Noted, thank you so much. (:

got a question about the interest calculation for Maybank2u Savers.

if i put in 5K, how does calculation/formula works? how much "additional" would i see at the end of the month?

since it's 2.1% pa = 2.1% of 5K = 105 (assuming no movement to the 5K)

monthly, i would see additional 105/12 = 8.75?

Actual calculation is based on Days.... 2.1/100/365 * Days in the month * Balance

Its per annual bro... U need to divide 2.1% / 12 = per month %

This post has been edited by mcfeemo: Aug 13 2013, 11:33 AM

thanks guys, that means it's like a daily proration of the interest %

then need divide 30 again? understanding is daily interest....

mine about 20 days no movement is about 4.97...

no movement you better put in the eFD account, 1 month = 3.0%/pa

in addition, i saw earlier in this thread that first RM2000 not bearing any interest

after 2nd thought, i might shift my money to FD.

Affin giving 3.88% pa and RHB giving 3.78% pa.

there is 2 type

m2u savers-I will bear even below 2k...

without I will not....

if i'm using maybank's visa debit, from which account will the money be deducted from? normal account or m2u savers?

Priority Your Normal Saving Account 1st...

This post has been edited by fly126: Aug 26 2013, 08:07 PM

I'm considering to open an M2U Savers-i account, too.

If anyone can help clear up my doubts:
- Is there an option at ATM for account owner to choose either to withdraw cash from the normal saving account or from this Savers-i account?
- If the debit card takes the normal saving account as first priority, then does that mean the normal account may be used up to RM1 before starting to deduct from the Savers-i account? Or how does it actually work?

Thanks.

Yes You Choose between 2 of Them to Withdraw $$$, but the ATM will Auto-Linking to Your Saving Account 1st...
If Happening Insufficient Funds in Your Saving Acc... the ATM Machine will Request You to Pick on Other Option from the Menu baru U can Choose Savers-i Account for Cash Withdrawing

This post has been edited by fly126: Dec 27 2013, 04:37 AM

fly126,
Thanks for sharing. I'm planning to put my monthly salary in the M2U Savers-i acc, so I wish to always be able to withdraw from it anytime.

Another question:
- Can the debit card be set to deduct from the savers-i acc instead of from the normal saving acc?

I Also Not Sure with it...
But Anyway I Think U Can Request for that by Apply thru the Branch...

When I read the word "indicative" for the dividend for M2U Savers-i account, sounds weird. It's like firm or not?
Can anyone who has the M2U Savers-i account confirm that he/she really receives the 2.1% pa interest (for 2k - 50k savings) or 0.40% pa interest (for <2k savings)?
Thanks.

This post has been edited by EvOliver: Dec 30 2013, 09:58 PM

maybank online very worst services
cannot even contact their customer services
their new website loading is way to slow.

http://www.basepic.com/2014/Jan/04/03701524.jpg

hi. i owned a yippie-i account. my parents n sis will bank-in money to that account every month. and that account attached to maybank2u.com lah..

now, i just started small online business. and at the same time, my customer bank-in their money to this yippie-i account also. so, i feel a bit insecure lah..

now, my plan is, my yippie-i account strictly for my family only. so i plan to open an m2u saver account, and put rm250 in this account. my customer will also bank-in to this m2u saver account. not to my yippie account anymore. can or not like this??

what i dont understand is, under my maybank2u.com account, there will be 2 accounts rite, yippie and this m2u savers account. my family bank in to yippie. customer bank in to m2u savers. but, i only have 1 debit card, from the yippie account. how i want to withdraw the money from my m2u savers account? need to transfer to the yippie account, then only can withdraw??

after 3 months, then only can close the account for free right? i need to transfer the rm250 to my yippie account, then only close m2u saver account rite?

thanks..

i read faq regarding this m2u savers in maybank website. but i need to understand it in simple word. sorry, a bit blur.

This post has been edited by z800r: Jan 7 2014, 11:32 PM

good so far still using them