so where I need to bring the two big containers to bank or is there any other way?

thanks notworthy.gif
bearbear
post Aug 6 2011, 03:36 PM

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bank or hawker center / kopitiam

i used to change it at kopitiam, they will roughly count it and happily exchange with you
wu ming
post Aug 6 2011, 04:44 PM

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QUOTE(BboyDora @ Aug 6 2011, 02:55 PM)
for a quick question coz I dunno where to ask this question.

I have RM 500 worth of coins (5 cents coins to 50 cents coins) which I saved for quite some time and I would like to bank in to my account. Is it possible to do so where I need to bring the two big containers to bank or is there any other way?

thanks notworthy.gif
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http://www.chinadaily.com.cn/photo/2011-08/03/content_13041286.htm
People buy a car with coins. I do not see the problem.

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