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 SSPN, Skim Simpanan Pendidikan Nasional

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T231H
post Mar 20 2017, 04:23 PM

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QUOTE(jrrsim @ Mar 20 2017, 04:21 PM)
Hi, anyone has the weblink to the info on withdrawal of SSPN? Wondering how flexible is this SSPN account since I can't find much info on the first page.
What is the "peraturan yang ditetapkan oleh PTPTN dari semasa ke semasa"?
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i think...it is a disclaimer clause sort of ... "can and will be subject to changes from time to time...." biggrin.gif
T231H
post Oct 28 2017, 08:49 AM

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QUOTE(Jack&Guild @ Oct 28 2017, 07:12 AM)
is sspn tax relief still relevant in 2018? beloved PM did not mention in his budget yesterday.
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edited n corrected....
see 2 posts down.

This post has been edited by T231H: Oct 28 2017, 12:43 PM
T231H
post Oct 31 2017, 10:48 AM

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QUOTE(missfarren @ Oct 31 2017, 10:44 AM)
where to check sspn balance?
i tried using ptptn website but error when want to check balance in sspn
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try this?

https://www.ptptn.gov.my/saving/sspnlogin.html
T231H
post Oct 31 2017, 10:57 AM

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QUOTE(missfarren @ Oct 31 2017, 10:50 AM)
your can check? when i check penyata comes out error

HTTP Status 500 - Request processing failed; nested exception is org.springframework.jdbc.UncategorizedSQLException: PreparedStatementCallback; uncategorized SQLException for SQL
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yes,...i checked and ok...
else,...try this..just abit longer process

https://www.ptptn.gov.my/web/guest/simpanan/penyata
T231H
post Oct 31 2017, 11:09 AM

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QUOTE(missfarren @ Oct 31 2017, 10:59 AM)
which browser u use?
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win explorer..google chrome
old computer Win XP OS....
T231H
post Jan 5 2018, 06:27 AM

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deleted...wrong referenced notworthy.gif

This post has been edited by T231H: Jan 5 2018, 10:06 AM
T231H
post Apr 4 2018, 01:00 AM

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QUOTE(yfiona @ Apr 3 2018, 11:40 PM)
Hi, are those over 55 years old eligible for the 6k relief if they put in monies for under their child's name?
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is there a mention about the depositor's age?
http://www.ptptn.gov.my/web/english-tutup/...lief-assessment
T231H
post Feb 13 2019, 11:06 AM

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QUOTE(mroys@lyn @ Feb 13 2019, 10:57 AM)
i suspect the wordings are wrong. cannot be so stingy. RM40 only  doh.gif
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try read page 72....a lot of discussion....especially post 1432 on the eligibilities....
T231H
post Jul 8 2019, 02:26 AM

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previously mentioned by forummers....
this in on Dec and out in Jan....is useful and effective in maximising ROI with available money.

take it out to invest in anything that can generate >4% pa.....then returns that money (taken out in Jan) in the end of year....+ RM 8k to be eligible for tax relief again....

just RM8k fresh fund yearly is needed, thus unless the money taken out in Jan had been spend on something else, i think this RM8k is not going to create problem, even thought the money taken out in Jan is large.

just return in Dec the money taken out in Jan + RM8k, .......gain tax relief and the gain from that money used for other venture from Jan till Dec

T231H
post Nov 11 2019, 12:46 PM

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QUOTE(YH1234 @ Nov 11 2019, 12:40 PM)
the tax relief rm8k is for both sspn i n sspn i plus? my reading is the former remain as rm6k while the latter increase to rm8k.
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Depositors can apply for tax exemption of up to RM6,000 for the SSPN-i savings account and another RM6,000 for the SSPN-i Plus takaful for life insurance and EPF.
https://www.thestar.com.my/news/education/2...rt-saving-early

well that was before the increase/reduction of limits for tax relief....


T231H
post Nov 12 2019, 11:15 AM

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QUOTE(lyc1982 @ Nov 12 2019, 10:45 AM)
for year 2019, the sspn-i portion has increased to rm8k correct ?
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see post 2143
T231H
post Dec 16 2019, 10:53 AM

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QUOTE(swn525 @ Dec 16 2019, 10:49 AM)
first year for SSPN-i
BOOST only allow 4.5k per month,
the rest of 3.5k i need top up through counter?
any ptptn counter can top? or any others more convenient way to top up?
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try ptptn sspn online website?
heard there is page where one can do online top up
T231H
post Dec 17 2019, 06:59 PM

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QUOTE(skty @ Dec 17 2019, 06:47 PM)
tax relief up to RM1680/child.

next year even crazier, up to RM1800/child.

don't play play!
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Per child? confused.gif
if have more childs can seek to pay lesser tax?

T231H
post Dec 17 2019, 07:06 PM

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QUOTE(skty @ Dec 17 2019, 07:02 PM)
only can one more child and put the relief into your wife tax.  rclxms.gif
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if only got 1 child that the husband already seek for tax relief, then wife cannot seek for tax relief?

This post has been edited by T231H: Dec 17 2019, 07:07 PM
T231H
post Dec 17 2019, 07:10 PM

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QUOTE(skty @ Dec 17 2019, 07:08 PM)
it depends on whether the account opened using the husband name or wife name. only one of them can have relief.
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so 1 child can only be opened under either father's name or mother's name?
if father had already opened for that child, the mother cannot open again under her name for the same child?

This post has been edited by T231H: Dec 17 2019, 07:13 PM
T231H
post Dec 17 2019, 07:14 PM

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QUOTE(skty @ Dec 17 2019, 07:08 PM)
it depends on whether the account opened using the husband name or wife name. only one of them can have relief.
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QUOTE(skty @ Dec 17 2019, 07:13 PM)
hmm.gif i think both parent can open different account for same child.
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confused.gif if both can open, then only 1 can claim for tax relief?

This post has been edited by T231H: Dec 17 2019, 07:17 PM
T231H
post Dec 17 2019, 08:07 PM

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QUOTE(skty @ Dec 17 2019, 07:19 PM)
...........
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QUOTE(cybpsych @ Dec 17 2019, 07:35 PM)
..........
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thumbsup.gif thanks for the clarification... notworthy.gif
T231H
post Jan 16 2020, 11:43 AM

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QUOTE(mickeysew814 @ Jan 16 2020, 11:33 AM)
if i withdraw now, still eligible for tax deduction in 2019 income tax filing right?
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read post 2866 and 2870...

the tax statement most probably be out in early Mar 20
which will state your "net" contribution (sumbangan bersih) in 2019 which are eligible for tax relief for that year....
your 2020 withdrawal transaction detail will be in 2020
T231H
post Feb 5 2020, 04:04 PM

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QUOTE(MGM @ Feb 5 2020, 03:23 PM)
1% from today until 30April or 1% pro-rated (1% * 86/365)?
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until more info are available....
I think most probably would be like last year's (last year was 0.5%, now 1%)

read post 1432, page 72 for last year's T & C
https://forum.lowyat.net/topic/1819492/+1420
T231H
post Feb 7 2020, 08:31 PM

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QUOTE(memorylane @ Feb 7 2020, 08:28 PM)
i think use grabpay via e-pay worth more, about 7.5% worth of grab points....
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can use that to pay SSPN contribution?

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