I forgot the use the point in my CIMB card , got around 10k point and can redeem something .. now gone jor

Hi guys. I have a friend who is intending to get her first credit cards and she has decided Maybank is her bank of choice. She earns approximately RM 3,500 monthly.

She has been using Amex Personal (Green) Charge Card all this while and intends to get credit cards now to allow flexibility in repayment.

Question is, should she get:

1. Maybankard 2 Combo of Gold Visa & Amex

or

2. Maybank Visa Gold Card & Amex Gold Credit Card

Which is wiser you think? Points wise. She insists on having one Amex credit card and one Visa credit card and intends to maximize her points earnings.

Actually I suggest making a post detailing places you get 1% (when you expect to get 5%).

1) The list will be shorter and more manageable
2) stand out - the exception and not the norm
3) less avenues for ppl to complain (they tend to it alot in the forums) -? post 5% get 1% -> complain list wrong, we bluff them etc. etc. . on other hand, if post 1% but get 5% it will be "good for them!"
4) merchants might be monitoring the thread and will quickly change their wrong MCC

Using Amex for spending at O'Brien gets 30% discount but offer until 31/3/2011. In addition you gets 5xTpoints and 5% rebate if spend on weekend. Better than using OCBC Ti.

Probably won't be that fast to credit? or on statement date?

i have spent on my new maybankard2 amex platinum these few days, suddenly saw this in my transaction ..so fast got rebate  looks like the rebate is given at the end of each month, and not based on statement correct me if am wrong 

01-Feb-2011 31-Jan-2011 CASH REBATE RM9.19
29-Jan-2011 29-Jan-2011 NANDO'S PERI-PERI CHICKENKUALA LUMPUR MY RM48.35
29-Jan-2011 29-Jan-2011 GUARDIAN PHARMACY KUALA LUMPUR MY RM135.65

Maybank
By the way, the SCB that you apply is that credit RM188 for welcome bonus when you received your card?

Maybankard 2 AMEX and Standard Chartered Business VISA, no doubt !

You'll only get the RM188 after you swipe the card once in a non-petrol transaction.

It was buried in their T&C somewhere.

Promotion SMS from OCBC:
OCBC Cards: Gold Coins worth RM70000 to be won! Swipe over 3x/day or while you are abroad to triple yr chances. T&Cs apply.

hey, decide to apply for standard chartered platinum card , may i know how long in order for them to approve my card?

er, how can M2 Amex comes on top? after deducting the rebates from TP/CP, you pay more if you use M2 AMEX, unless you factor in 5% on weekends, but that is up to max of RM50 only

OCBC should counter MBB Dua by reverting back to their earlier promotion where the cash rebate was capped at RM120, or offer max rebate RM100 where it is cap at RM50 each for the 5% and 1% cash back. This would wipe out Citi Cash Back Plat, HLB Essential & Fortune credit card and make OCBC talk of the town again. OCBC marketing - hope you guys reading this

Anybody got face this situation before? You apply for Maybank2 CC and ask for Mastercard but they give u Visa instead? I told the customer service officer this and was willing to wait till April for MasterCard but they gave me a Visa now. Aaiii..pening.

about Gardens toilet, only platinum from maybank can get access for free?

Even the qualification is not easy, since Dining and Utilities is not included.

Swiping a minimum of RM640 - RM960 a month on groceries and misc items across 8-12 transactions does sound challenging to plan for even.