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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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ronnie
post Mar 2 2011, 12:47 PM

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QUOTE(gerrardling @ Mar 2 2011, 11:41 AM)
wow, pbb is back ! where to get voucher from giant or tesco ? 12% is a lot !
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Of course from Giant or Tesco !!! rolleyes.gif rolleyes.gif rolleyes.gif
ronnie
post Mar 2 2011, 01:18 PM

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QUOTE(aeiou228 @ Mar 2 2011, 12:59 PM)
Good info ronnie  rclxms.gif  Never thought of this trick.

That lead me to thinking if I can also max up my monthly cap on weekend 5% for MBB2amex and OCBC Ti ?
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But the Jusco staff will be wondering what are you trying to do... brows.gif
ronnie
post Mar 2 2011, 03:32 PM

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QUOTE(xjeez @ Mar 2 2011, 03:25 PM)
Yep was about to mention it.

Though I guess there's nothing to stop you from buying it in 12 separate days if you're really committed  biggrin.gif
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But you may not get the full RM120 cash back for that tracking month... RM500,000 (About 4,166 CC members)
ronnie
post Mar 3 2011, 11:01 AM

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QUOTE(omg528 @ Mar 3 2011, 10:47 AM)
I'm planing to apply for OCBC titanium..but my salary only have rm1600...can it be?
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Go ask your boss for salary increment as per Robert Walters's Salary Report ;-)
ronnie
post Mar 3 2011, 11:19 AM

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QUOTE(zcatz @ Mar 3 2011, 11:14 AM)
another good service by MBB.

i did cancel my CC last year in August, before anniversary to avoid the GST. before cancel, claim all point.

in Jan, i want to do BT as MBB give 0% for 12mth. then, i call CS & they said just apply for reinstatement & my acc will go live again. new card will be sent as i cut the previous card. rm50 will be charge for reinstate. ask about GST, CS said will be charge on the 1st bill.

now, c my statement in m2u. no reinstate charge & no GST. BT successfully done. hoho.. lucky me. hope next month also no charges for both.

another loop hole to avoid GST?!
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August 2010 to Jan 2011 can still re-instate the account ??? Same CC number ?
Report back in afew months if the fees are charged (MBB is known to charge late for fees)
ronnie
post Mar 3 2011, 01:14 PM

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QUOTE(StupidGuyPlayComp @ Mar 3 2011, 12:58 PM)
biggrin.gif Who tell you the GST must charge on first month.............?

Myfirst MBB's statement also exclude the GST, but i believe it will apply in future month
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Most bank charges the GST the moment the card is approved. Just MBB is slower as usual rclxms.gif Good for consumers
ronnie
post Mar 3 2011, 01:20 PM

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Anybody in forum got any news of the SCB iPad giveaway ?
ronnie
post Mar 3 2011, 01:50 PM

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QUOTE(Alec.Yong @ Mar 3 2011, 01:22 PM)
Just noticed a CIMB Credit Card adv on The Star today.
It seems that the CIMB VI has a new design.
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But CIMB website still show the old card sweat.gif sweat.gif
ronnie
post Mar 3 2011, 01:50 PM

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QUOTE(thesoothsayer @ Mar 3 2011, 01:44 PM)
Anyone know if OCBC has a referral program for the Titanium  MC?
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I don't think so... Citibank and Direct Access has Member-Get-Member program
ronnie
post Mar 3 2011, 10:58 PM

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QUOTE(princess_autumn87 @ Mar 3 2011, 10:15 PM)
sry a quick question:-

i have a credit card hold above 18 mths with good credit standing.

Currently looking to apply a cc asap with min doc required. Preferable only ic and cc copy doc submission to apply the card. Any bank suggestion?

PS: i have mbb & pbb
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Go for OCBC Titanium Mastercard
ronnie
post Mar 3 2011, 11:03 PM

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QUOTE(yhtan @ Mar 3 2011, 09:59 PM)
the public bank new promotion isn't attractive at all, meh
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It's individual preference.
For me, PBB's CashBack is :-
1. tied down to use 8X swipes (8% cashback) or 12X swipes (12% cashback)
2. Limited to RM500,000 per tracking month
3. I won't apply PBB just for this.
4. PBB Esso card not included in this Cash-back promotion
ronnie
post Mar 4 2011, 12:07 AM

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CL of my CC : SCB > DA > OCBC > Maybank brows.gif
ronnie
post Mar 4 2011, 10:48 AM

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Same here did get a small increase in CL when I receive my Maybankard2 CC
ronnie
post Mar 5 2011, 10:19 AM

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QUOTE(kei18kun @ Mar 5 2011, 09:35 AM)
darn I just cancelled my credit card last month, so cannot apply again to get RM138

Added on March 5, 2011, 9:36 amanyway just apply anyway. no harm really
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I thought is RM50 or RM88 Cashback only ?
ronnie
post Mar 5 2011, 10:20 AM

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QUOTE(chemistry @ Mar 5 2011, 01:48 AM)
Oh ya, of course, there's exception.
For example, purchases made in Giant (Atria mall) and Carrefour (TropicanaMall) get 1% cashback instead of 5%.
As I said, stand-alone hypermarkets won't be wrong. nod.gif
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If your info is confimed, please contact TS to update the 1st page section 23
ronnie
post Mar 6 2011, 04:46 PM

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QUOTE(MilesAndMore @ Mar 6 2011, 04:32 PM)
No. Should follow the transaction date  smile.gif
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Doesn't make senses to use Maybankard2 AMEX overseas, then....
ronnie
post Mar 6 2011, 04:49 PM

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I received my RM188 for the new SCB Business Visa Platinum rclxms.gif rclxms.gif rclxms.gif
ronnie
post Mar 6 2011, 05:03 PM

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QUOTE(milentechie @ Mar 6 2011, 04:58 PM)
Are you an existing SCB credit cardholder before applying the Biz Visa? How come you can still get the cash back?
If like that, I also want to apply for it.
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Go and apply to see if you do get the RM188 Cash-back... brows.gif brows.gif
ronnie
post Mar 6 2011, 06:03 PM

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QUOTE(aeiou228 @ Mar 6 2011, 05:40 PM)
Unlimited free IBG sounds good to me.
Does HSBC Premier and Advance pays good interest ? or any other banks offer unlimited free IBG with reasonable  good deposit rate ?
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Read this topic: http://forum.lowyat.net/index.php?showtopi...35&hl=interbank
Personally, I opened a OCBC iQ Basic account which provides 5 FREE IBG transactions per month
Maintain account balance of RM500 per month to avoid RM10 monthly charge.

This post has been edited by ronnie: Mar 6 2011, 06:06 PM
ronnie
post Mar 11 2011, 01:37 PM

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QUOTE(MilesAndMore @ Mar 11 2011, 12:32 PM)
Updates !!!

Maybank
7 Mar 2011
- £25.88 > RM128.65 (£1 = RM4.9710)

**Wawasan Sentosa's British Pound Sterling rate on 7/3/2011 was £1 = RM4.9500
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Which Maybank CC is this ? Almost 0% admin fees brows.gif
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