Amara by Jaya Megah
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 May 24 2011, 02:16 PM
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#1
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Junior Member
66 posts Joined: May 2011 
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HI, i m new user. anybody have loan 50% bank, and 50% by cash ? refer to SA if 100% by cash then can get back the 4% DIBS from developer, now i m going to loan 50% from bank, anyone know that i can get back DIBS rebate or not? thanks
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May 24 2011, 02:49 PM
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#2
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Junior Member
66 posts Joined: May 2011
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QUOTE(1ullaby @ May 24 2011, 02:19 PM) Cannot be, as developer is still gonna foot the later stages of interest for you still. for own stayY not just take no-dibs and just foot the interest yourself then. Btw ownstay or invest? Just curious.  |
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May 24 2011, 03:44 PM
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#3
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Junior Member
66 posts Joined: May 2011
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y everybody talking abt legal fee ? my SA told me pay only RM500 for lawyer disbursement charges only wo... then S&P is free from developer. am i in corect ?
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May 24 2011, 04:01 PM
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#4
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Junior Member
66 posts Joined: May 2011
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QUOTE(harrychoo @ May 24 2011, 03:45 PM) Loan Legal Fee Can i know how to calculate loan legal fee ? |
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May 24 2011, 04:16 PM
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#5
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Junior Member
66 posts Joined: May 2011
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QUOTE(adrian0229 @ May 24 2011, 04:11 PM) already told here many times.... Opz...noted. thanks2% of your loan amount  |
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May 25 2011, 11:56 AM
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#6
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Junior Member
66 posts Joined: May 2011
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can i check who know the assessment / water / electricity / quit rent how much different for normal hse vs service residence
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May 25 2011, 04:44 PM
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#7
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Junior Member
66 posts Joined: May 2011
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anyone here buy block A for own stay ?
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May 27 2011, 09:23 AM
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#8
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Junior Member
66 posts Joined: May 2011
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loan from bank, legal fee is 2% rite, then how much for the stamp duty ? is it included in 2% ?
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May 27 2011, 02:32 PM
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#9
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Junior Member
66 posts Joined: May 2011
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QUOTE(cheeyong776655 @ May 27 2011, 01:37 PM) i just get my load approved, -2.2 from ambank, but must go for the panel lawyer for the loan agreement, the legal fees about 4.8K, no discount allowed! if we dont use the panel lawyer, then all the free SPA and ipad will not entitled This 4.8k have included stamp duty? |
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May 31 2011, 02:44 PM
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#10
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Junior Member
66 posts Joined: May 2011
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oh no!!! ocbc banker just send me sms - sorry, just receive the approval from credit department mentioned tat the capping for amara project already full, so cant proceed anymore.....my god.... everybody take ocbc loan?? so fast full !!! now only can wait ambank n pbb
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Jun 1 2011, 02:21 PM
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#11
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Junior Member
66 posts Joined: May 2011
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anybody know lawyer - Tam & Chan tel no ? just receive alliance banker confirm my loan had approved. now waiting for LO out.
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Jun 1 2011, 02:42 PM
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#12
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Junior Member
66 posts Joined: May 2011
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QUOTE(mayleou @ Jun 1 2011, 02:31 PM) just got a call from them... 03-91307326 Thanks  |
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Jun 1 2011, 04:30 PM
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#13
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Junior Member
66 posts Joined: May 2011
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QUOTE(adrian0229 @ Jun 1 2011, 04:20 PM) sigh..received call from another lawyer...my lawyer is at kepong, not cheras..sigh i stay kepong but send me to cheras lawyer, we should exchange only can signo n nex tuesday...damn damn asking for discount but can not. all fix wo.. pay by cash also no discount... sigh  |
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Jun 1 2011, 05:03 PM
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#14
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Junior Member
66 posts Joined: May 2011
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QUOTE(0106127 @ Jun 1 2011, 04:45 PM) plz pm me the kepong lawyer. sendedthanks |
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Jun 3 2011, 10:53 AM
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#15
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Junior Member
66 posts Joined: May 2011
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QUOTE(adrian0229 @ Jun 3 2011, 10:11 AM) signed PBB LO only..S&P will signed on next tuesday morning. -2.35 with dibs or non dibs ?yup..is -2.35 for 250k loan...legal fees 5k with no MRTA mayb lik what u said before, they chg some of the policy now |
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Jun 3 2011, 11:51 AM
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#16
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Junior Member
66 posts Joined: May 2011
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just get alliance bank offer 1-3yr = blr-2.2, 4th yr start blr-2.3 semi flexi, pbb n ambank - kiv
This post has been edited by may1126: Jun 3 2011, 11:51 AM |
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Jun 3 2011, 11:57 AM
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#17
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Junior Member
66 posts Joined: May 2011
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QUOTE(adrian0229 @ Jun 3 2011, 11:54 AM) how bout legal fees n mrta? legal will pay cash, mrta optional rite, i dun take wo... |
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Jun 3 2011, 12:00 PM
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#18
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Junior Member
66 posts Joined: May 2011
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QUOTE(harrychoo @ Jun 3 2011, 11:56 AM) ya, i got the same offer from alliance bank. i choose dibs scheme, cos no need to worry blr up or down in this 3yrs. no eye see... hehehe i think alliance bank not compulsory to buy MRTA. so most of the ppl here choose non DIBS? It still worth if take 90% loan? I read kochin previous post on the disbursement breakdown and still analyzing it whether worth to go for non DIBS or not  |
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Jun 6 2011, 10:51 AM
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#19
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Junior Member
66 posts Joined: May 2011
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all sifu pls help. i have a question here, taking dibs means we need to pay 5% on downpay rite, if take non-dibs means 4% discount will on my downpay or end project only developer refund ?
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Jun 7 2011, 02:12 PM
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#20
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Junior Member
66 posts Joined: May 2011
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Finally, this sat going to sign spa & lo
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