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Amara by Jaya Megah
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adrian0229
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 May 31 2011, 11:47 PM
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QUOTE(cutealex @ May 31 2011, 08:27 PM) regardless loan approve or not? eman their law firm is panel for these banks? if not for eg, if you take PBB offer, then PBB will use this law firm to prepare the bank loan agreement? i tot they need loan offer from what SA said?  My SA said cnt sign until they get LO QUOTE(yokehelen @ May 31 2011, 11:39 PM) i signed at batu caves sales office lor...the sales agent saw me to give lawyer...so how? i am quite worry =( by the way,y u pay 10k++? what money is that? |
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adrian0229
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May 31 2011, 11:52 PM
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QUOTE(cutealex @ May 31 2011, 11:51 PM) - no lah... SA said 1 version....then developer law firm tell other story... - she pay rm10k+ .... meaning that she is taking DIBS package lorr...  o..'hak dak ngo'..i tot to pay for MOT  |
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adrian0229
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May 31 2011, 11:56 PM
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QUOTE(cutealex @ May 31 2011, 11:55 PM) MOT is not pay now lah... Memorandum of Transfer.... should be pay after VP completion/ or convert to strata title that time... oic...but shd b around 1k right? i hv no idea how much to pay for it |
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adrian0229
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Jun 1 2011, 12:04 AM
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QUOTE(cutealex @ Jun 1 2011, 12:02 AM) hahahah.... you should ask Adrian... he is Degree gradu...joking...  yup... developer will convert from Master title into Strata title upon obtain Land office approval.... at that point of time... you will have to fork out other $$ to seek and appointed 1 law firm to do the MOT/ conversation strata title for you...  i totally lost..dunno what is that oso..what is that actly? need to fork out money again??? how much ya? |
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adrian0229
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Jun 1 2011, 01:00 AM
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lol..alex..wan say lik this meh? every single penny oso is hard earn money but do u kno estimate price to pay?
by the way,may i kno how many tier security control for amara?
what i kno is we hv access card at guard hse lik other condo...but how bout others? do we need access card at lift? is there any cctv inside lift and surrounding areas?
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adrian0229
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Jun 1 2011, 09:39 AM
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later sign LO and tmr sign S&P  |
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adrian0229
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Jun 1 2011, 11:50 AM
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QUOTE(cutealex @ Jun 1 2011, 11:32 AM) So you going to take what Bank? PBB? what's rate they are offering you already ? - 2.3% for non-dibs? the law firm called me yesterday and ask me to sign S&P today but i postpone to this Sat ... because need to work mah... ya..PBB, - 2.35 for non dibs |
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adrian0229
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Jun 1 2011, 11:58 AM
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QUOTE(mayleou @ Jun 1 2011, 11:54 AM) Just call PBB and my case still pending approval. CIMB too 5 days (include weekend) to approve my loan but this PBB 10 days still pending approval. And I thought PBB is very efficient. CIMB sucks to max!!  QUOTE(cutealex @ Jun 1 2011, 11:56 AM) Pls share the MRTA amount, and the legal fees they quoted you  .... i just checked with the Branch ss2.. now they claim the system error and will need to fix it... my application still pending lah... tarak MRTA le..legal fees 5k |
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adrian0229
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Jun 1 2011, 12:37 PM
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QUOTE(cutealex @ Jun 1 2011, 12:01 PM) oh i see...what's your unit purchase price? 250k ? they just roughly take 250kx2% = and give you legal fees RM5k? ya... so did you called up PV ? hehehehe loan 250k...so shd b 250k x 2% = 5k i call PV..ya..the one at danau kota is phase 6, fully book but still can put in waiting list if someone withdraw it...sigh... |
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adrian0229
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Jun 1 2011, 04:20 PM
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sigh..received call from another lawyer...my lawyer is at kepong, not cheras..sigh  only can signo n nex tuesday...damn damn |
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adrian0229
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Jun 1 2011, 04:45 PM
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QUOTE(cutealex @ Jun 1 2011, 04:41 PM) Ei ? why sign at Cheras/ Kepong? i tot it can be arrnge to sign at the Sales office batu caves? cz the staff called me to go kepog lawyer firm but kepong is still ok for me...but of coz if at cheras,lagi la good,vry near my hse only |
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adrian0229
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Jun 1 2011, 06:22 PM
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another thing that i might missed out....when is the 1st disbursement?
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adrian0229
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Jun 1 2011, 08:10 PM
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QUOTE(kendotnet @ Jun 1 2011, 08:03 PM) one of my customer just got his loan approved. MOF 90% with BLR @ -2.3%, MRTA and legal fees financed into the loan. which bank? |
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adrian0229
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Jun 1 2011, 11:59 PM
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QUOTE(ApeKG @ Jun 1 2011, 10:22 PM) just sharing with ya.. ocbc is the best.. they offered me -2.2 (well not the best), but they can finance everything inside, and their service is quite fast.. loan tenure is 36 years.. here's the breakdown: 1. loan RM238k 2. MRTA full term RM11k 3. legal fees RM3634 4. stamp duty RM1270 good but cnt beat PBB QUOTE(abgkik @ Jun 1 2011, 11:17 PM) legal fees for loan amount RM238k = RM3634?????  this solicitor really potong us kaw kaw... no idea but for me i guess is reasonable  |
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adrian0229
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Jun 2 2011, 10:16 AM
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QUOTE(pkwei4138 @ Jun 2 2011, 09:30 AM) y my lawyer is not T&C??? got any panel lawyer??? got 2 lawyers..1 is T&C at cheras..another 1 is Tan dunno wat Kiong located at kepong..my is at kepong QUOTE(harrychoo @ Jun 2 2011, 09:33 AM) CIMB approved my loan, BLR- 2.2% for DIBS. The agent said practically the rate should be higher if take non DIBS. Just now she ask her manager said the rate will remain the same if take non DIBS. Just ask me to sign offer letter and SNP 1st and chg to nonDIBS later but i afraid later the rate will be worse if take non DIBS. U know la, some agents can said anything just to get u sign the offer letter better dun sign it...i tot u got other offer from other banks right? |
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adrian0229
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Jun 2 2011, 10:27 AM
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QUOTE(mota83 @ Jun 2 2011, 10:25 AM) loan approval..  sending document on 24may.. which bank? QUOTE(harrychoo @ Jun 2 2011, 10:25 AM) OCBC quota full. Still waiting for Ambank, Alliance and PBB. o.ok...when u sign the booking form? still got how many days left for you? |
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adrian0229
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Jun 2 2011, 10:38 AM
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QUOTE(harrychoo @ Jun 2 2011, 10:29 AM) 14 May, so roughly less than 2 weeks for me. If really no choice, have to accept CIMB offer. Hope PBB gv me a ring soon, everyday i call them to rush them. good luck man...call n rush them lo... n lik what u said,worse come to worse den accept cimb lo.. |
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adrian0229
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Jun 2 2011, 10:51 AM
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QUOTE(harrychoo @ Jun 2 2011, 10:41 AM) PBB - Winston Alliance - Dexter Ambank - Nicsmond OCBC, Catherine called said quota already full, unless got ppl reject. Ya, hope got news by today or tomolo. The lawyer will call u guys to sign SNP? Or i need to call them to arrange myself? Coz i not yet receive any call from lawyer when u submitted to nicsmond? he is the one who help me apply loan but i reject him lawyer called me n ask me bring LO together |
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adrian0229
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Jun 2 2011, 05:30 PM
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anything specific things to ask when sign SPA?
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adrian0229
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Jun 2 2011, 05:46 PM
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QUOTE(cutealex @ Jun 2 2011, 05:42 PM) All is the important one.... no worry... all the clause there will be more protect and side on Developer... what you need to do is .... just double check your particular (IC/name/unit number/car park) is Correct... ensure no typo errors before you sign it.... some 1st time buyers will ask --- how ah if developer delay project more than 36mths... will it be any compensate and how to go about it... and etcc... what i kno is if the developer get delay, den we will get LAD from developer  QUOTE(harrychoo @ Jun 2 2011, 05:44 PM) PBB also not yet gv me response. Alliance can gv -2.2% for 1st 3 years, then -2.3% afterwards. This is DIBS package and semi flexi. If take non DIBS, will be -2.2% whole tenure. If non DIBS, can finance legal fees. At this rate, I think I'll be taking CIMB offer. grab 1st before too late  |
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