Guys, I just couldn't understand why so much concern of the 0.1 or 0.15% difference for the loan. Does it really leave a big hole in your pocket? Just refinance once the lock-in period expired. Even if you still stuck with another 1 year to go before lock-in expiration, there's no big deal as if even you taking 550k loan, the difference per annum on interest is just $550 which translate to lesser than $55 per month. If you intend to flip, you can add additional few thounsands to offset all these charges.

The only concern we should place is the finish product of this condo as well as the surroundings to make it one of best investments ever.

When you refinance, remember to add another few thousand into the legal fees. No ?

If you use topup loan and to reduce the rate from same bank, you only pay the differences between your original loan amount and the refinance figure so the amount is minimal. If purely reduce interest rates, there's no charges at all.

OK sounds like you guys are closer to continuing with the loan than to flip, or hop on to another bank. Kekeke .....

Bro, as mentioned if you intend to flip, just add couple of k to offset ur interest...no big deal lor. Maybe our headache will be looking for buyers to pay for that asking price later

Hi all tktt from KR2. For myself, actually I quite agreed with ronn77 bro. I not even bother what rates outside are giving. I only cared how much max profit I can get after vp. Let say, rm520k I bought, after vp 700k? Actually I don't bother about the rates bcoz it really too small amount to calculate. I rather see big think big.
Having said tat, still there r many people concerned about what rate they r getting. They wan best rate and best product in the market. But don't forget, there no such thing about best rate or best product. What I wan is the best service I could get from my banker.
Different people has different POV. There no right or wrong.

Cheers

MGG

Wah, see...the chairman point of view talking also got style...must see the bigger profit which really taikor opinions
Bro, bila mau chu yoke fun? Sudah hungry leh....

Bad news.. S&P will only be ready after raya.....

Chris kor and u also see profit... I just follow tk of KR2.
Make it Tmr if u guys wan Chu yoke fun. Oug one or sunway 1?

Shake head.

Bro, you called up Lawyer office hur? Guess we have to wait again, I presume it will be ready in Sept this time. Yawnzzz......let's look forward to Friday which is tomorrow and don't get so bothered by the delay.

Happy hour time coming soon!!!!

Let's try OUG one since never tried before. 1pm ok?
But where is the place? Got address?
Anyone joining too?

u from shah alam...u turn right to hainan kopitiam right? u just turn left...
all the way straight until u see MCA hall in ur right....then turn to right....straight u will see right side is bhp. wait at bhp then.
1pm im alright. but dont know chris kor ok or not.
or anyone else wish to join us tcss?

Ok, so I'll wait at BP.

Any bros would like to join snaking lunch at OUG?

I really wonder what is causing the massive delay in S&P? this is crazy.. we all paid the 3% almost 5 months already..

Yup.. Called lawyer's office today.. Was told that pending developer to provide approved plan.. Looks like will be around end of September or early of October

Hmm...alright, at least can hold those money for S&P payment + MRTA a little bit longer.....lol. Time to splurge!!!!!
Thanks for the update Bro.

Did they say why?

Didn't ask them more.. Only said building plan yet to be approved..

Guys... Cement price increased! Will that affect our purchase price? Afraid developer will increase..

Lol..don't think so they will increase the price despite commodity price hike. If they insist, we will buy our own cement and they build it for us