Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

 SSPN, Skim Simpanan Pendidikan Nasional

views
     
Avangelice
post Jan 11 2024, 11:18 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(ben3003 @ Jan 11 2024, 11:08 AM)
need wait 12hours if not mistaken pok.
*
Thanks pok
Avangelice
post Jan 11 2024, 03:35 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(Barricade @ Jan 11 2024, 02:54 PM)
Year end only put back. I can generate higher return with the money rather than putting in SSPN and earn small interest.
*
SSPN div 4.5% best case scenario.

Fixed income fund the most stable 7%

No Brainer there
Avangelice
post Jan 11 2024, 04:04 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(mamamia @ Jan 11 2024, 03:41 PM)
may I know which fund give guaranteed 7%?
*
LOL where got guaranteed one. Maybe in lala land?
Avangelice
post Jan 11 2024, 04:05 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(gamenoob @ Jan 11 2024, 03:38 PM)
I dumped in 8k for tax benefit only..... its definitely better than 4.5%.....when you tally up the savings ..
*
For me anything that beats the inflation is better. Anything less is trash
Avangelice
post Jan 12 2024, 09:23 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
Good morning gents. I finally managed to withdraw today but it says amount acceded. Myr 16k. How come?
Avangelice
post Jan 12 2024, 09:30 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(cybpsych @ Jan 12 2024, 09:29 AM)
from where la? later ppl thought myptptn can withdraw already

i assume you're talking about Bank Islam.

have you changed the limit?

user posted image
*
Yes is from bank Islam Lemme try. I updated the amount in 3rd party transfer in BI
Avangelice
post Jan 12 2024, 09:32 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(cybpsych @ Jan 12 2024, 09:29 AM)
from where la? later ppl thought myptptn can withdraw already

i assume you're talking about Bank Islam.

have you changed the limit?

user posted image
*
Diew. Have to wait another 12 hours. 😭😭

Link up sspn 12 hours.
Change limit 12 hours.

Wth
Avangelice
post Jan 12 2024, 09:47 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(cybpsych @ Jan 12 2024, 09:41 AM)
do from ATM lor

else, wait 12h and shake legs
*
This BI system damn ancient. Other banks immediate one
Avangelice
post Jan 15 2024, 12:13 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
Just withdraw out all my sspn into bank Islam over the app today.

Down side. I can't use the app to transfer lump sum. There's a mandatory limit.

I had to use website but only got ibg transfer. Wah Lao
Avangelice
post Jan 15 2024, 08:50 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(MGM @ Jan 15 2024, 12:27 AM)
No Duitnow in BI website online banking?
DN>DN Transfer>TransferToDuitnow ID/Account
*
There's even a limit on it. I tried.
I even maxed out all my transfer settings

QUOTE(davidletterboyz @ Jan 15 2024, 12:42 AM)
How to withdraw from the app? I couldn't find any option to withdraw lol.  sweat.gif
*
QUOTE(ruben7389 @ Jan 15 2024, 07:38 AM)
I just tried still can't see any withdrawal function. Anyone had better luck?
*
Settings - withdrawals- sspn. It's there.
Avangelice
post Jan 15 2024, 11:22 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(ruben7389 @ Jan 15 2024, 09:59 AM)
Yes yes. Anyone can withdraw yet from myptptn app or website?
*
I thought its already set in stone by government. Ptptn withdrawal is 1k? Even at counter. That'd why all of us open our BI accounts
Avangelice
post Jan 18 2024, 10:48 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(JustForCheonging @ Jan 17 2024, 10:34 AM)
Takde akaun.
*

buat je lah. I did it. What's stopping u?
Avangelice
post Jan 18 2024, 11:18 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(JustForCheonging @ Jan 18 2024, 11:03 AM)
Nvm. Went to their branch yesterday.  Initiated withdrawal request.

Pasal i tak pakai BI

I open an acc juat for withdrawal sspn

Might as well go to their branch to fill up the form.

Thanks anyway
*

sekali go out to bi, you don't need to visit anything to withdraw.

Sekali go ptptn counter to do, next year have to do the same and the same after.

Get my drift? How much time and money spent on fuel to go ptptn counter.
Avangelice
post Jan 18 2024, 11:28 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
At this rate people withdraw via BI and over counter. Why not just allow us to withdraw like last time? Why put so many hurdles?
Avangelice
post Jan 18 2024, 12:13 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(ronnie @ Jan 18 2024, 12:01 PM)
too many smart people in/out to earn the tax relief.
need to put more rules to prevent such abuse
*
They dug their hole and it's impossible to fix it. If the government stop the relief, it would trigger a bank run or worst nobody puts money into sspn.
Avangelice
post Jan 18 2024, 03:51 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(a13solut3 @ Jan 18 2024, 03:37 PM)
sounds like pyramid sch.... oi.
*
Same as epf no?

That's why I don't keep my sspn money in lol
Avangelice
post Apr 5 2024, 03:03 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(metronidazole @ Apr 5 2024, 01:42 PM)
Omg...dividen not bad...3.6% above expectation. Hope got additional 1 % bonus!! Thanks ptptn!
*
Not sure if trolling or legit bro
Avangelice
post May 28 2024, 02:30 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(rinapua @ May 28 2024, 12:05 PM)
I got balance RM30K in PTPTN (include pump in 8K this year) and never withdrawal before. Now I plan to withdraw 20K.

I went PTPTN branch this morning. The staff told me if according to my plan above, the withdrawal calculation will be minus this year money pump in RM8K + balance in account RM12K. Meaning it will count as I didn't pump in any money in this year so will not entitle for 8K tax relief for 2024. Is it true?

As what I understand from all the sifu (expert here), the calculation is totally different.
*
Don't withdraw lah. No other source of funds why need to dip into sspn?
Avangelice
post Jun 24 2024, 02:36 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
Dammit you guys have serious maths comprehension problem when it comes to SSPN.

By December 31st 2023 total is 48k
By December 31st 2024 total is 48k + 8k = 56k

So whatever money you withdraw within 2024, so you take out 20k make sure by 31st December it's 56k. By depositing 28k

Stop making everything so complicated.

This post has been edited by Avangelice: Jun 24 2024, 02:37 PM
Avangelice
post Jun 25 2024, 09:20 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(LostAndFound @ Jun 25 2024, 09:17 AM)
Don't focus on total amount (because that would include 2023 dividend). Just count how much out, must put in that amount + 8k.
*
That's what I just said. Make it simple debit and credit. Don't look at div.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

4 Pages < 1 2 3 4 >Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0371sec    0.46    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 06:54 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.