Lawyer haven't call them to sign anything yet, juz signed S&P only and paid 500 disbursement fee. But definitely cheaper than T&C since they dun layan discount since lawyer fees are standardized. Just that see if they wanna discount or not only.

But told my parents definitely ada diskaun. Once loan agreement ready will post here the $$

Bank Letter Agreement - rmxxxx
then upon VP - you will need to pay TNB, Syabas to register under your name - RMxxxx
then deposit maintanance & sinking fund upon collect your Keys - RMxxxxx
MOT - RMxxxxx

in between,

-Fire insurance, Assesement fees, Quit Rent fees (half year/ yearly basis) - RMxxxx
-Sinking & Maintanance fees

then Master title to Strata title, you need appoint lawyer - RMxxxx

Above just a basic idea for you... still got more....

Yeah 

Tak tau, I don't want to post here later I put overprice / underprice u all go chop my head when the price is not the same. Stamp duty, processing fees, paperwork all cannot discount.

This is the LEGAL FEES that we are talking about.

What?????????? If u dun mind, scan your legal fees or break it down and PM me, I take a look and compare my old unit fees and let u compare when i go home and korek my documents. 

how long do you take to sign all the documents? 1 hour enough?

y u all took 45 mins - 1 hour?

tat day i took only 15 mins to complete All... lawyer is so busy to hanging around to attend different customer...

so Didi adrian, what you have asked the lawyer ? such as bank loan discount? you also T&C right?

then did you ask your ipad2? since not from panel branch?

thanks...

u take dibs? dibs -2.3, non dibs -2.1
im non dibs so only -2.1, so i prefer non panel branch pbb -2.5/-2.4
risk~~

My PBB loan is non DIBS, BLR-2.3%, can't finance legal fees.
MRTA take minimum coverage 5yrs 100k, roughly RM600-700.

correct, tat's y i take pbb la bro...
nt worth of those panel branch...

Hi..how the T&C quoted u the legal fees?

End of Tuesday not a word from PBB. Really don't know how they do work.

I passed you the bankers contact. Check with him and see what's the pending issue with your loan. Alliance system qouta was full but I think they had a meeting to flush out the rejected applicants and try to key in again to the system. My bro's and friends one still no news yet too pending news from management on the flushing and re-entry.

Anyway, I can overall see that it's the bankers problem, not the bank problem. It's very unfortunate that most of the bankers in Amara especially CIMB and Ambank don't live up to the expectations. Loan submitted like 2-3 weeks still no news? What kind of bank is this, if rejected at least give a courtesy call or employ someone to make the calls.

Even OCBC, PBB all like this. Disappointing.

long story short, loans is out of my control.

as for the bankers issues for this project, i have a theory and it's not pretty.
for those seasoned property buyers, how often have you come across such situations?
even super BBB summer suites which was sold out in 2 days does not have such problems.
and rarely does banks have problems, do we?
banks are emotionaless operational basis. everything is by the book.
so where does the root of the problem lies?

tmr sign LO

pbb package
1st year: -2.5%
Subs year: -2.4%
Finance legal fee: 4200
5 yrs MRTA: 1440
Non DIBS