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 Instant Transfer (DuitNow) & Interbank Giro (IBG)

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mamamia
post Jul 26 2016, 06:31 PM

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QUOTE(Ramjade @ Jul 26 2016, 06:27 PM)
Nope. Only UOB, HLB, SCB. HLB amd UOB until end of this year.
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PBB also having free IBFT and IBG till 15 October 2016
mamamia
post Aug 4 2016, 07:06 AM

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QUOTE(MilesAndMore @ Aug 4 2016, 12:27 AM)
Why are you quoting something from last year ? It is already August 2016 now. And why don't you try it yourself to check whether I'm correct or otherwise ?
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Would u mind to share where is the source from? Can't find it at MEPS website.. If free IBFT, then will be goods for me to transfer fund now..
mamamia
post Aug 4 2016, 12:46 PM

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QUOTE(Ramjade @ Aug 4 2016, 11:10 AM)
SCB SA got free IBFT.  smile.gif
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Yeah, I have SCB.. But I need to transfer from other bank acc too.. So if got free IBFT across all bank will be good
mamamia
post Aug 25 2016, 09:53 AM

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QUOTE(kakisemut @ Aug 25 2016, 09:28 AM)
Name of recipent?
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Ur name
mamamia
post Nov 8 2016, 09:27 AM

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QUOTE(wan7075 @ Nov 8 2016, 09:21 AM)
may I know that public bank free IBG and IFT already ended?
I remembered is until whole year 2016 but yesterday kena charged.
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ended on 15 October 2016..
mamamia
post Dec 29 2016, 03:44 PM

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QUOTE(Osho @ Dec 29 2016, 09:04 AM)
What happens when you send GIRO to correct bank account number but wrong account names /incomplete names? Will it still go through or will it bounce?
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Yes.. as long as u didn't ask to verify IC No. the fund will go through if the account number is valid
mamamia
post Jan 26 2017, 11:44 PM

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QUOTE(sms2u @ Jan 26 2017, 10:22 PM)
I believe is MEPS problem instead of bank. but bank no cater exception properly.
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Ya, it is MEPS issue since early this year.. on n off still have some cases reported .. still pending MEPS to resolve
mamamia
post Jan 27 2017, 11:18 AM

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QUOTE(sms2u @ Jan 27 2017, 10:20 AM)
solve within 24 hours?

instant transfer become IBG? can ask for interest or refund of instant transfer fee? *just joking as bank never do that.
When customer late they will charge whatever fee ...when bank slow, nothing we got ... how can customer is no 1?
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But again, customer still got right to complain since they didn't fulfilled their SLA of "instant" transfer
mamamia
post Jan 27 2017, 05:51 PM

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QUOTE(sms2u @ Jan 27 2017, 11:43 AM)
how to complaint? send formal complaint to bank negara via email?
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Just complain to the bank first.. tell them how u want them to refund, but must be reasonable..
mamamia
post Feb 27 2017, 07:13 PM

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QUOTE(earlofclarendon @ Feb 27 2017, 07:00 PM)
Just sharing my AmBank experience.

Last Friday i performed a IBFT using AmBank AmOnline to a Maybank account.

Numerous attempts done but each time failed and error display saying insufficient fund. After a few minutes checked back fund was debited mad.gif . While AmOnline kept showing error and no SMS confirmation received of successful IBFT, yet fund debited.

The receiving end was also my own account so confirmed IBFT did not go through.

Report lodged via 1300 80 8888 and issue still unresolved. Amount around RM2k.

Was also told IBG is safer than IBFT by one of the customer care. Also shocked by the wide range of response given by customer care, a few said 24h will refund, 1 said 7 days, another 1 said up to 14 days.
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This was what I mentioned last month.. until now still IBG safer..

QUOTE(mamamia @ Jan 26 2017, 11:44 PM)
Ya, it is MEPS issue since early this year.. on n off still have some cases reported .. still pending MEPS to resolve
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mamamia
post Feb 27 2017, 07:20 PM

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QUOTE(earlofclarendon @ Feb 27 2017, 07:18 PM)
The irony is i am an AmBank staff and am sadly disappointed with my own bank online platform..

Somemore my IBFT is done via a 'registered account' not an one-off IBFT.. just out of the blue failed like that without warning...
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But this is not ur bank issue, it is MEPS issue
mamamia
post Feb 27 2017, 07:28 PM

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QUOTE(earlofclarendon @ Feb 27 2017, 07:22 PM)
Did you experience this before? Managed to obtain refund?
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I don't have such experience *Touch wood* but I seen this b4.. they MUST refund to u, but it might take times.. u need to complain n do close follow up..

If not mistaken, someone here experience it with PBB IBFT..
mamamia
post Jul 6 2017, 07:49 AM

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QUOTE(reeve-826 @ Jul 6 2017, 07:13 AM)
any bank currently still providing IBFT fees waived?

So far Bank islam is waived but already stop starting this month.
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Standard Chartered Just One CASA
mamamia
post Aug 31 2017, 01:57 PM

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QUOTE(Ramjade @ Aug 31 2017, 01:55 PM)
PB customer should not be worried about small increase. Ikan bilis customer should be the one worried. If such small increase, anggap give free money to bank loh. If can afford PB, what's extra RM4. Like that I speechless already. Don't like bank, pindah bank lo. Siapa suruh setia to one bank whistling.gif

Food expensive, pindah shop la.
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Normally rentas service is above certain amount.. otherwise bank will encourage u to do it online urself

This post has been edited by mamamia: Aug 31 2017, 01:57 PM
mamamia
post Sep 29 2017, 08:05 AM

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QUOTE(ytan053 @ Sep 27 2017, 04:17 PM)
When I enquired SCB end of last year, Just One account comes with a debit card that charge you RM8 a year. I was told by the SCB officer that cannot open Just One account without debit card  sweat.gif  Hence I just opened a Basic Savings account under SCB, minimum balance RM20. IBG and instant transfer is free. I didnt ask for the ATM card, so no annual charges.
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But, how come my bro basic saving acc need to pay Instant fee? Only IBG is FOC.. his 1 is with passbook, no ATM card
mamamia
post Oct 9 2017, 11:30 AM

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QUOTE(hurtedheart @ Oct 8 2017, 11:26 PM)
Just curious why suddenly so many banks offering zero for for IBG / IBFT? 🤔
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I think it is BNM ruling for the bank to hit the targeted amount for the nations to use IBG & IBFT...

Same goes to Debit Card
mamamia
post Oct 9 2017, 11:37 AM

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QUOTE(Ramjade @ Oct 9 2017, 11:35 AM)
Where got lots. Maybank and Cimb not introducing free IBG/IBFT also.
Even if free, until 31/12 only  doh.gif
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CIMB yes, refer few post above you...

hurtedheart is asking why suddenly so many banks offering free IBG/ IBFT
mamamia
post Oct 9 2017, 12:01 PM

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QUOTE(Ramjade @ Oct 9 2017, 11:41 AM)
Not real free IBFT also
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Yes, those current offer by "not usual free IBFT bank" is mostly for credit card/ loan payment... not fund transfer..
mamamia
post Jan 12 2018, 07:47 PM

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QUOTE(okuribito @ Jan 12 2018, 05:32 PM)
I just did another IBFT & again no need TAC. Same HLB

Someone hinted that it might be because the payee is a favorite payee. But I also did IBG to same fave payee which required TAC

IBG is "delayed" transfer. IBFT is instant / immediate.

I have no proof to show even if I complained to BNM. Only thing I can think of is to ask folks here if anyone else experience the same and if many of us, then can complain collectively as a group. i think it's not right. TAC is a must for all transfers irrespective
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Maybe u can share how much is the transfer for respective IBG & IBFT txn
mamamia
post Feb 1 2018, 06:24 PM

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QUOTE(LostAndFound @ Feb 1 2018, 05:13 PM)
I did 3 IBGs from PBB yesterday 7pm, now 5.30 pm still have not arrived. No possibility of wrong account number etc. as I use a saved favourite on PBB (every month do this same transfer). Anyone else having issues?
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Today is KL Public Holiday.. BNM closed.. ur fund will only credited in next working day..

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