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 Maybank m2u savers 2.1% pa, 2 gud 2 b true 4 savings acc?

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edwardccg
post Jan 8 2014, 11:29 AM

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QUOTE(z800r @ Jan 7 2014, 11:23 PM)
hi. i owned a yippie-i account. my parents n sis will bank-in money to that account every month. and that account attached to maybank2u.com lah..

now, i just started small online business. and at the same time, my customer bank-in their money to this yippie-i account also. so, i feel a bit insecure lah..

now, my plan is, my yippie-i account strictly for my family only.  so i plan to open an m2u saver account, and put rm250 in this account. my customer will also bank-in to this m2u saver account. not to my yippie account anymore. can or not like this??
yes, you will have 2 saving account number under m2u 'All Account', your customer can directly bank in to your m2u-saver account if you provide them the m2u-saver account number

btw, m2u-saver i paid dividend even < rm2K biggrin.gif

QUOTE(z800r @ Jan 7 2014, 11:23 PM)
what i dont understand is, under my maybank2u.com account, there will be 2 accounts rite, yippie and this m2u savers account. my family bank in to yippie. customer bank in to m2u savers. but, i only have 1 debit card, from the yippie account. how i want to withdraw the money from my m2u savers account? need to transfer to the yippie account, then only can withdraw??
after you open m2u-saver online, your m2u-saver will directly link to your debit card which you open the m2u online account with it. then you can withdraw all account which link to this debit card, just make sure to choose "other amount/other account" during cash withdrawal, so that you could select which account to withdraw. i tried with fast cash 100/200/300 it will directly withdraw from primary saving account.

QUOTE(z800r @ Jan 7 2014, 11:23 PM)
after 3 months, then only can close the account for free right? i need to transfer the rm250 to my yippie account, then only close m2u saver account rite?

thanks..

i read faq regarding this m2u savers in maybank website. but i need to understand it in simple word. sorry, a bit blur.
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not sure is it 3 months or 6 months, can read the faq.
you can close the account by go to All Account>m2u-saver account details> Close Account
then you can choose to transfer the amount, interest/divided accrual, and penalty (if close within 3/6 months)
transfer method it provide, own account transfer, open 3rd party transfer or even open IBG transfer

This post has been edited by edwardccg: Jan 8 2014, 11:31 AM
edwardccg
post Jan 8 2014, 11:42 AM

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just want to share to about rhb bonus saver account for another high interest saving account.

http://www.rhb.com.my/whats_new/deposits/c...ney-make-money/

after rm500 step up each month to get permanent 2.65% p.a, higher than m2u-saver.

i am currently in bonus step up x8, linked to my rhb basic saving account ATM card with no annual card fee biggrin.gif
z800r
post Jan 8 2014, 11:55 AM

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QUOTE(edwardccg @ Jan 8 2014, 11:29 AM)
yes, you will have 2 saving account number under m2u 'All Account', your customer can directly bank in to your m2u-saver account if you provide them the m2u-saver account number

btw, m2u-saver i paid dividend even < rm2K biggrin.gif
after you open m2u-saver online, your m2u-saver will directly link to your debit card which you open the m2u online account with it. then you can withdraw all account which link to this debit card, just make sure to choose "other amount/other account" during cash withdrawal, so that you could select which account to withdraw. i tried with fast cash 100/200/300 it will directly withdraw from primary saving account.
not sure is it 3 months or 6 months, can read the faq.
you can close the account by go to All Account>m2u-saver account details> Close Account
then you can choose to transfer the amount, interest/divided accrual, and penalty (if close within 3/6 months)
transfer method it provide, own account transfer, open 3rd party transfer or even open IBG transfer
*
thank u.. opened an account last nite. less than 2 minutes. haha. so fast. no need to go to maybank branch etc.

to close the account in 3 months period, rm20 penalty. after 3 months, foc.
sonicbull
post Jan 8 2014, 04:13 PM

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QUOTE(edwardccg @ Jan 8 2014, 11:42 AM)
just want to share to about rhb bonus saver account for another high interest saving account.

http://www.rhb.com.my/whats_new/deposits/c...ney-make-money/

after rm500 step up each month to get permanent 2.65% p.a, higher than m2u-saver.

i am currently in bonus step up x8, linked to my rhb basic saving account ATM card with no annual card fee  biggrin.gif
*
hi, do we need to go to branch to open this account?
koinibler
post Jan 8 2014, 04:27 PM

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QUOTE(sonicbull @ Jan 8 2014, 04:13 PM)
hi, do we need to go to branch to open this account?
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No, just open it through m2u.
edwardccg
post Jan 8 2014, 04:32 PM

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QUOTE(sonicbull @ Jan 8 2014, 04:13 PM)
hi, do we need to go to branch to open this account?
*
yes, can open in any rhb branch, for debit card/atm card better request to link with your existing debit/atm card to avoid double charges. rhb is famous for the rm20 debit card biggrin.gif

QUOTE(koinibler @ Jan 8 2014, 04:27 PM)
No, just open it through m2u.
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there is little sign0006.gif, i am sharing about bonus saver account from rhb, not the m2u saver
koinibler
post Jan 8 2014, 04:37 PM

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^okay, sorry, not aware at first glance he asking about RHB.
sonicbull
post Jan 8 2014, 04:38 PM

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QUOTE(edwardccg @ Jan 8 2014, 04:32 PM)
yes, can open in any rhb branch, for debit card/atm card better request to link with your existing debit/atm card to avoid double charges. rhb is famous for the rm20 debit card biggrin.gif 
there is little sign0006.gif, i am sharing about bonus saver account from rhb, not the m2u saver
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thank you for your reply thumbup.gif
sonicbull
post Jan 8 2014, 04:40 PM

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QUOTE(koinibler @ Jan 8 2014, 04:27 PM)
No, just open it through m2u.
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thanks for the reply. for m2u online account i need to go ATM first to request the PIN right?
I tried login earlier but was prompted wrong pin no.
edwardccg
post Jan 8 2014, 04:52 PM

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QUOTE(sonicbull @ Jan 8 2014, 04:40 PM)
thanks for the reply. for m2u online account i need to go ATM first to request the PIN right?
I tried login earlier but was prompted wrong pin no.
*
try few more times, recheck if any typo on debit/ATM card no and PIN no.
last time when i help my mum first time login have this problem.
if still cannot, call CS for help or request another PIN from ATM.
edwardccg
post Jan 8 2014, 08:23 PM

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QUOTE(RO Player @ Jan 8 2014, 05:08 PM)
Dont have to activate at atm, as long u can login into Maybank login website, will do (pls use internet security),

then you can create M2U savers with monthly interest credited into your M2U savings. (please read their T&C).
*
i thought he refer to first time login as a m2u user? hmm.gif
enkil
post Jan 10 2014, 06:36 AM

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Yes this m2u account can see the interest credited every month.
kabal82
post Jan 10 2014, 07:08 AM

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QUOTE(edwardccg @ Jan 8 2014, 04:32 PM)
yes, can open in any rhb branch, for debit card/atm card better request to link with your existing debit/atm card to avoid double charges. rhb is famous for the rm20 debit card biggrin.gif 
there is little sign0006.gif, i am sharing about bonus saver account from rhb, not the m2u saver
*
should have open a topic solely for RHB bonus saver... bro, u can lead that topics since u got experience in it already...

I also have the bonus saver account since last July, but only in the 3x tier of the bonus coz a lot of confusion regarding the incremental top up issue each month sad.gif
ray233
post Feb 3 2014, 03:13 AM

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If I have a M2U basic saving account and atm/debit card, can I create a M2U Savers-i account, but not allowing my current atm/debit card to access to the Savers-i account?
cybpsych
post Feb 3 2014, 10:22 AM

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QUOTE(ray233 @ Feb 3 2014, 03:13 AM)
If I have a M2U basic saving account and atm/debit card, can I create a M2U Savers-i account, but not allowing my current atm/debit card to access to the Savers-i account?
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dont think so. my mbb2card listed both Wadiah savings & Savers accounts. guess maybank treat savers as another savings account with higher %.

be_happy
post Feb 3 2014, 12:07 PM

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I had an existing saving account with Maybank. Can I close the existing account and reopen a new maybank2u account?

Do the maybank2u internet banking need OTP to log in? Currently i'm working in Sg.
I feel very annoy when "certain" bank request for OTP to log in. I need to activate my M'sia mobile no. in order to log in the ib.

Btw, I always heard Maybank had a lot of scam... izzit true? blink.gif
nickcct
post Mar 16 2014, 04:37 PM

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Want to ask. If i have existing Maybank saving account and apply this account online, i have to pay RM8 debit card charges only right? Any additional annual charges?
cybpsych
post Mar 16 2014, 07:09 PM

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QUOTE(nickcct @ Mar 16 2014, 04:37 PM)
Want to ask. If i have existing Maybank saving account and apply this account online, i have to pay RM8 debit card charges only right? Any additional annual charges?
*
Savers will auto-linked to your existing savings account. No need to pay additioanl rm8 debit card if you're already paying for it.

QUOTE
For Maybank customers with an existing ATM/Debit Card, Maybank2u Savers will be automatically tied to their ATM/Debit Card which is linked to the Maybank2u.com account where they applied the account from. Existing fee option shall apply.

Source: Maybank2u Savers

Savers no need any other charges/annual fees. it's care-free account smile.gif

Very useful if you have >RM2K spare in your savings accounts (which collecting peanut %). Just transfer those money to Savers and gain 2.1% pa interest instead. Also, you can use Savers to pay off any other payments (bills, credit cards, etc.)

Savers is literally just like a savings account, but at higher interest %. thumbup.gif
nickcct
post Mar 16 2014, 08:30 PM

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QUOTE(cybpsych @ Mar 16 2014, 07:09 PM)
Savers will auto-linked to your existing savings account. No need to pay additioanl rm8 debit card if you're already paying for it.
Savers no need any other charges/annual fees. it's care-free account smile.gif

Very useful if you have >RM2K spare in your savings accounts (which collecting peanut %). Just transfer those money to Savers and gain 2.1% pa interest instead. Also, you can use Savers to pay off any other payments (bills, credit cards, etc.)

Savers is literally just like a savings account, but at higher interest %.  thumbup.gif
*
Thanks for the info. biggrin.gif Will apply that for my saving purpose.
wil-i-am
post Mar 16 2014, 11:01 PM

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Saw 3 different band for dividend @ M2U Savers Account-i
Dividend is calculated based on whole balance or segregated into 1st follow by 2nd n 3rd?


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