These loan officer will said 'Yes' to you 1st.... then when the the result is out...
then they will said...all is subject to credit approval team...

i though both within 30days and not 30 days after SPA

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Added on June 3, 2011, 1:02 am
not really. as long as you have not sign the loan agreement it is fine.
SA will try to threaten you with penalty. no need scare of them

hey you signed the both PBB LO & SnP already?

sorry i no time read back previous thread...

can share the % ? issit you mention -2.35% loan 250k? then legal fees RM5k with no MRTA?

mine one , they said change package and cannot finance legal fees inside...

when you going to sign SnP?

i die liao... they said only offered DIBS package...

-2.35 with dibs or non dibs ?

Of course same... we are from same branch...

i cannot expected this from PBB... if xxxx bank i will accpet with unhappy...

but now this happen to PBB... what are they doing??... do they know the different DIBS and Non-DIBS package? For them, they just think 1 need to pay monthly interest, 1 borne by Developer...

but we choose the 4% discount mah....

why 1st place give options to customer, now simply change it...is their Business too good?

Just get call from PBB.

So this is my "version".
Whole tenure -2.3%, cannot finance legal fees and MRTA.
Must buy MRTA, minimum 5yrs for 100k loan, roughly 700 for my age.
DIBS but when i ask can i take non DIBS, agent said ok and no effect to the current package but dunno how true is that.
Semi-flexi loan.

Now dunno whether want to take PBB -2.3 or CIMB -2.2 as CIMB not compulsory to buy MRTA and CIMB is more convenient to me.

just get alliance bank offer 1-3yr = blr-2.2, 4th yr start blr-2.3 semi flexi, pbb n ambank - kiv

which branch you applied?? Mine is not branch, is HQ. And you got 2.35?? Hmmm 

Full flexible
-Bank count your interest in daily/monthly... if you dump in more $... enable to save more daily interest...
-no need to inform Bank if you would like to withdraw excess amount
-need to pay monthly maintance RM10..
- Normally come and link with current account
Semi flexible
-Bank count your interest in monthly... you dump in more $ no impact to the principal... less saving of interest if compared to Full flexible
-no need to inform Bank if you would like to withdraw excess amount
-no need to pay RM10 monthly fees
- pureply saving account.

Mine already wait for 2 weeks, at first week, said 2.5 first year and 2.4 subsequent year with DIBS compulsory MRTA, and tuesday said 2.35 waiting for DIBS approval and better rate negotiation, today said approved, but all is standard package 2.3 with DIBS compulsory MRTA

Alliance offer 2.2 first 3 years, and 2.3 for subsequent year with DIBS without MRTA 

By the way, those signed the S&P, got found any "special" or "weird" condition in it???

Aiyo... PBB just call me, have to wait untill next tuesday only can confirm loan approve or not... so risky.

I must try do something... anyone got AmBank officer number?? .. the girl Camy Fan who is very efficient.

just went back from sales office there
confirm that need to take 'panel branch' or else cant get free spa, dibs and ipad...
may i know you all is taking panel branch or outside branch? seems like no one realy serious on this issue ...except me ...sob sob...
haiyo still got 1 week leave duno still sempat or not...sumore some bank already full quota, some bank rate package nt finance legal fee and compulsory mrta....that's not what i want lo...

Is it must sign bank letter offer within 30 days from booking date to get free SPA??? or the 30 days limit is just for the iPad ???

Aiyo.. then i cannot wait for PBB forever if they keep dragging me... must get other banker....AmBank contact?? anyone?? Camy??

i check oredy..actually these small loan size based on branch level...mean tat branch approve for u..then they release money...so they might meant 'panel branch'...

actually hor... with so many rumours flying around, can't the developer or kim agents send out a official correspondence to clear all the confusion.
their letter say approved end-financier.
is there a list of approved end-financier? certainly not branch right as end-financier is referring to banks. not branch. don't tell me pbb ss2 is financing the entire project???
and they also did not provide list of approved solicitor too.
in my booking form, it's stated TC. but apparently, now it's under TAK.
this developer can really go fly kite lah.
no wonder so many complains from diamond residence.

Is not the iPad that I am concern the most, is the free SPA that I am more concern with

just afternoon my PBB officer call me, non-DIBS, finance 90% + MRTA, -2.3%, legal fee not able to finance...

how come hv so many version of package?     

my PBB officer is meet khi

ok now update ...

me - PBB ss2
adrian0229 - PBB time square
boyboy3663 - PBB subang
WLP3234 - PBB ss2
harrychoo - PBB ss2
mayleou - ?

Anyone going to sign SPA today? I am going to sign SPA later.

i'mgoing too.... do you bring bank LO ?