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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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ronnie
post Mar 12 2011, 06:26 PM

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QUOTE(eddievh @ Mar 12 2011, 04:06 PM)
But can we use it inside the manual counter?
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Try it and update us smile.gif
ronnie
post Mar 13 2011, 07:37 AM

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Here's a comparison between Maybankard2 Visa vs Maybankard2 AMEX

Actual transaction was done 9 March 2011 8:34-8.35PM (AEDT)
AMEX : transaction date (9-Mar), posted on 11-Mar
Visa : transaction date (10-Mar), posted on 12-Mar

Maybankard2 Visa : AUD5.98 --> RM18.52 (Rate ~ 3.0970)
Maybankard2 AMEX : AUD5.98 --> RM18.87 (Rate ~ 3.1555)
ronnie
post Mar 14 2011, 11:01 AM

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QUOTE(dotcom @ Mar 13 2011, 09:21 PM)
Just to share my OCBC Ti Transaction with 1% rebate instead of 5%
CoffeeBean - 1%
Watson Sunway Pyramid - 1% sad.gif
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Is it Coffee Bean at Sunway Pyramid ?
Confirm or not ? Did you call the OCBC CS to re-confirm ?
ronnie
post Mar 14 2011, 11:03 AM

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QUOTE(jxx @ Mar 14 2011, 10:32 AM)
SCB iPad JAN winner list is out

JAN ipad winner list
*
I won the Philips Digital Photo Frame only sad.gif
Who wants to buy from me ;-)

p.s. the page aske to enter last 8 digits but there's 12 numbers to fill up... strange yawn.gif

This post has been edited by ronnie: Mar 14 2011, 11:08 AM
ronnie
post Mar 14 2011, 11:05 AM

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QUOTE(staind @ Mar 13 2011, 09:36 PM)
I can't be very sure on the rebate I got for my OCBC Titanium as there are several transactions that possibly giving me 1% rebate. Unable to pin point as there are few cents difference when I manually calculate and compare with the statement.

One of the possible 1% rebate that I can think off is my purchase at Guardian Taman Universiti Skudai. Maybe it is because for Guardian and Watson, their merchant code are not under Grocery Stores (MCC codes 5411, 5422 and 5451) as they may be considered as pharmacy.
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Show us the transaction with amount + the actual rebate received and we can help you verify it
ronnie
post Mar 14 2011, 03:37 PM

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QUOTE(jxx @ Mar 14 2011, 10:32 AM)
SCB iPad JAN winner list is out

JAN ipad winner list
*
Who won the iPad 64GB, which is now an obsolete model doh.gif
ronnie
post Mar 14 2011, 03:46 PM

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Let's see when can get SCB winner's letter for redemption ?
Definitely selling it over at Garage Sales.... and consider it as Cash-Back rebate for spending RM4000+ per qualifying month.
ronnie
post Mar 14 2011, 04:27 PM

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QUOTE(beyond86 @ Mar 14 2011, 04:20 PM)
  13. The 1st 100 Cardholders whom meet the minimum 20 swipes criteria will be awarded the shopping discount of RM500.
     
  14. The RM500 will be credited into the Principal Cardholder's Credit Card within 6-8 weeks from meeting the 20 swipes criteria.
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For sure 99.9999999% you won't be in the first 100 Cardholders rclxub.gif rclxub.gif sweat.gif
ronnie
post Mar 15 2011, 06:33 PM

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I received my SCB letter to collect the Philips Digital Frame.
Letter dated 14 March...that is approx 2 months from SMS submission from 18 Jan 2011.

Didn't even state the model no. i'm getting.
ronnie
post Mar 15 2011, 10:31 PM

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QUOTE(evilspeculator @ Mar 15 2011, 09:38 PM)
i apply n got the Fortune card with my CIMB card that is less than 1 year old.. anyway i probably wont use the Fortune card.
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Why apply when you don't plan to use the Fortune card ? Love to pay RM50 worth of GST ?
ronnie
post Mar 15 2011, 11:03 PM

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QUOTE(evilspeculator @ Mar 15 2011, 10:53 PM)
i think swipe twice can get back RM50. still noob in credit card issue.
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Good luck.... rclxms.gif rolleyes.gif
ronnie
post Mar 16 2011, 01:38 PM

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QUOTE(milentechie @ Mar 16 2011, 11:38 AM)
I like to hear from your experience. How many days does a bank need to process credit card balance transfer application? I am thinking of doing balance transfer into my OCBC Titanium card from Citi card to enjoy the 0% interest for 6 months.

I want to make sure the balance transfer is completed before the payment due date of Citi card.
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Better ask this question in the Balance Transfer thread...
ronnie
post Mar 17 2011, 01:09 PM

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QUOTE(choonkeong @ Mar 17 2011, 12:58 PM)
Received sms from SCB. Philips Photo frame to be delivered by 06-05-2011.
WTS at RM150-RM180.
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I received the letter to redeem... how come they delivery to you. Was it upon your request ?
ronnie
post Mar 18 2011, 12:13 AM

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Big Spenders with Maybankard can get an Apple product

Apple MacBook Air 11 inch 64G
1st 20 Cardmembers to spend RM35,000 x 3 months*

Apple iPad Wifi 16G
1st 30 Cardmembers to spend RM20,000 x 3 months*

Apple iPod Touch 8G
1st 50 Cardmembers to spend RM10,000 x 3 months*

Apple iPod Nano 8G
1st 50 Cardmembers to spend RM5,000 x 3 months*

* 5. Cardmembers need to spend a minimum amount require for 3 consecutive months to be entitled for the rewards

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

T&C says 100 Apple Nano but main page says 50 Apple Nano... rclxub.gif shocking.gif

This post has been edited by ronnie: Mar 18 2011, 12:16 AM
ronnie
post Mar 18 2011, 12:19 AM

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QUOTE(chemistry @ Mar 17 2011, 01:20 PM)
I also received sms frm SCB. They'll send the gift to me.
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At least I can get mine this weekend via self-collect drool.gif and start posting in Garage Sales.
Who wants to join the sale thread since we would have a few numbers to sell cool2.gif
ronnie
post Mar 18 2011, 08:45 AM

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I received a RM50 waiver for Maybankard2 AMEX

17-Mar-2011 SERVICE TAX - PRINCIPAL RM50.00
17-Mar-2011 PAID SERVICE TAX - PRINCIPAL -RM50.00

Anybody got a similar thing on your Maybankard2 AMEX M2U statement
ronnie
post Mar 18 2011, 09:10 AM

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QUOTE(beyond86 @ Mar 18 2011, 09:05 AM)
How can get this?
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It happened overnight (not my request) ... one friend says MBB will charge the RM50 GST for the Visa card only. Let's wait and see.
ronnie
post Mar 18 2011, 10:34 AM

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BNM says the new measures are for lower income groups.... that's a much better approach.
ronnie
post Mar 18 2011, 12:46 PM

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Good effort by BNM
.... Zeti forgot to add : RM50 GST applies to those earning RM36k per annum or less ONLY.

The SMS and PIN is very good....

QUOTE
Further Enhancements to Credit Card Infrastructure Security
In the effort to further enhance credit card security and to promote public confidence in the usage of credit cards as a safe payment instrument, effective 1 January 2012, transaction alerts via Short Messaging Service (SMS) will be implemented by card issuers for their cardholders after transactions are performed. This will be followed by the implementation of the Personal Identification Number (PIN) verification for all card transactions from 1 January 2015 onwards.


This post has been edited by ronnie: Mar 18 2011, 12:47 PM
ronnie
post Mar 18 2011, 12:54 PM

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QUOTE(chemistry @ Mar 18 2011, 12:50 PM)
I don't quite agree.
Service tax should be imposed on those earning 36k and above.
For those below 36k, they are already controlled by new rules and regulations.

Added on March 18, 2011, 12:51 pm
how about those jobless but rich ppl ? also cannot own cc ?
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If you are already earning lots of $$$, you should be financially sound, thus don't need RM50 to teach me how to use a CC lah.
RM50 GST for those below RM36k is to prevent them from falling into debt trap.
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