Which bank provide the lowest interest personal loan?
About 25k

to anyone can help,

my current income basic 2200 (paid by several company)+ rm300-600 (allowance)

is there anyway i can get a loan around or below 10k within 2 years. now current have hp loan around 900.

salam guys,

i earned 3+++ per month,
Which bank can i apply for 80k 10 years loan?

thanks

Where did you apply?

Correct me if I am wrong..

Quite sometime after my observation, I realized that the personal loan offered by Bank Islam has the lowest interest..

however my observation shows that those special low rates are only for those who are in the public sector or civil servants..

therefore, i am quite curious on whether you guys who are in the private sector have had applied for the personal loan in bank islam before?

Bank offer based on your nett income, maximum is x10 of your nett income only.

how bout GLC & gov serv?
Let say i'm a gov serv,
and my net income was 3k,
what is da max loan figure will be approved?
just a rough figure needed.
thanks

When u sign the letter offer between 3days u received a cheque bu your bank approved loan or direct bank in to your saving account

i just 21 on april which i dont have any credit card and try apply on the personal loan six months ago from rhb easy, cimb . get declined .. how to help ?

yaya, i oso saw that 30 mins approval. can do it at lunch time..

For government servant, there is another personal loan package.

We call it, koperasi loan.Only for government servant. Interest from 3 or 4 % ++, loan amount up to 200k++.

Please don't pm me any about government loan I don't deal with government loan

U can drop by to ambank / cimb to enquiry about koperasi loan, and there is others bank offering koperasi loan but i not sure what bank

try google : koperasi loan malaysia

hope it help

cheers

This post has been edited by Ken_HP: Nov 21 2013, 10:29 PM

wow, getting personal loan for plastic surgery. interesting !

why dont u pay using your credit card? u can convert your swipe amount to monthly installement .

apply personal loan for plastic surgecy kinda expensive

Haha !

Yes, bank do give out loan for any purpose. Bcoz wont ask u apply personal loan for what purpose.

cheers

Hi

Good Day,if document not good,bank will reject the case because customer turnover not enough

As for now personal loan doesn't need guarantor, correct me if i am wrong.

For housing & car loan, yes. Some bank do require guarantor if your income document / commitment or ccris not strong enough.

As for client that facing income document, there is some agency can settle it for u.

cheers

This post has been edited by Ken_HP: Nov 26 2013, 09:43 PM

For agency services, they will charging 10-15% from your total loan amount approval.

If client lack of income document, verification problem & etc they can settle for u.

But client have to make sure that ccris payment have to be good, not more than 2 months payment is the best.

hello, i think i need opinion and help from all the sifu's here.

i am thinking of getting a personal loan.
i browsed and saw maybank offer the lowest interest rate p.a at 7% for 20.1 k & above.
i want to borrow 25-30k coz gonna get married next year. loan tenure maybe 3 or 4 yrs only.
i only just get a proper fix income job this month. salary is 3.5k before epf & socso.
do u think possible for me the get the loan after maybe working for 5 months?
i have no credit card or any loan from bank, just housing loan co-signature with my dad as the 1st name and mine as 2nd.
and the housing loan maybe a got a bit delayed payment 1 month kot, but my dad handles that.

i am planning to save maybe around 2k monthly so that if get the loan + savings can cover all the costs for marriage etc etc.

what u guys think? will i be eligible and will maybank approve my loan?

So how much will be the installment

i am planning to get a PA around 8k-10k ... can anyone tell me which bank easier to get approval? my ccriss i think got 0 1 2 .. but no 3 ... i just get my aeon express loan approve for a month...wanted to apply with them but they say at least after 6 months ...so have to go BANK now...

yeah wanted to do too.. i m just afraid i will need a guarantor or will get rejected coz i hv no history with banks.. thanks for the suggestion bro