Whats the income requirement for gold card? Is Maybank strict in their application?

Plan to apply at their treatfair

That is for Principal.

Mine is Supplementary, so fall under 1st category... >.<

Hmm.. If recent Raise, can apply? don't have 3 months salary slip, but rise has been notified yesterday >.< Felt like applying in treats fair also

means be4 raise = below 2.5k, after raise = more then 2.5, that is over the limit set by mbb...

Hmm...

This post has been edited by boonykun: Jul 19 2011, 10:09 AM

RM30k/pa

Are they strict in application? Self - Employed have a very hard time in getting credit

Mine for CIMB also drop 10k CL from the phone approved amount.

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Added on July 19, 2011, 10:55 amThat is the reason you need to prepare your annual income tax submission.
Use it to prove your annual income, for their approval.

However, it is different story if you evade tax or under-declare too low



This post has been edited by cute_boboi: Jul 19 2011, 10:55 AM

so normal documents like payslip / EPF / EA form needed to apply during TreatFairs?

Possible to apply with exisiting credit card? Plan to do so leh ....

Hi guys, I have an enquiry here. The points that we collect, TreatPoints can only claim from Maybank is that right? We can't use them as Membership Points to claim from the AMEX catalogue. Is that so?

Cannot

All banks will have the same equal treatment. I'll be worried if they don't.
If your income documents are in order then there's nothing to be worried about. If there is then there's no difference between MBB and other banks is giving you credit facility.

Even if the CS at treatfairs tell you no need docs, but the processing department may require you to send/fax in later.
Each application is subjective.

ya..i don't think they will giv eu a cc without any supporting documents unless u r pre approved by Maybank..

huhuh, my salary dont masuk in Maybank, in Public Bank only :/

Because my BE form i only put there ngam ngam 30k . Summore for my age, It doesnt tally with my position and income . Actually i am waiting for ambank credit card as back up document but they damn slow with their process

BTW, I have a maybank saving account statement from 04/11 to 06/11 have 80k in and out. Should i print it and bring to their fair?

This post has been edited by idunnolol: Jul 19 2011, 02:59 PM

actually the personal income means only taxable income?
i dont really understand meaning of personal income...

i dun think they will aprrove based on the transaction amount in ur bank..but u can have a try and update over here if u suscess...hahahah..

Based on my experience, CC processing department does not have access into your savings/current/FD/etc. account, even within the same bank. Those working in CC department may confirm this. Perhaps higher senior managers may have access.

My history again: My salary is banked into HSBC for 1-2 years already, and my application for Gold CC is rejected 6-12 months later, HSBC send me pre-approved Gold CC , but I rejected it

Age is not a factor. There are some 22 years old earning millions and some >50 years old earning 3k/mth. Approvals are based on income and credit history.

No need print out. At treatfair, you can get the latest point printed out at the entrance (Hall entrance, not MV/Gardens entrance ).

Then you may apply at the bank which does provide you with this facility and conveniences since this is what you want. Need not bother with MBB because they will give you lesser.
I don't see the need for you to come in here and ask if you already have the answers for yourself.

We have members in here with more than 10 cc also. No big deal.

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Added on July 19, 2011, 4:38 pmYes ... this is correct.
Person working in the bank have limited visibility of customers personal information to prevent abuse. Access may be granted via approval from higher and authorized ranking officers. Security is tight in a bank environment - should be.

Agreed ... for salary earners evaluation is mainly focused on income and credit history.
Company account ... liquidity ratio, debt ratio, turnover and a couple more variables. Anyone who worked with risk management can verify this system.

This post has been edited by hye: Jul 19 2011, 05:22 PM

My husband applied for this currently. And i'll be supp card under him. So will both cards visible in his m2u account?

How true is it for their claim of on the spot issuance for new applicant without existing credit card?

To purposely go to midvalley then send it over by fax or snail mail is a bit

you can try at 1U / KLCC Maybank card centre perhaps?