1. Annual Income: RM40000-RM50000

2. Free Lifetime Annual Fee: Preferably no or can be waived type (when they said xx swipes, does it applicable for online purchase?)

3. Card required for: Usually used for online booking (flight, movies), mobile and insurance payment, sometimes grocery shopping, looking to start pump petrol using CC

4. Existing credit cards if any: CIMB Mastercard

5. Looking at CC from: Any

6. Others: So far never use CC to pump petrol, but looking for one with discount (always pump BHP, nono for Petronas only ). And CIMB Mastercard promo always only on those high-class restaurants or items or high-class activities. Prefer more normal promo like on groceries or everyday items

This post has been edited by mariobros: Jul 14 2013, 09:57 PM

You Must Get UOB One Platinum with 5%Cash Back On Petrol + 2% Smart$ Cash Rebate at BHP Petrol Station...
https://forum.lowyat.net/topic/1922946

1. Annual Income: RM120k

2. Free Lifetime Annual Fee: Yes or can be waived type

3. Card required for: Shell petrol, mobile and insurance, grocery, restaurant, books

4. Existing credit cards if any: CIMB Mastercard

5. Looking at CC from: Any

6. Others: Looking for one with rebates, cash back

1. Annual Income: RM40k+

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Petrols, movie, dining, & groceries.

4. Existing credit cards if any: Citibank Clear & Shell Gold.

5. Looking at CC from: SC, OCBC & UOB.

6. Others: Please be specific: Cash back or rebate.

This post has been edited by koh_424: Jul 15 2013, 09:59 AM

Maybank 2 PlatinumCards or OCBC Titanium or UOB One Platinum.... All this are the BEST & Popular
Pls Refer to: https://forum.lowyat.net/topic/1973206/+2240# My Post #2257

Alrite.

Then i should try out the OCBC Titanium,

Thanks.

Hi, need some help for applying credit card in Malaysia. Currently working in Singapore, SG income, Malaysia no income.

1. Annual Income: RM100K and above (converted to RM and also the figure in SGD). Btw, they convert to RM or will take the SGD number to consider?

2. Free Lifetime Annual Fee: Not necessary, best if have though.

3. Card required for: List all your needs. Petrol, cash back, air miles, interest free installment for purchasing things.

4. Existing credit cards if any: Nil in Malaysia. Maybank, Uob, Hsbc, Stand chart, Citibank in SG.

5. Looking at CC from: Please recommend. Applied OCBC Titanium last month, still waiting their reply. Looking for 2 more cards. Maybe Maybank 2 card and Public Bank for the free flight insurance?

6. Others: Malaysian but working in SG, no income in Malaysia.

Thanks for your help!

1. Annual Income: RM180K

2. Free Lifetime Annual Fee: yes

3. Card required for: List all your needs. Petrol, cash back, air miles, (but petrol, tnb, astro, maxis, streamyx+ minot glocery shopping i max with ocbc titanium) [I]

4. Existing credit cards if any: OCBC titanium + cimb platinum.

5. Looking at CC from: Please recommend. looking to replace the cimb platinum which has not much benefit

6. Others: sometimes i fell wasted

spend rm1800-2k but only get rm50 rebate only sad.gif

what other card good to pair up with ocbc titanium?
mostly extra shopping in tesco or sometime travelling overseas + flight tickets

Try maybank 2 cards.

As far as I know, bank will treat your SGD as RM. (1 to 1) Eg, if you are earning SGD3000, they will just treat it as RM3000. (According to CItibank)

Looking at your spendings, I would suggest MBB2 card as mostly of the gloceries like Aeon, Tesco, Giant, and etc accepts Amex(5x treatpoints + 5% rebate on weekend).

If you are pumping Shell or Petronas, they do accepts AMEX too...not to mention Airlines...as most of them do accept

MBB2 card cash rebate capped at RM50

so if use mbb2 over the rm50 capped return, can still get points ? so if charge rm5k flight tickets to mas?

Cashback got capped but points don't have

1. Annual Income: RM 33k

2. Free Lifetime Annual Fee: A Must

3. Card required for: shopping, petrol, entertainment

4. Existing credit cards if any: none

5. Looking at CC from: open to suggestions

6. Others: more cashback. dont need reward points.

Depends on your spending power.

Looking at your annual income, I suggest you MBB 2 cards or OCBC titanium.

Spend quite a lot on clothes. about rm800 monthly.

You can also consider HLB Wise card. (Provided the place you shop under their cash rebate categories)

For me, I will rather go for MBB2 cards and OCBC. (Best combo ever)

1. Annual Income: RM 25k

2. Free Lifetime Annual Fee: A Must

3. Card required for: installment

4. Existing credit cards if any: none

5. Looking at CC from: maybank

6. Others:

HLB wise mostly departmental.

I went ahead with Mach card since it covers both departmental and retail.

1. Annual Income: 30K

2. Free Lifetime Annual Fee: If can, that will be greats.

3. Card required for: Clothes, Movie, food, Celcom/Maxis

4. Existing credit cards if any: Maybank 2 cards

5. Looking at CC from: Friend suggested me to use UOB one classic card. still considering... Please suggest/explain to me, should I get this or get d other cards that you suggest.

6. Others: Online shopping.

Thanks pro!

Yeah, UOB One Card are the Best Card for Newbie...
You will Enjoy 2 Years Annual Fee Waiver as NEW Card Signup...

Pls Refer to : https://forum.lowyat.net/topic/1973206/+2200 My Post #2210
for Details on UOB Card & Others CC's Recommendation

This post has been edited by fly126: Jul 18 2013, 03:01 PM