Let's say you have RM1,000,000 to put in FD, will we get higher than normal rates ?
FD rates in Malaysia, Which bank offer the highest FD rates?
FD rates in Malaysia, Which bank offer the highest FD rates?
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Sep 18 2008, 05:23 PM
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#1
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Let's say you have RM1,000,000 to put in FD, will we get higher than normal rates ?
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Nov 23 2010, 11:27 PM
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#2
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Nov 29 2010, 01:11 AM
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#3
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 8 2010, 03:07 PM
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#4
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Dec 8 2010, 05:05 PM
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#5
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Maybank's eFD has no cert.... or receipt unless you print out the transaction when you create the eFD.
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Jan 3 2011, 02:43 PM
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#6
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
When you place in FCFD, you need to "pray" that the Malaysian currency drops or Foreign currency goes up, which will yield higher returns for the FCFD (Interest rate + Forex rate)
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Feb 21 2011, 02:43 PM
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#7
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Feb 21 2011, 11:27 PM
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#8
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
EPF is a Savings plan which gives 5.8% for 2010 ;-)
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Mar 2 2011, 11:38 PM
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#9
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 3 2011, 11:21 AM
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#10
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 3 2011, 12:44 PM
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#11
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
HLB's FD promotion can win a Nissan Teana ;-)
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Mar 4 2011, 07:28 AM
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#12
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
How about Ambank's Top-Rated FD at 4.68% p.a for 60 months ?
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Mar 4 2011, 02:50 PM
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#13
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 10 2011, 05:54 AM
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#14
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Mar 17 2011, 11:07 AM
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#15
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(soul2soul @ Mar 17 2011, 09:44 AM) I think AMbank rates (fixed deposit) is very attractive, but you need to lock your money for 60 months. The 5% Govt Sukuk is only for 3 years... the AMBANK one is for 5 years...more interest and liquid (in case you need it for emergency)4.68% x 5 years = 23.4% guaranteed rate of investment for 5 years with principal amount being insured. This can match the government bonds of 5% pa launched last year. |
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Mar 17 2011, 11:09 AM
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#16
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(Jsonlee @ Mar 16 2011, 10:54 PM) is fact. not example. You are in the wrong thread... FD vs your plan have 2 different risk appetite.saving for 6th years term. yearly 10k yearly will enjoy cash and dividend around 1.8k. until 35th years if u not withdraw capital. for simply calculation this is already 2x times. excluded compounding interest and others added interest. it will be 4.5x |
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Apr 1 2011, 08:46 AM
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#17
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
OCBC regularly host a Mighty Savers weekend for the 1st weekend of each month, at all their branches.
http://www.ocbc.com.my/personal-banking/ba...shtm?bcid=M1_C6 |
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Apr 6 2011, 12:13 AM
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#18
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Apr 10 2011, 03:49 PM
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#19
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Apr 11 2011, 02:13 PM
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#20
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
What's the limit of the maximum FD per bank in order not taxable ?
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