yah, should be RM50. Aiyah, can do online, wasted RM0.30 But thanks, next year will do it online instead.

Call Customer Service and tell them what you mentioned above and get their response.

haha, those greedy customers deserve it (pay GST).

As for cancellation of the card, well, since the "customer" did sign up and request for the card (as such deemed to have read and agreed to the terms and conditions), I guess they have to wait for the card to be in the system (delivered) before any cancellation can be done.

What RM150 cash back Go read the terms and conditions also can have a headache. And if I read correctly, looks like new card members who sign up from now until 30 June won't qualify for the RM150 at all.

Above is mentioned in Post#1 too.
Yah, our sis has been most helpful in copying stuff from the bank website and spoon feeding Vestor without understanding the product. But at the rate she's going reading about credit cards and being a contributor to this section, soon she be a credit card sifu

This post has been edited by Gen-X: Jul 26 2012, 10:01 PM

Bro, I was not shooting you in any way. I was merely stating that fly126 was copying stuff and pasting them here, which I do the same too most of the time, hahaha. And with her being helpful in trying to assist you, she also learn about the card in question.

Coming back to your initial question

HSBC card is good if you shop at Mid Valley or The Gardens. And since you just mentioned you got the HSBC VS, I am sure you also received their SMS on cash back promo for shopping and dining.

As for Traveling, well your UOB and Citi don't earn you up to 10X points for overseas Hotel and Dining.

For golf, the UOB Preferred Plat also offers free green fees at some selected golf club.

So in conclusion, you will know best what is good for you.

As for Airport Transfer, we got to wait for HSBC Visa Infinite

Bro, I see you still keeping your Premier WMC. By the second billing cycle if still not reflected in the Statement better call HSBC.

Last year, I also saved some money thanks to you sharing and teaching me to use my HSBC VS credit card to book with agoda.com

But now book rooms with agoda using the MBB VI to earn 5X TP and get 6% discount.

This post has been edited by Gen-X: Jul 27 2012, 12:05 PM

Wow, above two promotions really good. How come not in their website.

Bro, next time before you sign up for any card, better you see the offer in writing instead of believing what agent says. If she don't sent you the flyer then what happens? You already signed on the dotted line. Why don't you call HSBC CS to confirm if above is true and take down the person's name and time of your call for your records.

IF 8% for all amount on weekend, this Thread is going to V8 faster that current MBB 2 Cards V5.

Anyway, you may want to read my article on HSBC Amanah MPower Platinum i review

After I signed up for online account, automatically I stopped receiving paper statement and sometimes I forget to make payment Today I received an SMS telling me what is my available CL, which is good. I can't remember most of the time what card and when I use for my transactions, so with the sms I don't have to log on to HSBC to see if I have Outstanding Balance or payment Due

Yah, for Citibank banking we can select via online what SMS we want to receive and even the frequency e.g. weekly.

Those of you with HSBC credit cards, I am sure you received their SMS on up to RM100 Cash Back for Dining until 23 September 2012.

To read my short comments on the dining promo at my Wordpress blog click >> HSBC Credit Card Dining Promo August to September 2012. Basically, RM40K is allocated per week based on first come first serve basis and you get RM10 for each RM100 spent.

you better call HSBC CS now and tell them what you mentioned above and tell them you do not want the Gold Card. Take down the CS name and time of your call and then follow up with email.

The RM100 cap is correct subjected that one spends total RM5K and above. Well, she saw the hardcopy right, next time ask her take photo or ask for photostat copy. Where she signed up for the card?

Come to think of it, can somebody take a photo of it the next time they go to the mall.

And does your sis know that the 8% cash back is for Saturdays and Sundays only? Ask her to read my article on HSBC Amanah MPower so she knows her facts when complaining to CS about being conned, hahaha

If it is true, I am getting the HSBC Amanah

This post has been edited by Gen-X: Aug 8 2012, 04:12 PM

I don't understand what you meant by min 12 swipes not entitled for annual fee waiver. HSBC has been waving my annual fee (Platinum and now VS) for years automatically without me calling them.

With your above post and my kiasu attitude, I just called HSBC CS and the guy told me that annual fee for all cards are still automatically waived with 12 swipes

Having said the above, the annual fee waiver condition is no longer stated in HSBC website and not stated in the Product Disclosure sheet too.

And I find it very odd that you have to pay first when they can credit back the RM600 into the account almost instantly.

I only have to worry about my annual fee next year since mine was auto waived few months back. And if another person reconfirmed he/she has been charged annual fee with 12 swipes and have to pay first, I am going to cancel my HSBC VS.

Posting your above post in page#1 so that others are aware. Thank you for highlighting your case.

This post has been edited by Gen-X: Aug 29 2012, 10:47 PM

post the link please

good that HSBC still have the 12 swipes condition for Amanah card.

Can anyone here confirm HSBC actually sent out email when an application is approved?

Like you mentioned your Parent don't have Alliance Account - if they do and willing to make a deposit jointly with you above RM200K, you can be issued the Alliance Premier Debit Card, but the card only grants you free entry to LCCT Plaza Premium Lounge and not KLIA. How I know? My son has it and he can enter LCCT PPL with his Alliance Premier Debit Card. Same case should apply to RHB Premier Debit Card where under 18 are eligible for it, and this card better, it grants you access to KLIA and LCCT. But if your parents were to just go deposit RM200K with Alliance or RHB, they'll be earning less from FD if they were to go with other banks. So, in conclusion, it's not what card you prefer but what card your parent can issue you

Secondly, the Priority Pass Membership Card for entry to overseas airport lounge is only issued to the Principal Card Holder. For KLIA Plaza Premium Lounge, only Principal Cardholder are entitled to the Free Entry (maybe except for Citibank - can't remember correctly what was reported at Airport Lounge Thread). So, if you are 21 years above, go open a Premier or Priority or Privilege Banking Account and you can be issued a Principal Credit Card and get the Priority Pass Membership Card too

Also take note, some Supp cards are not entitled to the Free Travel Insurance.

This post has been edited by Gen-X: Sep 5 2012, 10:06 PM

Yah, no one ever reported they received any email from HSBC.

ericwen, out of curiosity, how you applied for the HSBC card? And you should bring to the attention of HSBC about the email so that they can investigate and issued warning in their website.

This post has been edited by Gen-X: Sep 5 2012, 10:41 PM