It is said that the latest BigPay card offers the best Exchange rate.
Credit Card Foreign Exchange Rate
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 Apr 5 2018, 09:49 AM
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4,232 posts Joined: Apr 2011  
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May 2 2018, 04:51 PM
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1,516 posts Joined: Oct 2005
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QUOTE(wokies @ Apr 2 2018, 12:43 PM) okay..for example nope. not maximum 2%. 1% admin fee is typical. but forex charge is depending on bank. at your this case, it is about 1.16%transaction type :paypal using hongleong debit visa transaction date 30/3/18 posted date 30/3/18 visa rate @0% : 3.871113 transaction amount: 1.40usd amount charged :myr 5.54 5.54/1.40 = 3.95714 3.95714 - 3.871113 = 0.0860/3.95714 x 100 = 2.174% charge. i thought maximum would be 2%?..1 % bank + 1% visa charge?  QUOTE(richardss @ Apr 4 2018, 03:38 PM) Transaction Type: Ambank Visa Infinite haha, don't need think, just go for it Transaction Date: 2/3/2018 Posting Date: 5/3/2018 Transaction amount: SGD 10 Amount charged: RM 30.42 Visa rate: 2.97 Bank rate: 3.42 Difference: 2.2% Thinking to apply Ambank WMC now!  QUOTE(wokies @ Apr 5 2018, 09:36 AM) transaction type : cimb bank mastercard debit yeah, master card has been better rate compared to visa to attract more user...transaction date : 2 april 2018 posting date : 4 april 2018 transaction amount : 1.84 usd amount charge : rm7.25 mastercard rate : 3.87 (1 USD = 3.86894) bank rate : 3.94 difference :1.781% mastercard rate better than visa ( cimb vs HLB) QUOTE(laymank @ Apr 5 2018, 09:49 AM) It is said that the latest BigPay card offers the best Exchange rate. is it? anyone tried before?  |
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May 6 2018, 02:19 PM
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7,496 posts Joined: Feb 2007
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QUOTE(daijoubu @ Feb 23 2018, 10:48 AM) I think their cards are all Mastercard? I will call to enquire. with 2.3%, you still get back about 7.7% cash back for this month since it is month of may for barcelona vs I recently used the below cards to receive money. Charges applicable - Maybank Barcelona Visa Signature =2.3% - Public Bank Visa Signature = 1.37% I am still trying to find a Visa card that can receive money with 0% charges. I've used a mastercard before that has 0% charges, but I need a Visa instead   |
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May 6 2018, 04:28 PM
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Senior Member
2,406 posts Joined: Jul 2010 From: bandar Sunway
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A little delay but here are the foreign transaction
All using Maybank Visa Debit card Transaction date 1 May 2018 Posting date 4 May 2018 FCY SGD 0.42 In RM 1.25 Visa rate 2.965630 Bank rate 2.976190 Difference 0.36% Transaction date 27 March 2018 Posting date 30 March 2018 FCY HKD 458.50 RM229.57 Visa rate 0.493382 Bank rate 0.500698 Difference 1.48% If I choose DCC the price will be around RM240+ Transaction date 27 March 2018 Posting date 30 March 2018 FCY CNY32.71 RM20.59 Visa rate 0.615168 Bank rate 0.629471 Difference 2.33% This post has been edited by ryan18: May 6 2018, 06:02 PM |
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May 6 2018, 04:29 PM
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Senior Member
2,406 posts Joined: Jul 2010 From: bandar Sunway
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QUOTE(laymank @ Apr 5 2018, 09:49 AM) It is said that the latest BigPay card offers the best Exchange rate. From the posting on their fb it seems to be near to xe.com rate |
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May 7 2018, 08:38 AM
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4,232 posts Joined: Apr 2011
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QUOTE(ProxMatoR @ May 2 2018, 04:51 PM) is it? anyone tried before? I have. |
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May 7 2018, 08:10 PM
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Junior Member
253 posts Joined: Feb 2012
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QUOTE(laymank @ May 7 2018, 08:38 AM) I have. So have I. It's pretty good for now. |
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May 15 2018, 01:21 AM
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(ryan18 @ May 6 2018, 04:29 PM) From the posting on their fb it seems to be near to xe.com rate QUOTE(laymank @ May 7 2018, 08:38 AM) I have. QUOTE(apowerfulskill @ May 7 2018, 08:10 PM) So have I. It's pretty good for now. BIGpay is the airasia BIG prepaid master card?I guess the word PREPAID explains that....  |
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May 15 2018, 09:30 AM
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#1549
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Senior Member
2,406 posts Joined: Jul 2010 From: bandar Sunway
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QUOTE(ProxMatoR @ May 15 2018, 01:21 AM) BIGpay is the airasia BIG prepaid master card? This is the new card called bigpay not the old airasia big prepaid MasterCardI guess the word PREPAID explains that.... https://www.bigpayme.com/# This post has been edited by ryan18: May 15 2018, 09:31 AM |
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May 15 2018, 11:46 AM
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(ryan18 @ May 15 2018, 09:30 AM) This is the new card called bigpay not the old airasia big prepaid MasterCard yup, I'm aware of it. but is still, a prepaid card... haha https://www.bigpayme.com/#  |
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May 16 2018, 05:45 PM
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Senior Member
4,672 posts Joined: Nov 2016
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How much does AmBank charge for foreign currency using AmBank BonusLink Card? The VISA exchange rate is based on transaction date or posting date?
This post has been edited by #Victor: May 16 2018, 05:48 PM |
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May 17 2018, 12:40 AM
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(#Victor @ May 16 2018, 05:45 PM) How much does AmBank charge for foreign currency using AmBank BonusLink Card? The VISA exchange rate is based on transaction date or posting date? posting date
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May 18 2018, 08:42 PM
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#1553
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Junior Member
114 posts Joined: Jan 2008
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hi,
anybody know what is the rate for MBB Visa if use at Japan (yen) checking if CC is cheaper i don't have to bring too much cash in Yen for my trip This post has been edited by stevensys: May 18 2018, 08:43 PM |
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May 25 2018, 02:23 PM
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Junior Member
23 posts Joined: Dec 2011
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Deleted Not relevant to topic as mentioned by ProxMatoR
This post has been edited by shinjie93: May 25 2018, 06:05 PM |
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May 25 2018, 03:49 PM
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(shinjie93 @ May 25 2018, 02:23 PM) 16 May 2018 1 USD = 3.9676 | 11.5 = 45.6278 these are all debit card. this topic is for credit card19 May 2018 1 USD = 3.9726 | 11.5 = 45.6849 BigPay Transaction Date 16-05-18 Posting Date 19-05-18 Value MYR 45.63 USD value USD 11.5 Difference with Transaction Date : MYR 0.0022 0.0048% Difference with Posting Date : MYR -0.0549 -0.1201% Cimb Kwik Transaction Date 16-05-18 Posting Date 19-05-18 Value MYR 46.09 USD value USD 11.5 Difference with Transaction Date : MYR 0.4622 1.0129% Difference with Posting Date : MYR 0.4051 0.8868% Maybank Debit Visa Transaction Date 16-05-18 Posting Date 19-05-18 Value MYR 46.27 USD value USD 11.5 Difference with Transaction Date : MYR 0.6422 1.4074% Difference with Posting Date : MYR 0.5851 1.2808% |
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Jun 25 2018, 07:25 PM
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Junior Member
285 posts Joined: Oct 2011
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which credit card is the best rate and rebate for spending in foreign currency?
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Jun 25 2018, 11:49 PM
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Senior Member
1,516 posts Joined: Oct 2005
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QUOTE(btan @ Jun 25 2018, 07:25 PM) which credit card is the best rate and rebate for spending in foreign currency? ambank WMC only has 1% admin fee, and gets 5x points. |
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Jun 27 2018, 12:04 PM
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Senior Member
4,761 posts Joined: Jun 2007 From: My house
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Sharing some data from my recent trip in using MB Visa card.
Dont know why the Norway one is so high. One more tip, I was asked whether to charge my card in RM or riyal at Doha airport. I selected RM. Mistake! Didnt know they charged 3.5% for this RM selection! If I stated riyal, then the conversion by Visa should still be at 2.5%. I converted some RM to Euro thinking some places may not use card. Later converted some Euro to Norwegian krone. So lugi already with RM-Euro conversion, lugi again with Euro to Krone conversion! Best to use card when possible is my learning from this trip. Cheerio. |
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Jul 13 2018, 06:43 PM
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Newbie
1 posts Joined: Feb 2018
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Know the what charges do you pay for when you swipe your card overseas
https://www.bbazaar.my/credit-card/what-cha...d-overseas.html |
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Jul 16 2018, 10:36 PM
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Senior Member
5,828 posts Joined: Jun 2017
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QUOTE(laymank @ Apr 5 2018, 02:49 AM) It is said that the latest BigPay card offers the best Exchange rate. Have used several credit cards and ATM cards and can confirm Bigpay gives amazing exchange rate.Most likely doing that to attract new card owners. |
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