B u B u,

Most successful people let THEIR ATTITUDE to guide their behavior,,,

Dreamer

MeruChan,

So, YOUR GOAL in life is to be AVERAGE ACCOUNTANT? Not putting in the EXTRA EFFORT to be THE BEST ACCOUNTANT that you could be? YOUR SKILL is in demand NOW. But, if you do not upgrade yourself and keep up with the competition, can you KEEP your job?? Now, if YOUR GOAL in life is to have no pay raise and promotion and so on, always earn the same amount of money, you MAY do that. But, even then, when you are older, people will prefer to hire YOUNGER people for this low level jobs.

However, if you DO NOT put in the EXTRA EFFORT now, when you are OLDER, you WILL NOT have the energy to push harder even if you want to.

Those are the QUESTIONS...

Make hay while the sun is shining. DO NOT ASSUME that sun will always shine...

Dreamer

Folks,

Average people are not rich. Rich people are not average.

1) To be RICH, you cannot have the ATTITUDE or MENTALITY to be AVERAGE in your effort and goal. YOU need to be put in the EXTRA EFFORT.

2) It is getting HARDER to survive in Malaysia. So, if your goal is to stay average in your chose profession / business, you MAY NOT survive.

3) You could ONLY put in the EXTRA EFFORT / MILE when you are YOUNG. When you are older aka after 40 years old, you WILL NOT have the ability to push harder even if you want to. It is TOO LATE!!!

4) If your AIM is to be THE BEST, you may or may not get there. But, you DEFINITELY will be much better than AVERAGE people.

5) If your AIM is to be AVERAGE, in most cases, you will be BELOW AVERAGE. In the BEST CASE, you will be AVERAGE aka BARELY SURVIVE.

6) If your goal is to be ABOVE AVERAGE, you need to pick a business / profession where you have COMPETITIVE ADVANTAGE. Do not chase HOT AREAS.

7) Competition is a fact of life. If you want something, you will have to COMPETE for that.

8) Anything worth having is worth fighting for.

9) Rich and SUCCESSFUL people do not THINK like normal people. They can SPOT opportunity while other cannot.

10) Rich and Successful people go the extra mile and put in EXTRA EFFORT.

11) It is NOT my goal to force MY DEFINITION of Rich and Success on YOU. I am just showing A WAY to get where you want to be. Regardless of what your final goal is.

I had worked 10+ jobs across 20+ years over multiple countries. I had survived multiple recessions. In one cases, my employer laid off 80% of my co-workers over multiple years with quarterly laid off. I survived and I still achieve my goal in life.

No, this is NOT the ONLY way. It is ONE WAY to do it. If it works for you, take it. If not, do something else.

I had trained / coached many people throughout my career. They gone up one to two levels after I coached them. Many of them are director / GM/ VP now. So, it worked successfully for fair amount of people.

Dreamer

Tigerr,

3) When I was in college, for 6 years, I slept on the average of 4 hours per day. I studied at 167% of full-time student course load plus work 2 part-time jobs at 40 hours per week.

So, are you saying that after 40 years old, a person could still work at the SAME PACE??

5) Complacency!!! You ASSUME that average people can survive.. Common disease in Malaysia.

6) Most people do not spend time figure this (Competitive Advantage ) out to begin. They ASSUME that they have NONE.

8) If you FIGHT for NOTHING, you get NOTHING. Most people ASSUME that it is BEYOND their reach and they NEVER try.

9) Successful people may die. But, they die fighting. They DO NOT HAVE to WHINE and ask "what if".

Dreamer

Folks,

It is VERY SIMPLE. The CHOICE is YOURS...

You could LOSE either cases:

A) You FIGHT very hard but nothing work out for you.

B) You do NOTHING.

What would you CHOOSE??

We have plenty of people WHINING about not getting paid very well.

You could

A) Continue WHINING.

B) "CAN DO" attitude. Face the challenge. Find out WHY others make more money than you and how to close the gap.

Which approach, (A) or (B) give you a better chance of succeeding??

I am a VERY STRAIGHT FORWARD person. And, this is VERY CLEAR to me.

Problem 1:

Fresh Graduate without experience do not get paid very well. I seen and known this. So , I decide to do something about this. I worked part-time for 5 years while I gone through college to gain experience.

So, when I graduated from college, I have 5 years experience. I NEVER had to work as fresh grad without experience.

Problem 2:

How to get the most pay raise and bonuses??

Solution: Study all methods of salary negotiation and tactic to gain above average bonuses..

And, so on.....

Do you see the DIFFERENCE of how I approach things versus OTHERS aka average people??

I believe I can LEARN and BEAT the system. And, I done it again and again.

Dreamer

3dassets,

You wasted your life by staying in Malaysia. An environment that does not appreciate your talent. Hence, regardless of what you do, you cannot succeed.

One of 3 items in my list to be successful / rich is to work / find an environment where YOUR TALENT can be appreciated.

You DID all the hard work. But, you DID NOT find out whether there is a MARKET for your product in Malaysia.

But, you are an artist.. You DO NOT CARE whether you are rich anyhow. So, how could you say that you are NOT SUCCESSFUL?? You NEVER aim to be rich to begin with. It is NOT your goal in life.

Dreamer

3dassets,

How could you?? We are about the same age. You had reached my age NOW.

Dreamer

<< The rich don’t work for money
The importance of financial literacy
Minding Your own business
Taxes and corporations
The rich invent money
The need to work to learn and not to work for money>>

PenangLaksa,

OBVIOUSLY, you do not understand RDPD. BTW, I read almost all his books. From the URL that you posted.

<< The rich don’t work for money
The need to work to learn and not to work for money>>

It is THE SAME as AIM to be ABOVE AVERAGE in your chosen field / business. Do not AIM for money.

<<Minding Your own business>>

Focused on your goal.

<< The importance of financial literacy
Taxes and corporations
The rich invent money >>

Those are TOOLS if you are willing to THINK outside the box.

<<I wonder if you have ever considered of giving talks teaching people how to be successful or writing a book for that matter?>>

I am compiling material for a book. Giving talks?? I do not think so... I am aiming to RETIRE and LOW PROFILE. I do not want that many people to know me. After years in Tier 1 / 2/ 3/ 4 support, TOO MANY people know me.

Dreamer

---

Added on August 21, 2011, 8:10 pm3dassets,

I am NOT 50. We are closer than you think.

Dreamer

---

Added on August 21, 2011, 8:19 pmmercury8400,

You DO NOT UNDERSTAND what I am trying to communicate. Then, you ASSUME that there is NO MESSAGE in there. WHY are you SO ARROGANT?? Are you a GENIUS aka SMARTEST PERSON in the world?? If not, there will be THINGS that you DO NOT UNDERSTAND.

Given that some other people got IT, isn't this mean you had missed SOMETHING??

People are AVERAGE or NOT AVERAGE is based on THEIR ATTITUDE. And, in order to be RICH, they have to THINK and ACT on a DIFFERENT ATTITUDE than AVERAGE people.

What is RICH to YOU?? What is YOUR DEFINITION??

Do you BELIEVE that you can achieve YOUR DEFINITION of Richness by THINKING and BEHAVING like AVERAGE PEOPLE??

Yes or no.

If YOU need to THINK DIFFERENTLY, the question is HOW to THINK DIFFERENTLY?? What are THE DIFFERENCE??

Dreamer

This post has been edited by dreamer101: Aug 21 2011, 08:19 PM

Materazzi,

In my book and as per RDPD definition, FIRE means that you can MAINTAIN your EXISTING life style indefinitely without working.

Rich?? What is YOUR DEFINITION??

As per my definition, I am RICH now.

A) I am living in the life style that I want.

B) I am doing the job that I LOVE.

C) I am saving 50+% of my gross income.

It is EASIER to be RICH.

FIRE means that you can STAY RICH indefinitely without working.

Dreamer

This post has been edited by dreamer101: Aug 21 2011, 09:24 PM

3dassets,

Seantang had answered the question for me..

Please note that both my elder brother and sister retired at 49. And, I had mentioned it a few times...

seantang,

Thank you.

Dreamer

Materazzi,

1) Let's get to the bottom line, what is your FIRE number??

A) What is the AMOUNT of money that you can sustain your EXISTING life style INDEFINITELY?? Let's call this Basic FIRE

B) What is the AMOUNT of money that you can sustain your DESIRE life style INDEFINITELY?? Let's call this Desire FIRE.

Which FIRE do you aim for??

Basic FIRE or Desire FIRE. And, what are the numbers?? Do you know??

In my case, Basic FIRE = Desire FIRE.

<<My 1 yr salary can sustain 5 yrs without working with existing lifestyle.>>

Do you mean that in one year, you can SAVE enough money for 5 years of expenses??

I save 50+% of my gross income. In one year, I can ONLY save for 2 years of expenses.

2) If you know and reach your FIRE number, will you AIM to be RICH?? At that time, you may REALIZE a simple fact. You cannot buy TIME. Life is TOO SHORT to spend on making money. Let's say it takes 5 more years to go from FIRE to RICH, will you do it?? You are YOUNG. You believe that you live FOREVER now. When you are OLDER, your POV might change...

3) One of my family member passed full physical health check without problem. 2 weeks later, he fainted in the bathroom and rushed to emergency room. They found 2 brain tumors in his brain. He died 8 months later.

Dreamer

---

Added on August 21, 2011, 9:55 pmarielyek,

It is VERY SIMPLE.

I LOVE ENGINEERING!!

I like solving technical problem. I do not like dealing with people. This is ever since from childhood.

3dassets,

I thought that I had made it VERY CLEAR. I BELIEVE my EPF money will be gone soon enough.

A) I had been investing for 20+ years.

B) My EPF money is TOO INSIGNIFICANT from my standpoint. Whether it exists or not when I am 55 will not matter to me.

Dreamer

---

Added on August 21, 2011, 10:02 pmMaterazzi,

<<U are 35 and don't have family, if u retire means failure?>>

Failure from YOUR POV aka a stranger.

Why should a person lives his / her life based on POV of some strangers??

You live YOUR LIFE and he live his life.

Your POV of success or failure is ONLY RELEVANT to YOU and no one else.

I stopped my career advancement by working from home for a few years. To most people, I am a FAILURE. But, for me, spending more time with my family is MORE IMPORTANT than career advancement. Furthermore, I had made ENOUGH MONEY to reach my financial goal at the pace that I want. I can stop my career advancement without impacting my financial future. This is the kind of FINANCIAL FREEDOM that most people do not have.

Ditto, I move from management position to senior engineering post. I have the FREEDOM to do this.

Dreamer


This post has been edited by dreamer101: Aug 21 2011, 10:02 PM

[quote=arielyek,Aug 21 2011, 10:23 PM]dreamer101,
if I say I want to be someone like you,
is that a wrong ( question )?

I found myself very hard to have the level of discipline that you have. ( especially during your college's time )
Is it because I lack of motivation?
how to discipline myself to be very focus on what am I doing? ( especially in my studies )
and also how to trained myself to be less emotional?

thank you.

[/quote]

arielyek,

<<if I say I want to be someone like you,>>

Do not be like me. Choose your own path. Use whatever my teaching that is USEFUL to you. Set your own pace and goal.

<< I found myself very hard to have the level of discipline that you have. >>

It is NOT discipline.

Let me give your an example and perhaps you will UNDERSTAND. Let's say that you LOVE playing a particular game or computer game. You could spend days and nights playing it and you could NEVER get tired doing it. It is FUN for you.. Discipline is NEVER an issue for you. Nobody has to pay you to do it.

That was the way with ME in term of computer and computer networking. It is NOT discipline. I was playing a very fun game days and nights.

<<Is it because I lack of motivation?>>

You have NO IDEA why you are learning it and how it be useful in the future. You do not THINK about why and how it can be used. You do not know what you want to do in the future. So, how could you be MOTIVATED??

You have NO VISION...

<<how to discipline myself to be very focus on what am I doing? ( especially in my studies )>>

Where do you see yourself in 5 years?? What do you want to do when you graduated?? What do you need to do NOW to prepare for this??

If you answer those questions, then, you will know what you NEED to do.

<<and also how to trained myself to be less emotional? >>

Why?? Emotion is GOOD!!! It is a way for your subconscious mind to tell you that you have not been paying attention to something important to YOU.

Dreamer

---

Added on August 22, 2011, 12:36 am[quote=3dassets,Aug 21 2011, 10:40 PM]


[/quote]

3dassets,

You have

A) A goal / Vision of what you want to achieve

B) A plan to make it happen

C) Execution / Action to carry out the plan.

Plus, the FINAL ingredient -> D) PERSISTENCE / DETERMINATION. You had failed in the first few tries but you keep on trying. Unless a rock fell from the sky and kill you instantly, you will keep on trying. So, that makes YOU no longer an average person.

How many people that you met has (A) to (D)??

I do not understand what you are trying to do. But, you have MY RESPECT on achieving your own goal and dream.

Those are the MENTALITY and ATTITUDE that I am talking about. Average people do not have that.

Dreamer


This post has been edited by dreamer101: Aug 22 2011, 12:36 AM

Folks,

Time for another story. Some of the long timer in lowyat probably heard of this.

There was a person that wants to go oversea aka USA to study. But, he cannot afford it. So, he studied at University of Nottingham in Malaysia. Now, if this is a NORMAL aka AVERAGE person, the story end here. But, he did not give up. He found a summer work program that let he works at USA during summer while he studied at University of Nottingham. So, every year, he spent a few months working in USA as barrista at Starbuck's. He saved his money from this summer work program. Now, he is study his master in USA using the money saved.

Now, how many AVERAGE people would have stop and do nothing?? Meanwhile, some people HAVE the attitude that they would not accept NO as an answer. They are RESOURCEFUL. They go the EXTRA MILE.

Everyday, we have people WHINED about not getting paid well in this forum. But, how many people ASKED what I need to do to get paid well?? How do I learn to negotiate for better salary?? It is YOUR ATTITUDE that determined YOUR FUTURE.

Ditto, there are many people that WHINED about stuck in lousy job interview and getting lousy jobs. How many people ASKED what is THE BETTER WAY to job hunt so that you do not get stuck with those LOUSY JOBS??

I must not be a NORMAL person.

During school time, I spent time reading books on how to study so that I can study better. I spent times studying how to learn. I spent times studying how to speed read and take notes. Besides studying, I study on the method and process to study better and faster.

Ditto on job and career. I read books and research on job hunting method before I graduated. I learn how to negotiate for better salary.

WHY can't you do it?? What is the DIFFERENCE between YOU and ME??

It is THE ATTITUDE!!!

I do not LET THING HAPPEN. I make it happen. I took the INITIATIVE..

And, it is a lot EASIER in this day and age of Internet. You can take MIT , Harvard, and Princeton courses FREE over the Internet. But, how many people DO IT??

WHY??

Dreamer

morgana_jara,

<<since I do not seem to be able to absorb the skills fast enough. >>

What is THE PROBLEM??

A) You DO NOT have the level of intelligence to understand??

B) You do not have the BACKGROUND and FOUNDATION to understand??

C) You DO NOT KNOW how to learn fast enough??

<<But they like my willingness to learn, my ability to easily talk to clients and that I am a team player, so they took a chance on me. >>

You should ask the seniors in your work place for advice on how to improve your learning process. What can you do better??

If you DO NOT KNOW what your problem is, how would you know you will not face the SAME SITUATION again in the new job??

Dreamer

danny_ptlm,

If you are living with your parent, that does not count. If not, yes as per my definition.

What is YOUR DEFINITION.

Dreamer

Tigerr,

That is THE POINT..

Why should ANYONE accept someone's else POV of what is RICH??

I used to have a Billionaire boss. He does not buy BMW and so on... He live a reasonable life. He drive a Lexus.

One day, my car broke down in front of the traffic light. He saw me and jump start my car for me.

I used to work in a place where it was bought by a big company. Hence, many people over there has 10 millions to 500 millions. They still do their job and treat everyone as equal. They live like anyone else. The ONLY thing that they change is their house costs millions.

This is THE PROBLEM with most people. They ASSUME a lot of stuff. They REALLY have NO FIRST HAND experience of Rich People. They talked on something that they know NOTHING about. And, they CHOOSE not to study and research the REALITY.

This extend to almost all areas: Job Hunting, Investing and so on..

Once in a while, people come across people like me. I am ABNORMAL. I actually spent time and effort researching a lot of stuff that I talked about. If I know NOTHING, I will say NOTHING or I will tell you so. People ASSUME that I am a PRETENDER like everyone else.

Most Rich People that I know do not live a luxury life style. It is NOT that they cannot afford to. It is just not important to them.

Dreamer

---

Added on August 22, 2011, 7:23 pmivanswk,

That is NOT the right quote for his situation.

He made a CRUCIAL MISTAKE. He stayed in Malaysia. A place / environment where his talent is not appreciated. If he left Malaysia before he was 30 years old and take the Singapore job with the game software company, he will be doing very well by now.

He is an expert in 3D graphic. But, Malaysia is NOT where you want to be for this kind of talent.

If you go back to my FIRST POST, one of the key ingredient is to find / go into an environment where your above average effort will be appreciated. He recognized this TOO LATE. So, he has to start all over again.

Dreamer

This post has been edited by dreamer101: Aug 22 2011, 07:23 PM

Folks,

My point is VERY SIMPLE.

You cannot THINK and BEHAVE like average people if you want to be Rich. And, Rich is dependent on what your own definition is.

And, one of the KEY is you AIM to excel in whatever your chosen career or business. You are NOT aiming to be only average in your chosen career / business.

The MENTALITY and ATTITUDE are different too. It is PROACTIVE and ACTION oriented. Instead of WHINING, the QUESTION is always what I "CAN DO" about this?? How can I learn?? How can I improve??

There is a FAITH of doing whatever you can to improve your chances of succeeding.

Some people believe that I post all these stuff to show off how successful that I am. I will let you to be the judge as to whether this is true.

I am showing you ONE WAY. It is NOT the only way. It may or may not be suitable for you. It may or may not be your goal in life. But, I know this way works for quite a few people that I trained and coached across my 20+ years of career. And, that is something I am very proud of. Not the money, fame, glory, success that I had in my career. But, the people that I had helped along way. Because, in the end, that is all that matters...

I am a DREAMER. I believe in helping people achieving THEIR DREAMS.

Dreamer

rosemary,

菩提本無樹，　Bodhi is fundamentally without any tree;
明鏡亦非臺。　The bright mirror is also not a stand.
本來無一物，　Fundamentally there is not a single thing —
何處惹塵埃。　Where could any dust be attracted?

http://en.wikipedia.org/wiki/Huineng

"All is well"
- "The 3 Idiots".

We have a CHOICE. Between WIN and LOSE, we could choose to LEARN and GROW instead. We do not have to be trap in DUALITY. Step out of the box.

Dreamer

<<I always believe in opportunities. Whether you need to be genius or lucky, it's all also depend on opportunity and right timing.>>

I do not believe in opportunities.

1) 50% of the lottery winners in USA went bankrupt 10 years after they won. So, if you are NOT PREPARED and READY, even winning lottery will not help you.

2) I believe in making things happen. I believe in PERSISTENCE and DETERMINATION. I believe in keep on fighting for your dream until you die.

3) Every time is a good time. All failures are good learning experience and one step closer.

4) I do not believe that I need to be genius or lucky. I am ALL that I need.

So, in essence, YOU do not share my ATTITUDE.

BTW, you have NO IDEA what I am talking about in this thread. So, please stop trolling and pretend that you know.

This post has been edited by dreamer101: Aug 27 2011, 05:32 AM

MrFarmer,

You are looking at the wrong place.

The key words here is NOT average. It is "Average People". We are discussing the MENTALITY and ATTITUDE of "Average People" And, how that mentality and attitude prevent them from becoming rich.

And, in this thread, "Rich"

rich implies having more than enough to gratify normal needs or desires of YOUR OWN. Aka your own POV and no one else. And, this definition of "Rich" can only be used on yourself and no one else.

Hence, a person that saves 50+% of their gross income is definitely rich. A person that saves NOTHING and is in debt is definitely poor. Most people fall in between those 2 extremes and up to to them to decide whether they are rich or poor.

Dreamer

waxppl,

<<I think for those who read this thread before choosing their degree are really lucky,>>

Luck has NOTHING to do with this. Some people THINK about what they are going to do before they choose their degree. Hence, they will hang around career forum and find out what people do in each job before they pick their degree.

Average people don't. Hence. they are always a few steps behind.

I worked during college. I attend conference while I am in college to build up my social network. Hence, when I graduated, I have both the contacts and experience to do job hunting via the BETTER WAY.

This is ALL PREPARATION and MENTALITY. Luck has NOTHING to do with this.

He who seek will find. Those sit around will find nothing...

YOUR ATTITUDE determines how successful and how far that you can go. It is ALL in your hand.

Dreamer

This post has been edited by dreamer101: Aug 27 2011, 10:17 PM

MrFarmer,

1) Average People = 正常的人，一般人，

2) <<A person makes 30K per year, makes a saving of 16K, rich or poor?>> More than 50% = Rich

<<Another person makes 100K a year, makes a saving of 25K, rich or poor?>> Up to the person to decide.

3) <<Do share with us your experience in the "MENTALITY and ATTITUDE of "Average People">>

Have you read through the whole thread??

Dreamer