Not everyone can get that kind of low rate offer. Normally, only those with very good payment record, such as paying full balances on their credit cards every month may get it. I think, to the banks, these people are not paying any interest anyway, so by enticing them to take a personal loan with a very low rate, they may get the chance to earn some interest.

Yup. U can get 2%-5% if u r gov servant n glc staff.

6-12% open to every body... Self employed, sdn bhd n bhd employee etc

but for for contract glc staff is hard to get 2%-5% right?

for CONTRACT worker of any company(glc,sdn bhd) it is usually harder becoz of the temporary nature of the work.
but with proper documentation n eligibility shudnt be a prob.hehe

Guys, the proper venue for you to offer your services (note: bank agents) is the services notice board. This thread is strictly about the discussion of the current personal loan interest rate, how it works, procedures, approval rate, approval criterias etc.

And to those who are looking to get a personal loan, this is NOT the place for you to ask a bank agent to PM you. Thanks.

Oo.. Thats why my thread got deleted.

I would like to ask if i do not have full complete of BE form, will i still able to apply for loans?

bro,
you dont need BE form unless you are about to apply personal loan with such a big amount 150k-200k

latest Bank Negara rules.. the docs needed is copy of your IC, 3 months payslip, EPF/EA form, 3 months bank statement.

which bank not require for credit history? got apply here and there but they asked for credit history. but this is my 1st application for personal loan.

Can anyone list out this month?

Bank Interest%

Good. Will deduct from your CC limit?

any banks takes lower than 2k salary for a private organisation? need a pt urgently.....

thank you so much~ im thinking of taking a 10k loan , wonder if im eligible?

currently working at bank , so far only got ptptn loan commitment and maybe some minor cc amount too

oh sifu, mind sharing with me, which bank got personal loan 6%!!!!!!!

Is Maybank Personal Loan good?

6.88% which is close enough ...

http://www.cimbbank.com.my/index.php?ch=ci...pt=cimb_islamic

Do you guys think it's a good idea to take a personal loan and buy gold?

I have problem to get PL.

I'm working at private company, salary about 1.5k+, and i have blacklist car already.
Did u all think i can get PL with blacklist already?
Sorry, im newbie here.

6.88% BUT i see min. amount is 50k..
Bank Islam also 6% ~ 7% with min. loan apply is 10k.

Hi, im working in a private sector for almost 8months now. I need PL of 5-8k urgently. My basic is 1.7k currently. Can any sifu advise me??

bro what do you mean by 'blacklist already'?

its simple..

if as at current period, your CCRIS record and CTOS have no additional remark i.e AKPK, term loan, restructured credit facility, reschedule credit facility, special attention account, legal remark.. plus there is no '2' or '3' constantly repeated for the past 12 months in the report you may apply any loan at any bank based on your eligibility.

if there is any.. please settle all of it before proceeds