Hi, need some help for applying credit card in Malaysia. Currently working in Singapore, SG income, Malaysia no income.

1. Annual Income: RM100K and above (converted to RM and also the figure in SGD). Btw, they convert to RM or will take the SGD number to consider?

2. Free Lifetime Annual Fee: Not necessary, best if have though.

3. Card required for: List all your needs. Petrol, cash back, air miles, interest free installment  for purchasing things.

4. Existing credit cards if any: Nil in Malaysia. Maybank, Uob, Hsbc, Stand chart, Citibank in SG.

5. Looking at CC from: Please recommend. Applied OCBC Titanium last month, still waiting their reply. Looking for 2 more cards. Maybe Maybank 2 card and Public Bank for the free flight insurance?

6. Others: Malaysian but working in SG, no income in Malaysia.

Thanks for your help!

1. Annual Income: RM180K

2. Free Lifetime Annual Fee: yes

3. Card required for: List all your needs. Petrol, cash back, air miles, (but petrol, tnb, astro, maxis, streamyx+ minot glocery shopping i max with ocbc titanium) [I]

4. Existing credit cards if any: OCBC titanium + cimb platinum.

5. Looking at CC from: Please recommend. looking to replace the cimb platinum which has not much benefit

6. Others: sometimes i fell wasted

spend rm1800-2k but only get rm50 rebate only sad.gif

what other card good to pair up with ocbc titanium?
mostly extra shopping in tesco or sometime travelling overseas + flight tickets

1. Annual Income: RM 33k

2. Free Lifetime Annual Fee: A Must

3. Card required for: shopping, petrol, entertainment

4. Existing credit cards if any: none

5. Looking at CC from: open to suggestions

6. Others: more cashback. dont need reward points.

Spend quite a lot on clothes. about rm800 monthly.