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This post has been edited by nomen: Jan 15 2012, 10:40 PM

Click here to read my article UOB Credit Cards for buying Coach Handbags and The Garden CNY Free Gifts. Spend RM150 and you get 5 HSBC/The Gardens Ang Pow and if you spend RM800 get a free ladies pouch (for HSBC CC, I think it was RM550).

Got slightly more than RM150 SMART$ Cash rebate with the UOB CC at Coach. If I had use my MBB 2, I would only have earned RM50 (not including 5X TP) and used up my allocation for this month.

@MilesAndMore: check out the Dragon Ang Pow I got at Coach.

This post has been edited by Gen-X: Jan 14 2012, 11:10 PM

If I were you I would quickly cancel the auto reload. The TNC staff are really inept, speaking through my experience. The problem is they do not follow procedure and so you may find them auto reload too often before due course. Please go for manual top up at the counter to avoid dispute.

Nice!!! The Coach Ang Pow is for collection, not to give other people I wondered if HSBC has HSBC Premier Ang Pow this year. There didn't have it last year... Guess i'll find out tomorrow Again, thanks for sharing all the Ang Pow you've got this year

By the way guys, inflight duty free purchases paid by credit card/charge card/debit card are processed offline and the transaction date recorded could be a few days later than the actual transaction date. So if you think that you should use your MBB2 AMEX to pay for the duty free items you bought on a weekend flight, think again as you may not be able to get the weekend 5% rebate.

Did anyone of you receive an SMS saying that the amount and your card last 4 digit number purchased on a date.

I got such SMS but did not perform the transaction. Is this a spam or something?

I tried calling bank this morning but no ones pick up the phone.

Anyone can help? Or share your experience?

normally bank will not sms or email u. they will straight call u directly. But still it is better u call the bank directly or email to their customer service. i presume that bank closed on sunday, thats why u can't call them?
what did the sms say besides that? did it ask u to call their number or what?dont call any of the number in the sms. call directly to ur bank telephone number perhaps on monday morning. careful with fraud ya.

I never heard of bank customer service to closed on sunday. Somemore this is related to Credit card/debit card transaction which I supposely think it's 24/7 support. :S

Thanks for your reply.

It just stated in the SMS saying RMxxx has been purchase and autobill on your card with xxxx 4 end digit number of my credit card. If I did not make this transaction pls call the number behind my credit card which I did and no one pick up the phone.

Yea, that was my thinking too. Anyway, I will keep trying.

Thanks guys

Yes, I did received such SMSes every time I made purchases above certain of amount. If you did not perform the transaction, just call to the bank and ask for the details.

Ok noted. I will try and get back to the bank ASAP

Same case here. Was calling the customer service last few hours, no ppl pick up the phone.

maybe it is one of your autobilling order. but call CS to be safe.

ohh. my bad. haha. but since it ask u to call the number behind ur credit card, it should be legit. Autobill eh, perhaps u have sign up some purchases recently? Check with them the purchase details.

Yea, annoying when they never pick up the call. Haha

Manage to get through the call and they say the payment was for my insurance. Hmm... and check yes it is my insurance. But why lately they are giving such SMS where before no such thing. Make people scared. Plus, middle of the night 4am they send such SMS notify me >.< Really freak me out

yes.. autobilling they will sms. Buy apple apps they also will send the sms.

This sms thingy is a newly implemented stuff as required by Bank Negara to minimize on fraud. All banks have started to role out such sms service since 1st Jan 2012.

BNM ruling: transaction alerts via SMS would be issued by Jan 1 2012 in a bid to curb credit card fraud. So most cc issuers are beginning to have this service. But yeah, I would freak out too if I receive the autobill SMS at 4 am.

Thanks for the info quote bro

Exactly! Because I did new Transaction on my CIMB credit card so far I didn't get any SMS notification from the bank. Only this morning 4am from HSBC... I was like... huh?

Keep calling the CS cannot get through... make me feel worst. In the end is because of autobilling of insurance 1st quarter payment.

Just to clarify your post on ringgitwisefool bro Gen-X, i know two individuals who have been awarded a credit limit of RM 1,000,000 by CIMB. Both of them hold CIMB Enrich World Mastercard

The SMS did not mentioned the transaction was with which merchant?


So for I have received SMS from:

Alliance stating last four digits, amount and for Prudential (actually I have a few policies but only received one sms).
MBB VI stating last four digits, the name of the clinic in SG and amount in SGD.
UOB stating last four digit, at Coach and amount.

So from above, the banks above do state the merchant details.

This post has been edited by Gen-X: Jan 15 2012, 07:26 PM