question when the 2.1% interset credit in?
does it mean if put 5k in account
it'll charge interest daily?
anyone kind to share
cuz i see few day also no interest in yet
maybe it's done end month

eFD is better, 2.75 p.a

I plan to open Maybank M2U savers-I...

I need to have a normal account with M2U

My question, after I have M2U savers-I link to M2U can I cancel the normal account? If I can not cancel, can I remain the balance at the normal account RM0.00...

I do not see a need to have a normal account because after everything link, the M2U savers-I function like normal account which can redraw and deposit right? Or not matter must have minimum RM 250?

I try asked the branches just open the M2U savers-I but no matter how I need to have normal account....any sifu can advice on this...

Feed up with the 2nd largest asset bank in Malaysia....plan to move all cash to this bank....

What is the yearly ATM or annual fee for this card....??

Here's the analysis of the three high-interest savings account

a) EON Bank High Flexi Savings Account
Balance (RM)     Rates (p.a.)
Up to RM5,000          0.00%
Up to RM10,000          0.10%
Up to RM20,000          0.30%
Up to RM50,000          0.50%
Above RM50,000  2.90%

b) CIMB Money Multiplier Account
Daily interest (2.5% pa) will be paid on entire daily balances provided the balance exceeds RM10,000 on any given day

c) m2u Savers
Minimum Initial Deposit:                  RM250
Minimum balance to enjoy interest:  RM2,000
Minimum balance to maintain:          RM250

m2u Interest Rates:
RM2000 to RM50,000 2.10%p.a
Above RM50,000 2.30%p.a

CONCLUSION: I believe for starters/fresh grad like me, M2U savers is the one to go for, coz it only requires RM250 as min initial deposit and RM2000 monthly balance to enjoy the 2.1% p.a. Then, once it exceed RM10,000, can consider changing it to CIMB Money Multiplier to get the 2.5% pa. Lastly, when it exceeds RM50,000, can put into EON High Flexi to get the 2.9% pa interest!  I seem like a dreamer... 

Would like to quote back the summary that Bryan provided last 2 years and hope it still applies till today.

Just to share, beside saving account, CIMB do have trading account that calculate interest daily with 2.6% P.A. It's iTrade CIMB.

Deposit or withdrawal between the trading account and saving/current account (CIMB) only took 1 or 2 working days. No minimum amount to maintain. Currently I'm not using the trading account (cause I trade in SG now) but I have RM70+ and getting interest every month.

http://www.itradecimb.com.my/index.php?ch=...ia_notice&ac=22

Guys,

Whats the different between Maybank Savers and Savers-i ?

Maybank2u Savers - Conventional account (paid interest)
Maybank2u Savers-i - Islamic account (paid dividend)

Actually ppl can maintain 5k, can choose CIMB Air Asia, following their T&C can get 1.6 to 2.5 PA..

But their cheque deposit service very bad, I go 3 banks at same day, all the machines not working, experience many times, complain few times....

I m noob with this account with trade account, if just open for the the interest, is it function as a normal account, of cos money can transfer between normal account....

Maybank2u Savers - Conventional account (paid interest)
Maybank2u Savers-i - Islamic account (paid dividend)

Additionally Maybank2u Savers-i is the BETTER between these 2, because balance below RM2000 can get interest of 0.4% p.a., whereas Maybank2u Savers doesn't

I understand that they'd charge rm5 for each withdrawal activity. May I know if this applies if I were to send money via online? Will they still charge me?

IBG = 10 sen per transfer
3rd party = free