Savers will auto-linked to your existing savings account. No need to pay additioanl rm8 debit card if you're already paying for it.
Savers no need any other charges/annual fees. it's care-free account

Very useful if you have >RM2K spare in your savings accounts (which collecting peanut %). Just transfer those money to Savers and gain 2.1% pa interest instead. Also, you can use Savers to pay off any other payments (bills, credit cards, etc.)

Savers is literally just like a savings account, but at higher interest %. 

Very good rate indeed. Some more not locked like FD.

2.1 to 2.3 is good rate without worry lock in like fixed deposit.

Dare not to put all in Gia-I since it's not guarantee return,haha

So I do separate to two

eGia-I - for fund last at least two months above
Savers-I - my daily cash flow,which the cash is in& out very frequent but of course I will maintain it above rm250 for sure