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 SSPN, Skim Simpanan Pendidikan Nasional

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Sunny zombie
post Feb 28 2016, 11:22 AM

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is there any online application for this?
wil-i-am
post Feb 28 2016, 11:47 AM

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QUOTE(fairyboy @ Feb 28 2016, 04:22 AM)
So actually does we get the tax relief if we open the spss account for ourselves? Sorry to ask again due to i saw it from the spss official website, there wrote:  Individu yang menyimpan untuk diri sendiri tidak diberi pelepasan taksiran cukai.

So still confusing whether we get tax relief or not if the account is opened by ourselves and not by parent.
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U will get tax relief if open a/c for own kids
T231H
post Feb 28 2016, 12:05 PM

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QUOTE(Sunny zombie @ Feb 28 2016, 11:22 AM)
is there any online application for this?
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there are some online facilities as per listed here...
hope there are what you seek.
SSPN-i Facilities
http://www.ptptn.gov.my/web/english/sspn-i-facilities
Sunny zombie
post Feb 28 2016, 05:19 PM

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QUOTE(T231H @ Feb 28 2016, 12:05 PM)
there are some online facilities as per listed here...
hope there are what you seek.
SSPN-i Facilities
http://www.ptptn.gov.my/web/english/sspn-i-facilities
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notworthy.gif notworthy.gif notworthy.gif notworthy.gif

thanks
fairyboy
post Feb 29 2016, 10:49 PM

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QUOTE(T231H @ Feb 28 2016, 09:30 AM)
why do you want to get tax relief for? are you working and is your income bracket subjected to tax?
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juz want to know before i step in working environment, after intern will going to work. But i heard if monthly income is RM2000+, I'm subjected to pay tax. But I'm not so sure about that, so want to know whether got tax relief for SPSS holder.
T231H
post Feb 29 2016, 11:06 PM

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QUOTE(fairyboy @ Feb 29 2016, 10:49 PM)
juz want to know before i step in working environment, after intern will going to work. But i heard if monthly income is RM2000+, I'm subjected to pay tax. But I'm not so sure about that, so want to know whether got tax relief for SPSS holder.
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Income tax relief on SSPN-i savings:
1. Parents and adopted parents/ legal guardians who have an SSPN-i account for their children will be given tax relief up to a maximum of RM6,000.00 per year subject to the total net savings in the current year;

2. Parents who filed separate assessment and have opened separate SSPN-i accounts for the same child will be given tax relief up to a maximum of RM6,000.00 per person per year;

3. Parents who filed a joint assessment and have opened separate SSPN-i accounts will be given tax relief up to a maximum of RM6,000.00 per year; and

4. Individuals who have save for themselves are not given tax relief.

http://www.ptptn.gov.my/web/english/tax-relief-assessment

Am I taxable?
with effect year 2013 an individual who earns an annual employment income of RM30,667 (after EPF deduction) has to register a tax file.
http://e-cukai.com/taxable/

This post has been edited by T231H: Feb 29 2016, 11:07 PM
epie
post Mar 1 2016, 08:24 AM

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QUOTE(fairyboy @ Feb 29 2016, 10:49 PM)
juz want to know before i step in working environment, after intern will going to work. But i heard if monthly income is RM2000+, I'm subjected to pay tax. But I'm not so sure about that, so want to know whether got tax relief for SPSS holder.
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u r not subjected to income tax
need to worry if ur income above rm3k
fairyboy
post Mar 1 2016, 11:35 PM

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QUOTE(T231H @ Feb 29 2016, 11:06 PM)
Income tax relief on SSPN-i savings:
1. Parents and adopted parents/ legal guardians who have an SSPN-i account for their children will be given tax relief up to a maximum of RM6,000.00 per year subject to the total net savings in the current year;
 
2. Parents who filed separate assessment and have opened separate SSPN-i accounts for the same child will be given tax relief up to a maximum of RM6,000.00 per person per year;
 
3. Parents who filed a joint assessment and have opened separate SSPN-i accounts will be given tax relief up to a maximum of RM6,000.00 per year; and
 
4. Individuals who have save for themselves are not given tax relief.

http://www.ptptn.gov.my/web/english/tax-relief-assessment

Am I taxable?
with effect year 2013 an individual who earns an annual employment income of RM30,667 (after EPF deduction) has to register a tax file.
http://e-cukai.com/taxable/
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thx for the clear explanation^.^
fairyboy
post Mar 1 2016, 11:36 PM

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QUOTE(epie @ Mar 1 2016, 08:24 AM)
u r not subjected to income tax
need to worry if ur income above rm3k
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thx you too^^
fairyboy
post Mar 1 2016, 11:41 PM

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Want to ask a new question here, where can I withdrawn the SPSS money? Last time ask the officer, they said nid to go KL main branch to withdrawn. But I'm staying at Penang, wonder any other way can withdrawn money?

And anyone here were student who get PTPTN? Izzit pay at PTPTN center(not sure where) only will not get extra charges like handling fee, etc...
epie
post Mar 2 2016, 12:53 PM

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QUOTE(fairyboy @ Mar 1 2016, 11:41 PM)
Want to ask a new question here, where can I withdrawn the SPSS money? Last time ask the officer, they said nid to go KL main branch to withdrawn. But I'm staying at Penang, wonder any other way can withdrawn money?

And anyone here were student who get PTPTN? Izzit pay at PTPTN center(not sure where) only will not get extra charges like handling fee, etc...
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u mean SSPN rite?

if SSPN any ptptn branch can do it...the money wil be wired to ur bank account in 14 working days
fairyboy
post Mar 2 2016, 11:31 PM

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QUOTE(epie @ Mar 2 2016, 12:53 PM)
u mean SSPN rite?

if SSPN any ptptn branch can do it...the money wil be wired to ur bank account in 14 working days
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really? thx you very much for the info~~

sevendogz
post Mar 3 2016, 09:56 AM

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just wondering do they accept amex for deposit at their branches?
ronnie
post Mar 3 2016, 10:32 AM

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QUOTE(sevendogz @ Mar 3 2016, 09:56 AM)
just wondering do they accept amex for deposit at their branches?
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Nope... Visa & MasterCard only accepted
sevendogz
post Mar 3 2016, 10:42 AM

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QUOTE(ronnie @ Mar 3 2016, 10:32 AM)
Nope... Visa & MasterCard only accepted
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thanks, thought of using MBB Amex Krisflyer to hack sspn..
which card (visa and master) is best for this hack?
thinking of withdrawing all the money and re-deposit using cc comes december...
wu ming
post Mar 6 2016, 04:50 PM

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PTPTN counter at TBS terminal no longer accept credit cards for SSPN savings.
nexona88
post Mar 6 2016, 05:38 PM

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QUOTE(wu ming @ Mar 6 2016, 04:50 PM)
PTPTN counter at TBS terminal no longer accept credit cards for SSPN savings.
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thanks for sharing info icon_rolleyes.gif
roy918
post Mar 8 2016, 10:01 PM

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Tax relief statement is out. Apparently dividend has been excluded from tax relief entitled.
wil-i-am
post Mar 8 2016, 10:09 PM

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QUOTE(roy918 @ Mar 8 2016, 10:01 PM)
Tax relief statement is out. Apparently dividend has been excluded from tax relief entitled.
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Tis is not d norm
Having said tat, I have put in RM6k last yr n bau for me

This post has been edited by wil-i-am: Mar 8 2016, 10:10 PM
wongmunkeong
post Mar 8 2016, 10:26 PM

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QUOTE(roy918 @ Mar 8 2016, 10:01 PM)
Tax relief statement is out. Apparently dividend has been excluded from tax relief entitled.
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something's seriously not right...

Downloaded earlier
Attached Image


Downloaded today
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Suddenly changed from previous years.. this is definitely not right.
Going to call them tomorrow to clarfy.. Malusia...

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