Last time I got a free lunch from the officer
I tell her sure reject but she does not believes. So sideback 1 lunch

I Wonder Why They Keep on Reject U up to 5 times as I think HSBC is a more EZ to get CC Compare to MBB2C or HLB Wise...

This post has been edited by fly126: Oct 6 2014, 08:58 PM

Is it? Maybank I only use IC to apply, WISE use IC+EA.
I got case with HSBC actually, where a join account on my deceased grandmother with me was left idle for > 7 years. I argued with them on this.

Maybe THIS the Reason Why....

ME kena Tendang 3 kali when applied MBB2Cards & OCBC sebab tu I cakap MBB2Cards hard to Get...

3 times within how long?
Mine are within 15 years, so average 3 year apply once.

Every Year Submit Once so Continued for 3 Years & Finally got the Card on the 3rd & the Last Attempt

This post has been edited by fly126: Oct 7 2014, 12:34 AM

No wonder, actually 2nd time you can wait 1-2 years or you have significant change(increment) on your salary

OT,
& now They just given out a Amex Charge card to Me, Without Me Provided Any Income doc...

This post has been edited by fly126: Oct 7 2014, 01:19 AM

Well, basically they don't require a single supporting document to approve a credit card application, just your IC number only already enough.

Is it So EZ to get a CC now if Compare to Last times...??? as I think it more Difficult to get a CC now
That's Why they still want our Income proof doc (like,YES I'm working at xxx co.)

This post has been edited by fly126: Oct 7 2014, 01:34 AM

Trust me on this, if you borrow a loan before and settle it within short period of time(20 years housing loan done on 7 years), never default any credit card payment and have savings/FD account with a bank(for my case with Maybank for 20years and having decent amount of FD with them), for sure any application will be easy.
My income don't have rm180k a year, but if I were to apply Maybank's Visa Infinite also can get it approved. But I won't be paying the rm500 of AF and force my self to spend rm50000.

OIC..
have to go now kena kerja besok, actually nice to chat with You
Btw, Thanks for Sharing & have a Sweet Dream...

No problem man, here just 9pm, but I still have to sleep. 4am have to wake up and work.
Sweet dream to you also

Where are U now, Middle East..???
Same to U Sweet Dream...

Yup, rm very poor, so have to be a foreigner

who kena unauthorised transactions on your hsbc card before?
i just received 7 sms in a shot.... zappos.com, mmi*ipvanish.com
wtf??? how can my card be used without the cvc or otp?
sianz... have to visit branch and fill up form tmr

Where you apply your credit card?
always buying online?

i only use for petrol and the occasional dining. most of the time im in sg. the last i can recall 'using' it was when installing the uber app. had to enter cvv code too. other than that i nvr use the card for online purchases in 2 months.

You mean doing online transaction using apps?