QUOTE(lamode @ Sep 7 2015, 11:12 PM)
For the selection of IC, the format need to include dash or not?
123456-12-1234 or 123456121234
No need.123456-12-1234 or 123456121234
Instant Transfer (DuitNow) & Interbank Giro (IBG)
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 Sep 7 2015, 11:17 PM
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All Stars
24,334 posts Joined: Feb 2011  
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Sep 8 2015, 12:52 AM
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#2
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(kyu85 @ Sep 8 2015, 12:38 AM) have a question, planning to open an HSBC acc. heard from fren that transfer money from maybank/cimb toHBSC via on9 cost RM10 transfer fee. is tat true? No such thing. All onnline transfer cost RM0.11 (IBG - slow transfer)/RM0.53 (IBFT - instant) |
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Oct 1 2015, 10:04 AM
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#3
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All Stars
24,334 posts Joined: Feb 2011
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Do ambank online have ibft?
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Oct 1 2015, 02:12 PM
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#4
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(atah @ Oct 1 2015, 02:09 PM) As I can see, not for AmBank Would be helpful for me if Ambank also have IBFT |
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Oct 7 2015, 11:21 AM
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#5
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(Refuzed @ Oct 7 2015, 10:23 AM) Since yesterday I was trying to do Instant Transfer from my M2U to Ambank (loan repayment) but keep getting this error: Is it your favourite account in m2u? Try keying in manually the account no.Transaction declined. Reject code: [0089] Balance is more than sufficient and I am performing the transaction during office hours (It used to work in the months before). What could be the issue? |
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Oct 23 2015, 11:19 PM
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#6
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(David83 @ Oct 23 2015, 11:15 PM) If perform IIBFT tomorrow, will the fund available immediately too? Yes. That's why is instant. If you use ibg, money will go in only on Monday morning. I always refer to cimb page regarding time for ibg and ibft. So far, they have never been wrong.Thank you. https://www.cimbclicks.com.my/transfer-funds.html This post has been edited by Ramjade: Oct 23 2015, 11:32 PM |
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Dec 1 2015, 03:14 PM
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#7
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(MGM @ Dec 1 2015, 03:11 PM) Also AMBANK does not provide free IBFT. Correction. Ambank does not have IBFT.     |
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Dec 1 2015, 04:32 PM
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#8
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(adele123 @ Dec 1 2015, 04:29 PM) it's not just MBB to OCBC. Yes you can. Take ambank which does not have IBFT. However I am able to ibft from mbb to ambank.I believe OCBC not part of MEPS network thingy. so you basically can't do instant transfer to OCBC. |
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Dec 1 2015, 05:48 PM
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#9
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All Stars
24,334 posts Joined: Feb 2011
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cybpsych, my mistake.
It would seems that ambank is a part of MEPS network as shown in the link below. However OCBC is not. But they are not part of the MEPS network but yet they can offer IBFT?  QUOTE INTERBANK ATM FUNDS TRANSFER (IBFT) 2. Which banks are participating in this service? Affin Bank Agrobank Alliance Bank Al-Rajhi AmBank Bank Islam Bank Muamalat Bank Kerjasama Rakyat Bank Simpanan Nasional CIMB Bank Citibank Hong Leong Bank HSBC Bank Kuwait Finance House Maybank Public Bank RHB Bank Standard Chartered Bank UOB Bank More banks are expected to participate soon. |
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Dec 25 2015, 08:10 AM
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#10
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(kart @ Dec 25 2015, 04:30 AM) I know that the interest rate of Ambank True Savers of 2.8% per annum is much higher than the one for Maybank M2U Savers of 2.25 % per annum. Since Ambank does not provide the option of instant interbank fund transfer, I am less inclined to keep my money in Ambank True Savers. Strong advocate until the something can beat them. I know that Ramjade may dislike what I am going to say, as Ramjade is a strong advocate of Ambank True Savers.  Anyway, here goes my opinion.I may get higher interest in Ambank True Savers, but I cannot instantly transfer it to other bank. The slower Interbank Giro(IBG) requires a few hour of clearing, and it is not applicable non-working days. That is why I do not keep much money in Ambank True Savers, to ensure that my money is always accessible from other bank, should the need arise. The tiny amount of money that I keep in Ambank True Savers is the money that I am 100 % sure that I do not need to use in the near future. Yes, I am giving free money to Maybank, but what can I do? We cannot have the best of everything, right? Yes you can. You can. Just plan ahead. Here I will share my strategy with you. Strategy 1 On weekdays, if you transfer before 5 am, money is in the recipient account by 11am. Just wake up earlier  Strategy 2 Same as strategy 1. If you transfer before 8am, money is inside by 2pm. Strategy 3 For transfer of money on weekends, just do it on Friday or Monday morning before the cut-off time mentioned above. For me, personally, I usually do it on Monday early morning before 5am. Strategy 4 Have a Maybank account (I only keep rm1 inside it). Opt for the free one without Rm8+/year. This Maybank is to enable you to withdraw you money as maynank's atm are in abundance compare to Ambank. Strategy 5 It is not practical but still doable. Do your transfer via ATM. Ambank ATMs have IBFT. The above strategy 1-4, are not just advice. But what I really do since getting truesavers. Told ya, I count every sen of interest. I have no intention of giving the banks free money. PS I am still waiting for something to able match/surpass Ambank truesavers. Then I will switch. This post has been edited by Ramjade: Dec 25 2015, 08:13 AM |
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Dec 26 2015, 08:19 PM
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#11
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(Pink Spider @ Dec 26 2015, 06:34 PM) Give u a tipsy to be Mr Kedekut/Kiamsiap Just use IBG. Why need to do all the above? Unless of course the above can give you instant at the price of RM0.11  Use IBFT@Instant Transfer to confirm the recipient details, but STOP at "confirm transaction" page i.e. don't proceed Go back to Interbank GIRO function to use the same details, transact and pay only RM0.11  |
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Dec 30 2015, 03:37 PM
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#12
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(Alexis Sanchez @ Dec 30 2015, 03:32 PM) M2U IBG transfer around 3pm to another bank, can the fund received by tonight? Money will be in by 11PM.  |
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Dec 30 2015, 03:46 PM
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#13
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(Alexis Sanchez @ Dec 30 2015, 03:39 PM) Confirm? Check here.Nowadays transfer so fast? within same working day sumore?  https://www.cimbclicks.com.my/transfer-funds.html The timetable belongs to CIMB but from past experiences, maybank also follow this timetable. BTW, just use IBFT. It's still free. No need to wait.This post has been edited by Ramjade: Dec 30 2015, 03:49 PM |
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Dec 30 2015, 04:53 PM
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#14
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Dec 30 2015, 04:51 PM) Free until 31/12 Not really. Some bank extend it to 4/1/2016 |
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Dec 30 2015, 04:55 PM
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#15
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(wil-i-am @ Dec 30 2015, 04:53 PM) Which bank? Not sure cimb or maybank. Either one of thrm. |
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Dec 30 2015, 05:05 PM
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#16
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(nexona88 @ Dec 30 2015, 05:02 PM) wah good news Banks are not doing charity. You think they want to waste money giving you free IBFT?  hope can extend until end of Jan 2016 The only bank with free IBG is Ambank truesavers. They don't have IBFT. But who cares. Is still free. |
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Dec 30 2015, 05:18 PM
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#17
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(David83 @ Dec 30 2015, 05:06 PM) Definitely not Maybank: I will check and let you know. Was very sure I saw until 4/1http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal and not CIMB: Zero Fee Instant Transfer (IBFT) will end on 31 Dec 2015. <Latest Announcements @ CIMBClicks> |
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Dec 30 2015, 05:49 PM
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#18
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(David83 @ Dec 30 2015, 05:06 PM) Definitely not Maybank: Looks like I am wrong. But I was very sure I saw 4/1/2015 as I was thinking to myself, nice. Other banks charge from 1/1 onwards. This bank is extending it for few more days. http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal and not CIMB: Zero Fee Instant Transfer (IBFT) will end on 31 Dec 2015. <Latest Announcements @ CIMBClicks> I'm sorry for the mistake. |
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Dec 31 2015, 12:10 AM
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#19
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(maximillan @ Dec 31 2015, 12:08 AM) think many will kena charge tinkin its still free.. bank harvest time..lol Free for so many months. Come 1/1/2016, people don't know, straight kena charge RM0.53. Rinse and epeat. Easy money for banks. |
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Dec 31 2015, 08:44 PM
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#20
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All Stars
24,334 posts Joined: Feb 2011
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QUOTE(David83 @ Dec 31 2015, 05:38 PM) for CIMB!  This post has been edited by Ramjade: Dec 31 2015, 08:45 PM |
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