PB customer should not be worried about small increase. Ikan bilis customer should be the one worried. If such small increase is big issue for PB customer, anggap give free money to bank loh. If can afford PB, what's extra RM4. Don't like bank, pindah bank lo. Siapa suruh setia to one bank

Food expensive, pindah shop la.

This post has been edited by Ramjade: Aug 31 2017, 01:57 PM

Normally rentas service is above certain amount.. otherwise bank will encourage u to do it online urself

This post has been edited by mamamia: Aug 31 2017, 01:57 PM

I think IBG/IBFT max limit is about RM30k-50k right? SO those doing rentas, are moving big amount of money.

so i guess to transfer a bigger amount, it's either 'cheaper slower cheque' or 'instant more expensive RENTAS?'

Did Malaysians see a sudden increase of 80% of their salary too ?


The bank is the one determining the maximum amount you can transfer through OTC IBG. For instance, RHB Bank imposes a maximum limit of RM100k per OTC IBG request. If you want to transfer more than RM100k through OTC IBG, then you will have to do multiple IBG. However for Public Bank, there isn't a maximum limit imposed for OTC IBG. Previously I was told it was RM1 million maximum but my last visit to Public Bank I was told there isn't a maximum limit anymore. As for Maybank, I do not know if there was a maximum limit imposed for OTC IBG. But an acquaintance of mine was able to do an OTC IBG at Maybank for more than RM200k. However as the amount was over RM200k she had fill a form to satisfy BNM's request on exchange control.

This post has been edited by MilesAndMore: Aug 31 2017, 02:10 PM

do u think company no need to pay for rental, dividend to shareholder, utilities bill?
all profit will be pay as salary increment to u?

wat la, did not hear that rich pipu are stingy. if evi one same thinking like tat, bank can simply increase fees liao.

nothing to do with pb customer. you need to have brain cleansed.

it is not rm4, it is the % increase that is high. did not get that into your head? sure what is rm4. got what to do with pb customer? their money enough to send you to overseas to study.

unker goat has many banks, setia to one bank?



this kiddo thinking is strange.

Are the banks in Malaysia not reporting profit ? Is there a profit warning at Maybank recently ? A sudden increase of RENTAS fee of 80% is unreasonable. With more and more things shifted to online and electronically, the cost is actually going down. It is even more unreasonable when you see the cost of online IBG has gone down from RM2/transfer to only RM0.10/transfer before GST in recent years. Not only online IBG has become cheaper over the years, they have also cut down on the time to process each transfer too. It says a lot about the real cost of money wire in Malaysia.

maybank 80% rentas increase should be the one we are concerned. not because you are pb customer, what is rm4.

not to link to move bank, why stick to one bank, move shop if price high. what a joke!

Yes, there is a limit to OTC ibg. Beyond that limit, bank will ask u to do RENTAS.

Doing RENTAS also (as u know it) to ensure the arrival of fund, presumably faster than OTC ibg. But I heard still have to be done before 12.30pm.





We have to view the increase as unreasonable.



It is likely that the RM9.54 will be charged by other banks as well. Hahaha, someone really has shallow/immature thinking.

This post has been edited by bbgoat: Aug 31 2017, 02:49 PM

Hi guys,

I am looking for a saving account for free IBG & IBFT (best if they offer free instant transfer), online banking and e-statement only without the need for cash withdrawal or debit card etc. I am also not interested if there is annual fee or debit card fee for the account.

I googled and browsed through lowyat and found that there's this Standard Chartered JustOne account, but I am not sure if I am missing out any other products from other banks. Currently I have AmBank True Accounts.

Thanks!

Ambank True Account free IBG & IBFT ?

Any standard chartered bank account. Recommend
- BSA free (no annual card charges)
- Justone minus atm card (hence no charge). Best part is keep RM1 inside also no problem.

Others
- UOB until end of this year
- Hong Leong until end of the year also.

That account now lousy already.

I thought Justone need at least RM1500 cashflow per month?

Nope. No need. I hace that and keep only rm2 inside.

That's nice.. But from the terms and conditions on Stan Chart website, it is stated you need to deposit min RM1500 monthly for the personal account. Or is there another type of JustOne account?

If only need to keep RM2, that would be great haha.. gonna open that account right away..

This post has been edited by isAb3lle: Sep 7 2017, 03:31 PM

RM1500 is so that you enjoy free any atm withdrawal anywhere. If you want free IBG/IBFT (not free for limited time), this account is the best. Not sure if I will get the free atm withdrawals but who cares with Maybank, Cimb atm all over the place. After all with atm card, I kena charge RM8+/year. Right now my this account is cardless.

Ah, I see. So the RM1500 is not the requirement to get free IBG/IBFT! Great, I should get that account then Thanks!!

This post has been edited by isAb3lle: Sep 7 2017, 04:39 PM

Nope. I never maintain RM1500 with them and still get free IBG/IBFT.