If only need signature then can just fill up the form from agent and ask the agent to send it for you.

If need the biometric verification like applying for PMO or add/change jointholder, then need to go ourself to PM office,

unless cut the thumb and ask the agent to bring your thumb and IC

either do it urself or ask ur agent do it for u is optional for u.
waht makes u disable the DDI. u wrongly choose the fund? or do u plan for buy the units for cheaper price. good move actually if u understand abt UT concept.

maybe they will enhance it in the future.

either direct equity or equity fund, u must understand abt the product. its better u send email to PM cutomer service for the holding stocks for this fund.

The potential reason for the cancelling of DDI is to alter the 'pledged' RM instruction per month [eg: 8th of the month] and also to channel those funds to buy at low times.

Looks like kinda troublesome to change the instruction as we need to either drop by the office or meet up with the agent to sign certain authorization forms.

why u think its so troublesome..its ur money n u deserve to change ur mind. try to dont put the money in the bank acc until u settle this issue.

If I were you, for those funds which are closing and not allowed for regular investment, I would opt for DDI such as PITTIKAL. PBOND and PIBOND.
For those funds which are opened/re-opened for investment, I would consider regular investment without DDI.

1) How strict is PM about the 21 days switching rule? The fineprint says PM reserves the right to reject any switching transactions if its done within 21 days of purchase/switching. Sometimes we can't wait for 21 days when the market requires us to switch (either cut loss or lock in profit). I have switched before 21 days a couple of times and they were all accepted so I'm not sure how strict this rule is. I've called PM before and the guy told me they're not very strict as long as the switching within 21 days is not done TOO often. But he couldn't explain to me how OFTEN is OFTEN? It's so subjective. I'd prefer not to accidentally repurchase when they reject my transaction so can you explain to me? Thanks!

2) In the PM gold status brochure, it says we can qualify if we have 100k MGQP. And it says MGQP is added if we switch into equity funds and MGQP is deducted when we switch out of equity funds. But my MGQP has been the same since I started investing in PM even though I have been swicthing. How does that work? and what happens when I do reach 100k? Can I call them to ask for the status? And if it drops below 100k for some time, how long is the grace period before my gold status is disqualified? 3 months? 1 year? It's not very clearly stated. Coz sometimes when the market is at the peak, when i switch out of equity funds and into bond funds, what happens to my MGQP and gold status?

Thanks for your time and hopefully you can give me a clear explanation for the above.

I can't wait to share this out.


Public Bank Bhd's unit, Public Mutual, has declared a total income distribution of RM232 million for eight of its funds for the year ended Oct 31, 2011.

The distributable income for its Public Industry Fund was 5.00 sen per unit, while for Public Equity Fund it was 3.00 sen, Public Sector Select Fund 2.00 sen, Public South-East Asia Select Fund 2.50 sen, Public Asia Ittikal Fund 1.25 sen, PB Australia Dynamic Balanced Fund 3.00 sen, PB Asia Real Estate Income Fund 2.00 sen and Public Islamic Bond Fund 5.00 sen.

In a statement in Kuala Lumpur today, Public Mutual said the distribution for all the funds would be made by Public Mutual unit trust consultants, except for PB Australia Dynamic Balanced Fund and PB Asia Real Estate Income Fund for which the dividends would be made through Public Bank branches nationwide.

Public Mutual is Malaysia's largest private unit trust company with 89 funds under its management. It has over 2.5 million account holders and as at September 30 2011, the total net asset value of the funds managed by the company amounted to RM41.3 billion. -- Bernama


http://www.btimes.com.my/Current_News/BTIM...icle/index_html

This post has been edited by guanteik: Oct 31 2011, 07:51 PM

Although distribution does not really mean profit (need to say this before someone emphasis on it more detail),

but this kind of news always get my attention!
Thanks guanteik ...

TODAY ALL MARKET KEEP DROP =. =

let it drop and we buy

MAY BE U BUY THEN UP LEH? SAD

Dear Unitholder, We are pleased to attach the market wrap and bond market review for the week/fortnight ended 21 October 2011 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

hi guys, i m comparing PSF and PEF using the latest quarterly fund review.

but i'm quite confused. hopefully you guys can help me...

here are some info:
PEF asset allocation:
3.33% - money market instruments & others
96.67% - equities

top 5 sector
financial 32.65%
communications 23.12%
consumer, cyclical 11.43%
industrial 10.22%
utilities 6.72%

top 5 holdings
PBB
CIMB
Tenaga
Telekom
RHB

PSF asset allocation:
3.05% - money market instruments & others
96.95% - equities

top 5 sectors
financial 33.80%
industrial 16.84%
consumer, non cyclical 11.23%
communications 9.61%
basic material 7.83%

top 5 holdings
PBB
CIMB
Petronas
Sime Darby
IOI

both fund's asset allocation are similar but i wonder why PEF is categorized as aggressive fund and PSF is moderate fund?

currently i'm holding PSF, and want to invest in PEF. Does this mean my portfolio overlap?

Agree
Wish to see another KLSE on 1350 again since not really take the opportunity last time

Hi, what do you guys think about the market? It will go down to 13xx again? Should I sell off my equity fund then reenter again?

Yes - it will go down and up and down and up
Bro - it doesnt matter what we THINK, it'll just happen due to fear/greed and unless one comes up with crystal balls that work, no one can advise U better than yourself.

Market Wrap 28102011....




Attached File(s)
 MKTWRP_281011.pdf ( 242.27k ) Number of downloads: 17

a few type of stocks,
small cap - normaly penny stocks
middle cap - dividedns stocks,
big cap - dividends n growht stocks

http://pk31-tips.blogspot.com/2011/10/mark...on-matters.html



UT,
moderate - dividends n growht stocks, allocation for dividedns stock could more than others.
aggressive - dividedns stocks coluld be less than others.

the stocks holding can be found in reports.
http://www.publicmutual.com.my/OurProducts...tatementFS.aspx

eventhough both look similar in asselt allocation, but the investment objective is still diff. so, the holding stocks diff too.

PSF - long term capital appreciation, at the same time producing a reasonable level of income/dividedns.
PEF - capital growth through the aggressive selection of growth stocks from diversified economic sectors.


for ur portfolio, go to http://pk31-tips.blogspot.com/2011/09/how-...-portfolio.html

or, u can hv ur own formula for ur portfolio, its depends on ur risk tolerance.