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 SSPN, Skim Simpanan Pendidikan Nasional

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Avangelice
post Oct 24 2023, 12:14 PM

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Update I went to another round with their live agent.

Long story short they ask me to visit a nearest branch.

Aduhmak

THEN WHY YOU ASK US TO BUKA ONLINE??
Avangelice
post Oct 24 2023, 12:36 PM

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QUOTE(lowyat101 @ Oct 24 2023, 12:19 PM)
from what i see in my last application, after opening online you still need to go to the branch to collect your debit card. you need the debit card number to login online the 1st time. so i think without it, you will not be able to login

also ask for basic saving account, no yearly fee, although they were a bit reluctant at that time, keep on telling me there are this and that restrictions with the basic account  sweat.gif
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Yeah I just need this to withdraw my asb and sspn. Don't need the fancy stuff
Avangelice
post Nov 9 2023, 12:55 PM

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Just opened my bank Islam account. Gonna lump sum 16k into sspn in December and see if I can lump sum withdraw via atm in January.
Avangelice
post Dec 11 2023, 03:25 PM

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QUOTE(virtualgay @ Dec 9 2023, 11:25 PM)
Pls open bank Islam account and then link your ptptn to bank Islam then can instant withdrawal

No bank Islam account then go open
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You guys withdraw in counter or atm?

Abit scared to withdraw so much money in atm like that
Avangelice
post Dec 11 2023, 03:51 PM

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QUOTE(cybpsych @ Dec 11 2023, 03:34 PM)
don't withdraw cash la

use ATM/IB to withdraw from sspn to bimb acct --> duitnow transfer out to other banks
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My first time next year to withdraw. Thanks for the heads up. I baru open my bank Islam acct as a Chinese dude.
Avangelice
post Dec 18 2023, 11:14 AM

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Just deposited 10k into my sspn. Unfortunately my max fpx per day is 10k. Tomorrow have to do it again.

Lucky I do it now rather than just wait
Avangelice
post Dec 18 2023, 11:41 AM

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QUOTE(MGM @ Dec 18 2023, 11:23 AM)
Which bank, normally can reset to higher amount?
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Ocbc. Max 10k. Cannot increase. They very strict
Avangelice
post Dec 18 2023, 11:59 AM

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QUOTE(MGM @ Dec 18 2023, 11:57 AM)
I am using OCBC too, have to DN to other banks like MBB, PBB first b4 using FPX.
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Its okay lah bro. Leceh. I'll just do another tomorrow
Avangelice
post Dec 18 2023, 02:57 PM

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QUOTE(alexwsk @ Dec 18 2023, 02:50 PM)
any reason to put in so much after 5th Dec?
if tax deduction only 8k right?
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Yep. By my calculations 8k deposit nets me 20% out of that 8k just from that deposit.

That's 20% return right there.
Avangelice
post Dec 20 2023, 05:23 PM

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Why you guys using website to deposit?

I used the ptptn app. Straight can deposit. Much safer and easier
Avangelice
post Dec 20 2023, 11:56 PM

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QUOTE(siaowei111 @ Dec 20 2023, 07:40 PM)
I just logged to my sspn acc but couldn’t see any “withdrawal” function anymore. Is this normal? Is it due to year end? Or what?
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withdrawal only through bank Islam atm
Avangelice
post Dec 25 2023, 01:01 AM

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QUOTE(kopiride @ Dec 24 2023, 09:54 PM)
My ptptn app can't do verification. Keep saying gagal. Tried over 20+ times.
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Hmmm... Verification on ic stage?
Avangelice
post Jan 3 2024, 11:00 AM

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QUOTE(silentsurfer @ Jan 3 2024, 10:09 AM)
Can deposit using maybank2u. I did that last year when the sspn system was closed for the new year. deposited on 1st of January 2023 (iirc, the cutoff for dividend calculation was 5th of every month). the amount was reflected and dated 1st January 2023 when the system was back online around 11th January 2023.

I did the same this year. I think it'll work the same.
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I don't get some of you. Why wait until the very last minute to deposit month in sspn?
Avangelice
post Jan 3 2024, 01:10 PM

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QUOTE(silentsurfer @ Jan 3 2024, 11:34 AM)
It's not last minute. As far as I know. the dividend calculation cutoff is 5th of every month. So for year 2024, I deposited 8k into my account to maximise the tax relief and for it to be calculated the full year of 2024, my money has to be in my account latest by 5th of January to include the calculation of dividend for month of January 2024.

Since the web and app of ptptn is closed for year end maintenance and only open around mid January 2024, if wait for it to open then only deposit, the amount will only earn 11 months dividend for 2024.

So we are just finding alternative ways to deposit early of January 2024.
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Tax relief is calculated for deposits before 31st December right bro?
Avangelice
post Jan 3 2024, 02:12 PM

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QUOTE(silentsurfer @ Jan 3 2024, 01:47 PM)
Yes if you are referring to (year of assessment) YA 2023. I am depositing for YA 2024. The tax relief for SSPN deposits for now is valid until YA 2024 until further notice.

For YA 2023, i deposited 8k on 1 January 2023.
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Thank you bro. For the answer. Looks like you deposit early to get the divs. Where as I deposit later to take out everything in first week 😅
Avangelice
post Jan 5 2024, 09:18 AM

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QUOTE(DawnOnYou @ Jan 4 2024, 09:44 PM)
Now online only can withdraw 1000 per day, right?
Even for Bank Islam?
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Unlimited. Where u hear it's 1k per day
Avangelice
post Jan 5 2024, 09:55 AM

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QUOTE(lovelyuser @ Jan 5 2024, 09:45 AM)
Now cannot withdraw at all, where you hear it's unlimited? When is your last withdrawal? How you withdraw? How much you withdraw? Can share snapshot?
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Tf. Why so kanchiong?? People already say it's the 10th liau bah. You so badly need the money?
Avangelice
post Jan 5 2024, 10:20 AM

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QUOTE(lovelyuser @ Jan 5 2024, 10:08 AM)
You are giving wrong info and yet want to the so uncivilized?

Online withdrawal before system maintenances was limited to 1k, hence asking you to give prove on what you stated, that's all, no need to be so rude dude
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Rather than be spoon fed or at least read the previous posts here u choose to ask so many questions.

https://www.bankislam.com/personal-banking/...p/ptptn-sspn-i/

Atm daily limit 5k.
Avangelice
post Jan 11 2024, 10:24 AM

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QUOTE(PseudomonasSA @ Jan 10 2024, 11:51 PM)
I made a withdrawal successfully from SSPN via Bank Islam online banking today
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How? I don't see any options for withdrawal
Avangelice
post Jan 11 2024, 11:05 AM

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QUOTE(cybpsych @ Jan 11 2024, 10:53 AM)
user posted image
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Mine is greyed out. I think because I just linked my sspn to B I just an hour ago

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