Pelepasan taksiran cukai sehingga RM12,000; ??
--> so far i known is rm6k. i dont know how it make till 12k ?

can i know whether the dividend for last year can be included for the tax relief this year? e.g. I get RM100 dividend last year, this year i've already put in RM5500, can i top up only RM400 to max the tax relief? or do i need to top up RM500?

i do not noe as i never did it b4. so, wats d good time to take d money out?

sspn is eligible to tax relief up to 6k, right?

is it correct and allow for this case:-
i apply new sspn account for my kid before 31/dec/2016 and pump in 6k, and then on 1/jan/2017 i withdraw all 6k, in e-filing near apr 2017 later, i still got the tax relief?

so, you just basically need 2 children and 6k to get max tax relief EVERY YEAR?
anyone can comment?

I get your points but I cannot find the example of my case
if got a few accounts (few kids) but do we only get one annual statement or can we get multiple annual statement?

now still can buy SSPN ?
because i read the SSPN-i, it not allow to withraw the money?

Time for me to top up...

hey guys, if i open an individual sspn account (not for children). Am i entitled for the 6k tax relief?

Any advice on how to redraw from SSPN?

Question.
1. open for own savings = no tax relief ?

2. open joint name with sons = tax relief ?

3. 2016 deposited RM6k, so income tax relief RM6k, 2017 deposit RM6k, total balance RM12k, so income tax relief RM6k ?

4. the tax relief amount is depends on the amount you debit nett in a year ? so every year debit rm6k, up to 10years, balance rm60k satu kali withdrawl, so the withdraw year no tax relief ?

Does tax exempt means that when I withdraw the money later to pay for my child college, the money will not be taxed? Does this means that other investment vehicles (e.g. Tabung Haji, ASB, unit trusts) will be taxed when I withdraw?

SSPN-i statement in which part indicated declaration of income tax? i can't find the word in the statement.
1. BAKI AWAL PADA 1HB JANUARI 2017  :  xxx
2. SIMPANAN/PENGELUARAN BERSIH SEHINGGA FEBRUARI 2017  :  0.00
3. SIMPANAN MELALUI FPX  :  0.00
4. BAKI SIMPANAN PADA FEBRUARI 2017  :  xxx

Sorry noob here. What is mean by net savings? Means need increase and cannot put in take out and re put in?

Oh drop half? Then more reason to invest as the sum is not so substantial compare losing 6k of investment money.

I check google and there is no mention about the 3k. It is still 6k.

Anyway I make comparison calculation if taken the 4% sspn dividend and reinvest the tax saving with 10% return it still lose significantly compare to investing the whole 6k at 10% return.

Hmmm...got to go through the entire thread for expert way of doing this 😜

Ah gosh just found this post. I missed the boat of rm6k tax relief. 😭. Luckily still got 2017 to claim. So if i open an sspn account from bank at dec 2017, then when can I print the the tax relief statement?. Plan to print it out then withdraw.

So meaning that only after 1st march 2018 then i can withdraw after print the statement?