My income 30k per annum . Having a car loan rm670 and owe two credit cards around rm8000 .. Recently apply for the hong leong bank personal loan to cover some of my cards debts n personal use .. Get rejected and bank cant give me any reason for it ... When i apply the person incharge say if i apply for credit card settlement it will easier approve cox commitment lesser n point will increase but end up rejected ... Anyone know how i can get the loan or what should i do...my credit card payment i check ccriss all 0 only one month is 1 ... Will this effect?

The amount i loan is rm15000

This post has been edited by 13aby: Jun 19 2013, 05:40 PM

No wo , hlb also do same thing to my cards oso rejected .

Mayb alliance bank easier cox my friend simply apply also approved but without notice ... Till u check ur account lol

Which bank they dun see one year ccriss for personal loan application ?

I tried aeon , get rejected for 5k ..

i am planning to get a PA around 8k-10k ... can anyone tell me which bank easier to get approval? my ccriss i think got 0 1 2 .. but no 3 ... i just get my aeon express loan approve for a month...wanted to apply with them but they say at least after 6 months ...so have to go BANK now...

i just apply for maybank , my gross income is 2750 ... the banker say max is 11k only i can apply.... that is 4x my income

8%

i am looking for PL to cover my CC debts , basic RM2650 with RM100 fix allowance . ... ccriss is 1 and 0 but got (one) 2 . . . would this effect my application? try alliance and mbb reject.... or should i try RHB easy and Aeon? planning for 10-15k

u are a student , how u going to apply loan without salary slip?

do u have any commitment or ccriss bad record example 2?