If you move to China, when will you be back to your family? 2 years?

this year alone, 2 of my colleague age 50 surrender their IC for good and another 30+yo friend got brain stroke. If $ is not a huge different, go for option #2 as time with family and friend is something you can't buy later.

ok, try ask for housing and other benefit to move your family to China, else then you consider #2.



This post has been edited by r1v3r: Oct 13 2011, 06:03 PM

Just recover from coma. I am sure many people will wack his head if he ever say the word 'work' at least for this year. Auditor.

non SG/PR with .NET skill, you are competing with many India Indian and filipino.

Just a normal programmer role is difficult to ask for 90k.

Option 1 has more money wor... why still consider lower pay , temp contract jobs just to work in a EM plant.

This post has been edited by r1v3r: Oct 21 2011, 04:20 PM

One have to consider PR or wp when compare SG with Aus. It is easier for non PR to look for jobs in SG than Aus.

About the cpf. It used to be very limited usage but now you can use it for housing, education, med, personal insurance and even some investment in stock and gold.

Yes his annual salary is the highest but not enough for wife to buy big diamond rings. So tell me which PM earn the most?

you sure you get the ratio right?


This post has been edited by r1v3r: Oct 25 2011, 09:54 AM

I am not sure if they are still there but have you check delima and Sin-Malacca express from Lavenda terminal?

Getting to Larkin on holiday eve will take longer time, you have to leave SG early.

[quote=benedictee1981,Nov 1 2011, 04:07 PM]Wah so fast, mine one took 4 months to approve but is with my spouse.

[/quote]

big different before and after singapore GE. Good time to try now.

If your income is over the HDB household income limit then you should really consider your option.

---

Added on November 1, 2011, 4:27 pm[quote=shakes86,Nov 1 2011, 04:16 PM]
nearest residence i can think off at raffles place is
http://www.thesailmarinabay.com/
or http://www.pinnacleduxton.com.sg/
if not got some hdb in tanjong pagar ..

[/quote]
Thanks very much bro, it a helpful info

[/quote]

bro, those are high end unit. good luck yo

This post has been edited by r1v3r: Nov 1 2011, 04:27 PM

I would retire in SG if I rich enough. Many true blue Singaporean wanted to retire in SG but you know they had a hard time adjusting their living standard against ever increasing cost and FT. Their minister had told them to seek MY doctors and JB eldercare if no money. So you can choose to retire in SG say if you can buy your SG plated lambo.

I know I am a person who can feel the different when I cross the causeway. I don't need any safety report and statistic. I had bought my retirement home in MY and continue to live a Malaysian life.

I guess when I decide to retire, safety will not be my concern. By then I should have live 'safely' long enough. I want to be free and enjoy good time before knock off. MY is a Boleh place for those who have their own way of life.

It's only numbers I got for the years I live in SG. Spending times and health for income figures and comparing price of items such as house and cars. Went for expensive holidays but not as enjoys when I climb hills with MY friends during sch days. So I know I am a person who won't enjoy a lambo on SG road (I admit I don't have the money to buy a lambo).

This post has been edited by r1v3r: Nov 7 2011, 11:29 PM

Maternity leave = your one month salary
Grant + BTO = a little discount for new HDB comapre to open market resale.
baby bonus = a 5 figure sum

add all up, say S$100k. that's what you get for selling your MY nationality.

after some years, you can earn more than S$100k in a year, then you'll regret that money cant buy back your MY nationality.

Unless there are other non $$$ reasons for the conversion, trading nationality for short term $$ gain for a person in his/her early career stage is not so smart.

This post has been edited by r1v3r: Nov 8 2011, 10:04 AM

I know that. That's one of the reasons why so many true blue SG hate us. One of the parent convert to take up SG benefits while the other still holding a feet in other country.

I have ONE friend who forces her husband to convert together... good or bad, they face it together as a family.

I started my family soon after grad, we are average PR worker in SG. Now we have two kids, a resale flat and a small car. We survive without all those Singaporean bonus years after years. We are ok to pay higher PR rate and take no SG bonus to keep our passport (please don’t say resale flat is a bonus, our loan is on market interest rate). Just have to manage your expectation (another number) to live a Singapore Life.


This post has been edited by r1v3r: Nov 8 2011, 10:46 AM

You are refering to other memeber, not me. My family are all PR.

Like my sure name, I will not change that just because my host family give me more pocket money.

I will convert if I decide I am going to retire here with my family, I'll do community service and my son will do his national service for the country if we convert. I do not want to be seen as taking the citizen benefit but not fulfilling the national duty.

MM2H and Talent Corp? By then I am Tired of Talent, conditional policy etc... I want the title for my freehold land, key for the house and cars, passport for my country where I live, freedom to decide when/what I want to do.

If RM 0.4 is to S$1, guess what will happen to MM2H and Talent Corp? Can the ex-Malaysian SG wife get her long term pass to retire in MY by then?


Correct, they are still young and a long way to go. Should keep their option open as long as possible but after certain age, some country may not want you.


I saw hardworking people around me gone by 50s, one of them in her 30s. I started my retirement plan by trying to live today well and preparing MY retirement house close to family and friends.

This post has been edited by r1v3r: Nov 8 2011, 02:57 PM

answer in Blue

This post has been edited by r1v3r: Nov 8 2011, 04:52 PM

When young, it depend on who is hiring you in MY and what they can offer you.

Good for those who had decided it is time to move back home for early retirement, buy two cars, import some tax free item then settle for easier, slower jobs. After a few years then setup a company to provide services, you decide when, what and who to work with by then.

Min a Good PhD from Good Uni for research jobs in SG. Experience and quality work a must to be selected for interview.

So if you want to stick to research jobs, try Malaysia.

Interesting, MY education is better than SG in 2011!

past 3 years score for education

country: rank : past score ( 2009,2010,2011)
MY : 46 : (1.17, 0.78, 0.84)
SG : 51 : (3.51,1.43, 0.68)

MY is getting worst but SG is like having a disaster.

New MOE minister is trying to fix some problem, it will take some years to see the result. I personally think MY primary education is better in building up the child. SG school is better at producing number on report card.

Not a problem, there are many MY private sec school that teach in English, Chinese and BM. In SG, only elite have to take proper BM class.

Not a problem too, they don't work in SG. The earlier post was referring to some Malaysian who work in SG.

you from umno? What is your motive here?

As long as I make sure my kids have good O level or A level, they can access any uni that we could afford that including SG Uni.

The Syllabus is only part of my consideration, I think the kids have more things to learn from school other than exam skills. If their system are so good, We will have a hard time to find jobs here.(see crapp0 post).

Parents have their role in child education, so as their classmate's parents.

If the husband is SPR or SG then she can "sell/transfer" the HDB to the couple name but your friend (now a single SPR) will have difficulty to buy another HDB under his name alone.

Since both contribute to the HDB bought at market price, they should share the profit(after minus outsatnding loan + fees) of selling the HDB at current market price too.

Singaporean with NS WILL get more in public sector as compare to non-SG with same education level.

search www.ica.gov.sg