but mrta is optional of cz i choose not to take mrta
Amara by Jaya Megah
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 May 24 2011, 11:54 AM
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Junior Member
114 posts Joined: May 2011 
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my ambank banker just call and say legal fee cannot include to loan amount anymore (apply to all bank?)...
but mrta is optional of cz i choose not to take mrta |
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May 24 2011, 11:58 AM
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Senior Member
649 posts Joined: Jun 2009
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QUOTE(steason @ May 24 2011, 11:52 AM) GOOD NEWS !!! Is ocbc panel bank for amara project ?OCBC now can finance AMARA ! OCBC offer BLR-2.4% for 300k loan or above. pm me now.  |
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May 24 2011, 12:10 PM
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Junior Member
12 posts Joined: May 2009
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QUOTE(mayleou @ May 24 2011, 09:25 AM) Just to share my opinion, i think if you buy the property for own stay, and if you can afford, better dont include the legal fee and MRTA to the loan as a RM6k of loan included, the interest is will be RM4k++ assuming you are taking a 30 years loan. so end of the day you are actually paying RM10k+++ for the legal fee and MRTA. I agreed with ur first paragraph info... As for the MRTA, from what im heard from my banker it is not compulsary, but again i think if you buy ir for own stay better buy the MRTA, if for flip then no need lo. Just my opinion to share. first time buyer too, if i am wrong pls advise, eager to learn more. Even own stay or for flip, MLTA also have to buy... This is just for protect the property if anything happen to buyer on death or diagnose with 36 critical illness... Try imagine if the buyer din attach to MLTA, if things happen on him, then who going to settle the balance of loan... The family member will be in trouble on it... Buy MLTA better coz it will follow u forever and the protection amount won't decreased from time to time during ur loan repayment period... It also din charged any interest... |
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May 24 2011, 01:10 PM
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Junior Member
14 posts Joined: May 2011
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QUOTE(jacob888 @ May 24 2011, 11:58 AM) Is ocbc panel bank for amara project ? but OCBC only offer DIBS |
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May 24 2011, 02:00 PM
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Senior Member
649 posts Joined: Jun 2009
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what's dibs ?
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May 24 2011, 02:16 PM
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Junior Member
66 posts Joined: May 2011
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HI, i m new user. anybody have loan 50% bank, and 50% by cash ? refer to SA if 100% by cash then can get back the 4% DIBS from developer, now i m going to loan 50% from bank, anyone know that i can get back DIBS rebate or not? thanks
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May 24 2011, 02:19 PM
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Senior Member
1,784 posts Joined: Feb 2011 
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Cannot be, as developer is still gonna foot the later stages of interest for you still.
Y not just take no-dibs and just foot the interest yourself then. Btw ownstay or invest? Just curious. This post has been edited by 1ullaby: May 24 2011, 02:25 PM |
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May 24 2011, 02:27 PM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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too many versions.
very confuse. any banks that offer the following: no DIBS, include financing for legal fees, no MRTA |
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May 24 2011, 02:49 PM
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Junior Member
66 posts Joined: May 2011
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QUOTE(1ullaby @ May 24 2011, 02:19 PM) Cannot be, as developer is still gonna foot the later stages of interest for you still. for own stayY not just take no-dibs and just foot the interest yourself then. Btw ownstay or invest? Just curious. |
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May 24 2011, 02:54 PM
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Junior Member
150 posts Joined: May 2011
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my loan approved ....my banker say legal fee can included...y leh?? if not, how much do we nid to pay for legal fee???
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May 24 2011, 02:58 PM
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Senior Member
3,913 posts Joined: Nov 2004
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QUOTE(pkwei4138 @ May 24 2011, 02:54 PM) my loan approved ....my banker say legal fee can included...y leh?? if not, how much do we nid to pay for legal fee??? from which bank?legal fees is around 2% of ur loan amount |
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May 24 2011, 03:02 PM
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Junior Member
12 posts Joined: May 2009
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I am planning to let go my unit...
Price oledi jack up 35k after I booked... Anyone interested on it? Block D-06-09... Kindly email me... |
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May 24 2011, 03:05 PM
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Junior Member
150 posts Joined: May 2011
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ambank lo....
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May 24 2011, 03:05 PM
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Senior Member
3,913 posts Joined: Nov 2004
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QUOTE(pkwei4138 @ May 24 2011, 03:05 PM) ambank lo.... sigh..till now..no news from bank.damn..did they submit my application geh? |
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May 24 2011, 03:08 PM
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Junior Member
150 posts Joined: May 2011
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QUOTE(adrian0229 @ May 24 2011, 03:05 PM) sigh..till now..no news from bank.damn..did they submit my application geh? i directly deal to ambank banker lo.... |
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May 24 2011, 03:09 PM
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Junior Member
114 posts Joined: May 2011
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QUOTE(pkwei4138 @ May 24 2011, 03:05 PM) ambank lo.... i also ambank but why banker say cannot include legal fee?  |
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May 24 2011, 03:10 PM
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Senior Member
3,913 posts Joined: Nov 2004
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QUOTE(pkwei4138 @ May 24 2011, 03:08 PM) i directly deal to ambank banker lo.... me too....i ord submitted on last mon..  |
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May 24 2011, 03:44 PM
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Junior Member
66 posts Joined: May 2011
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y everybody talking abt legal fee ? my SA told me pay only RM500 for lawyer disbursement charges only wo... then S&P is free from developer. am i in corect ?
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May 24 2011, 03:45 PM
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Senior Member
3,589 posts Joined: Mar 2005 From: Bolehland
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QUOTE(may1126 @ May 24 2011, 03:44 PM) y everybody talking abt legal fee ? my SA told me pay only RM500 for lawyer disbursement charges only wo... then S&P is free from developer. am i in corect ? Loan Legal Fee |
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May 24 2011, 03:47 PM
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Senior Member
649 posts Joined: Jun 2009
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anyone got Gerrard cimb phone number ?
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