I'm lucky had sold all my 3 funds in Feb 2011, somewhere it was peak. Now hold nothing and monitoring potential funds to buy when price drops. Monitoring PFES, PCSF, PISTF(EPF) & PISSF (EPF) coz bought them b4 except PFES. Any other potential funds to invest? Thinking to buy now but worry the stock market will continue to drop in next few days...what's your opinion and decision now?

Can I buy new fund online using HSBC saving acct money instead of Public Bank saving acct? coz I dun have PB acct. If can, is there any charges? Thanks.

This post has been edited by mars1069: Sep 26 2011, 05:44 PM

like that i cant buy online find 1 day goto open saving acct at PB, easy for me to invest online next time...today's market up already, missed the good opportunity yesterday

BTW, if i use M2U, is there any charges for each transaction? how they charge if there is charges? per transaction or by %? thanks.

This post has been edited by mars1069: Sep 27 2011, 10:13 AM

u mean per transaction? example I buy RM5K, then I need to pay RM5,002?

the service charges is included in the RM5K (example), means the fund value will be 5.5% lesser than RM5K. In this case, I need to call PM office to check the charge if use other banks...thanks bro

ok bro, thanks for your advice. I just called PM, they said the charges is from RM2-5 per transaction depends on bank and limit is RM5K per transaction except PB if 1 2 buy more than RM5K, can buy after 1st transaction and so on. thanks.

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Added on September 27, 2011, 1:34 pmok bro, thanks for your advice. I just called PM, they said the charges is from RM2-5 per transaction depends on bank and limit is RM5K per transaction except PB if 1 2 buy more than RM5K, can buy after 1st transaction and so on. thanks.

This post has been edited by mars1069: Sep 27 2011, 01:34 PM

I just bought PFES today with cash & PISTF with EPF, hope the closing prices today drops then shoot up after 2moro My target is to sell both funds when PFES reaches 0.3000 & PISTF reaches 0.3300 and hopefully is within 1 year If cannot then 2 years as long as the return is better than FD & EPF's dividend. My last investment were PISTF & PISSF with EPF, both earned about 50% in 2 years, so average 25% per year, sold in Jan this year, very good return. Hope these 2 new investment can earn some extra interest for me, wish me good luck

you will never know when will be the great time...maybe within 1 year, maybe 5 years, maybe 10 years...

I bought PISSF using EPF in Aug2008 @ 0.2180 and top up in May2009 @ 0.1967, then sold all in Jan2011 @ 0.3063, total net profit gained 53.67% in 2.5 years, about 21% per year. The return is much much much better than EPF's 5.8% per year, about 16% extra I'm now waiting for lower price to re-invest this fund.

About the same period, I bought PISTF using EPF too (0.2510 & 0.2004), also sold all on Jan2011, total net profit gained is 49.67%, also very good. This Monday I invested again this fund @ 0.2602, target is to sell @ 0.3349 within 2 years, the price that I sold in Jan2011...wish me good luck

This post has been edited by mars1069: Oct 6 2011, 10:25 AM

Does it mean if we bought a fund and sold (not switching) it within 90days, we need to pay penalty?

i see...means only penalty for switching within 90 days?

Any idea why oversea funds' price like PCSF & PFES have not updated for latest 2 days?

ok, just checked, the funds involved oversea's markets have updated (6/10/11). Thanks.

if dun have some saving, better dun die nowadays, keep working until have enuf money to die

BTW, household income less than RM3K only can get the RM500...household means husband and wife and children...if young couple today dun earn more than RM3K/month in total, I dunno how they can survive and how the RM500/year can help them... Anyway, this is out of the PM topic

This post has been edited by mars1069: Oct 10 2011, 12:03 PM

me too, was thinking will up a bit...hopefully end of the day will bounce back. BTW, last Friday's KLSE closing was up a bit but my fund PISTF dropped pulak, kanasai betul Luckily my PFES increased 3%+, this 1 more important coz bought with cash

Any idea why funds involved oversea investment have not updated price since 5/4/2012?

how about 9th(Mon) & 10th(Tue) April since today is already 11th(Wed)?

OK, got it, thanks!

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Added on April 12, 2012, 8:39 amya, thanks

This post has been edited by mars1069: Apr 12 2012, 08:39 AM