not the great but better. buy sikit sikit. or wait for great time to enter with lump sum.

Waiting for a good time to invest in PISSF, but it seems PISSF NAV only reduced a little unlike most fund like Pittikal. Why is dat? Its not effected much by the current downturn trend

you will never know when will be the great time...maybe within 1 year, maybe 5 years, maybe 10 years...

PISSF is quite low now .. 0.2713 (today's rate)
why this fund?

Guys, I just additional INVESTMENT in equity fund, eg. RM 5K TWO weeks ago.

T0tal fund size = RM 55K (more than 2 months )


If I wan to switch , what is the charges ?
what 3 months rule, is this only apply to RM 5K portion ? Or the whole fund ? I mean kena charge RM 50..

So, can I SWITCH just Part of it (eg. 40LK) to Bond without kena charge RM 50 ?
Just RM 25 normal charge only ?

Well, actually I've been investing in pittikal before at a low price, and nowadays its even lower. Good chance to top up, but Pittikal still closed. SO hunt for other fund and my fund manager suggested PISSF.

The mistakes i did during past few years was only monitoring Pittikal fund NAV, while ignoring other fund huhuhuhuhu. So have little info on other fund x.x

Auuuuu.... PISSF NAV bounced back pretty high today (0.2738) +0.0025

I bought PISSF using EPF in Aug2008 @ 0.2180 and top up in May2009 @ 0.1967, then sold all in Jan2011 @ 0.3063, total net profit gained 53.67% in 2.5 years, about 21% per year. The return is much much much better than EPF's 5.8% per year, about 16% extra I'm now waiting for lower price to re-invest this fund.

About the same period, I bought PISTF using EPF too (0.2510 & 0.2004), also sold all on Jan2011, total net profit gained is 49.67%, also very good. This Monday I invested again this fund @ 0.2602, target is to sell @ 0.3349 within 2 years, the price that I sold in Jan2011...wish me good luck

This post has been edited by mars1069: Oct 6 2011, 10:25 AM

Ringgit-Cost Averaging Campaign 2011

Ringgit-cost averaging is the simple strategy of investing a fixed sum of money into a selected unit trust fund over a period of time, regardless of the market cycles. This strategy enables investors to focus on the long-term investment goal and not worry about the prevailing level of the market. By investing a fixed amount on a regular basis, you will buy more units when the market is lower and fewer units when the market is higher. This strategy will produce a lower average cost of investment than the average market price over any given period.

Our RCA Scheme is designed to help you put the Ringgit-cost averaging strategy into practice.
Submit your RCA Instruction Request Form within the campaign period and enjoy Special Service Charge of 5% when you switch* investments from Public Money Market Fund (PMMF)** or Public Islamic Money Market Fund (PIMMF)** into any of the Public Series of equity/balanced/mixed asset funds.
^ Subject to change
* Switching from a Shariah-based fund to a conventional fund is discouraged for Muslim unitholders
** All investments into the Public Money Market Fund (PMMF) or Public Islamic Money Market Fund
(PIMMF) under the RCA campaign will be subject to normal service charge of 0.25%

Details: http://www.publicmutual.com.my/CampaignsPr...CACampaign.aspx

As of October 3, funds are still closed:

 Public Islamic Bond Fund
 Public Bond Fund
 PB Islamic Bond Fund
 PB Fixed Income Fund
 Public Global Balanced Fund
 Public Ittikal Fund
 Public Islamic Balanced Fund
 Public Islamic Asia Balanced Fun

URL: http://www.publicmutual.com.my/LinkClick.a...53k%3d&tabid=87

if the units are before 90 days, the fees follow the fees before 90 days.

if u top up - the fee will be;

before 90 days fees for those units purchased before 90 days. and the rest folow after 90 days.


go to http://www.pk31-switch.blogspot.com

Does it mean if we bought a fund and sold (not switching) it within 90days, we need to pay penalty?

no charge for selling back the units at any of time.

so the p fixed income is now officially closed.

i see...means only penalty for switching within 90 days?

Dear Unitholder, We are pleased to attach the market wrap and bond market review for the week/fortnight ended 23 September 2011 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

Dear Unitholder, We are pleased to attach the market wrap for the week ended 30 September 2011 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

Any idea why oversea funds' price like PCSF & PFES have not updated for latest 2 days?

Due to related stock exchanges were closed. Not mistaken Hang Seng and Shanghai Composite index.

HSI is closed on Wednesday.

Shanghai and Shenzen Composite Index are closed for the whole week I believe because of China golden week.

ok, just checked, the funds involved oversea's markets have updated (6/10/11). Thanks.