Personal Loan - V2, which banks offer the best deal?
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 Sep 18 2012, 08:14 PM
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#1
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Senior Member
848 posts Joined: Mar 2006  
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correct me if im wrong ?
mostly i see all personal loan interest is above 10% per annum usually ? how come i still see some forumer putting 3% etc etc ? can elaborate further ? thank you so much |
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Sep 23 2012, 12:43 PM
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#2
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848 posts Joined: Mar 2006
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QUOTE(locomotive @ Sep 19 2012, 08:59 AM) Yup. U can get 2%-5% if u r gov servant n glc staff. thank you so much~ im thinking of taking a 10k loan , wonder if im eligible?6-12% open to every body... Self employed, sdn bhd n bhd employee etc  currently working at bank , so far only got ptptn loan commitment and maybe some minor cc amount too |
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Mar 12 2013, 01:47 PM
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#3
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QUOTE(ellimist @ Mar 12 2013, 11:09 AM) Hi all experts. 5x gross salary loan only apply to personal loan . Since its business , i believe its different calculationLooking to apply for a loan, probably between 50k-85k to set up a simple food outlet. Currently working full time, zero loan commitment (no HP, no HL). Question being: 1. Which bank offers good rates? 2. Do all banks have a cap? Say like 5x gross salary (coz I don't earn 10k a month lol). I'm Chinese btw, if that's important. Thanks in advance  |
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May 31 2013, 07:08 PM
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#4
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QUOTE(stretch @ May 31 2013, 07:05 PM) mind sharing how'd you apply the loan? that's a good rate.. can you give me your bankers no? i heard citibank also offer rate like this , around 2.66%/pa .... i think they will call you guys to offer you all attractive rates , but if you were to walk in/etc may not get the rate like this .something privileged customer only perhaps |
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